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Best Mortgage Brokers in Mount Pleasant

2024

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Providers

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Website
875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC 29464
  • Refinance

Why choose this provider?

Ascend Financial Group handles the mortgage matters of people in Mount Pleasant and the neighboring areas. It assists individuals in applying for mortgage loans to purchase primary, investment, and vacation homes that fit their personal and family needs. These loans have fixed and adjustable rates, which enable clients to select monthly payments within their budget and financial capabilities. Greg Schoonover, the company's president, is a mortgage loan originator with over 20 years of industry experience.

License Verified:

License: 1629704

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (18)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2557 Ashley Phosphate Road, North Charleston, SC 29418
  • Refinance

Why choose this provider?

Mija Mortgage caters to clients throughout the Mount Pleasant metro. The company explains to aspiring homeowners the mortgage prequalification process and offers different solutions like conventional and FHA loans. It also works with current or former military members and their families and provides loans backed by the VA. For property owners aiming to lower their interest rates or reduce their monthly payments, the company assists with the refinancing process. Mija Mortgage partners with more than 50 lenders, including credit unions and banks.

License Verified:

License: 2011652

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
858 Lowcountry Blvd #102, Mt Pleasant, SC 29464
  • Refinance

Why choose this provider?

Roger Medlock is a senior loan officer who helps Mount Pleasant individuals and families realize their homeownership dreams. Affiliated with Benchmark Mortgage, he guides homebuyers and borrowers in going through the mortgage application or refinancing process. The agent keeps clients updated in each step of the process by deploying paperless technology and automated procedures. Medlock is a Charleston county local who has been in the loan origination industry since 2001 and has worked with over 1,000 clients.

License Verified:

License: 121708

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (1)
Zillow
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
861 Coleman Blvd, Mount Pleasant, SC 29464
  • Refinance

Why choose this provider?

Lucey Mortgage Corporation caters to the home refinancing needs of clients in Mount Pleasant. The mortgage brokerage firm offers FHA, VA, and jumbo loans. It also provides conventional loans with options like fixed-rate and adjustable-rate programs. Its team has over 26 years of experience in the industry. Lorcan Lucey, the founder, established the company in 1990. A client commended Lucey for sharing his knowledge of mortgage options and closing a loan in less than 30 days.

License Verified:

License: 185300

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1032 Chuck Dawley Blvd., Ste. 101, Mount Pleasant, SC 29464
  • Refinance

Why choose this provider?

Barley Mortgage, LLC, assists Mount Pleasant borrowers with their financial needs. It provides conventional, FHA, VA, and jumbo loans, as well as fixed and adjustable-rate mortgages. Additionally, it assists homeowners in qualifying for refinancing to help lower their monthly payments or use their equity to obtain money. Clients who want to check various loan options may use the company's online tools. Company CEO Jason Barley has over 20 years of experience and was an All-Conference athlete and a Corps of Cadets member.

License Verified:

License: 1867951

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Mount Pleasant, SC
  • Refinance

Why choose this provider?

The Chapman Team at Nexa Mortgage offers home financing options for residents in Mount Pleasant and the surrounding areas. It connects homeowners, first-time home buyers, and real estate investors to lenders that offer various mortgage programs, including jumbo, conventional, and VA loans. Its loan officers, who have more than two decades of combined experience in the lending industry, handle financing programs for single-family homes, townhouses, and condominiums. The brokerage provides a mortgage calculator to help clients project their potential expenses.

License Verified:

License: 81896

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)
Zillow
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7 Radcliffe St Ste 200, Charleston, SC 29403
  • Refinance

Why choose this provider?

Wes Sellew is a Princeton Mortgage broker and branch manager serving Mount Pleasant clients. He  offers a variety of home loan options for both first-time and experienced homebuyers, including fixed-rate, adjustable-rate, FHA, VA, USDA, and Jumbo. He allows his clients to submit their applications using the SnapApp mobile app. He also provides mortgage and refinance programs for manufactured home buyers, self-employed borrowers, retirees, and people with credit problems. Sellew has been working with homebuyers in 37 states for over 17 years.

License Verified:

License: 71583

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (109)
Zillow
5.0 / 5 (99)

Website
551 Folly Road, Charleston, SC 29412
  • Refinance

Why choose this provider?

Coastal Funding Charleston is a local mortgage company that has been assisting clients who are looking to purchase a home or refinance a mortgage in Mount Pleasant and neighboring areas since its inception in 2004. Its team of mortgage brokers offers various loan programs, including conventional, USDA, FHA, VA, and nationwide high-balance loans. The firm works on different types of residential properties, including single-family homes, condos, townhouses, investment properties, as well as modular and manufactured homes.

License Verified:

License: 103035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1041 Johnnie Dodds Boulevard, Suite 15B, Charleston, SC 29464
  • Refinance
  • New Construction

Why choose this provider?

PMC Mortgage Corporation has been serving individuals and families throughout Mount Pleasant since 1992. Its brokers work closely with clients to determine their financial goals, income, credit, and expected period of property ownership to be able to provide them with loan options that best suit their needs. Some of its loan options include conventional, VA, FHA, fixed and adjustable rate mortgages, and jumbo loans. The firm's president, Henry Savage, has been featured on CNN, CNBC, Bloomberg, and The Washington Post to discuss mortgage matters.

License Verified:

License: 108262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
654 Coleman Blvd, Suite 100, Mount Pleasant, SC 29464
  • Refinance

Why choose this provider?

The Southern Coast Team of Direct Mortgage Loans is a group of loan officers that provides home financing solutions for individuals and families in Mount Pleasant. Some of the loan options it offers include conventional, renovation, and construction loans. It also handles government-backed loans like USDA, VA, and FHA. Clients can share their basic information in The Southern Coast Team's 60-second digital pre-approval process. After completing this step, they can choose from their loan options, go house shopping, and close the loan.

License Verified:

License: 832799

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (65)
Google
5.0 / 5 (35)
Zillow
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1240 Winnowing Way Suite 102, Mount Pleasant, SC 29466
  • Refinance
  • New Construction

Why choose this provider?

Christa Votaw serves locals in Mount Pleasant who require mortgage brokers. The agent operates under the Clear Mortgage umbrella as a senior loan officer. She offers refinancing options to convert exceedingly burdensome debts into manageable forms. Her products include loan programs fit for first-time home buyers and those who are upgrading to their second or subsequent houses. Her clientele also extends to the elderly members of the community and real estate investors. Christa Votaw offers online resources that educate clients on the mortgage industry.

License Verified:

License: 1111313

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (12)
Zillow
5.0 / 5 (7)

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.