Expertise.com

2024

Last updated:

Best Health Insurance Agencies in South Carolina

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Carolina Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

99057Reviewed

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12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

South Carolina

Expertise.com Rating

Review Sources

Google
4.0 (8)

Why choose this provider?

McGriff has been providing a diverse list of insurance products in South Carolina and its surrounding regions since 1886. The company is a division of Truist Insurance Holdings, Inc., serving customers with different health and medicare insurance solutions covering life, disability, and long-term care. It also offers other personal coverages involving casualty, home, auto, jewelry, and pet. Additionally, McGriff caters to small and large enterprises with insurance policies such as general liability, trade credit, and workers' compensation.

  • Life Insurance

South Carolina

Expertise.com Rating

Review Sources

Facebook
4.6 (10)
Google
4.9 (7)

Why choose this provider?

Irmo Insurance Agency works with clients in South Carolina. The company offers health insurance plans to protect individuals and families against the unexpected. Its independent insurance agents represent multiple carriers, educate clients on program differences, and help them choose the best option for their financial needs. The team also provides personal and commercial lines such as life, auto, workers' compensation, and professional liability insurance. The company has been serving clients for over 40 years and is a member of the Independent Insurance Agents and Brokers of South Carolina.

  • Dental and Vision Insurance

South Carolina

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
5.0 (5)

Why choose this provider?

Wannamaker Agency is an independent firm that addresses the health policy concerns of individuals and families in South Carolina. It offers various health care plans, which include free-for-service, HMOs, PPOs, and POS. In addition, the company has short-term care insurance options. Other products cover Medicare supplements, long-term care, dental procedures, and disabilities. Wannamaker Agency works with different insurance companies to provide the right policy for its clients. Some of these carriers include The Hartford, Burns & Wilcox, and Berkshire Hathaway.

  • Individual Health Insurance
  • Life Insurance

South Carolina

Expertise.com Rating

Review Sources

Google
4.5 (8)
Yelp
3.0 (2)

Why choose this provider?

Palmetto Insurance Group caters to individuals and businesses in the South Carolina metro. It offers health insurance plans and coverage options, including dental, vision, disability, and senior products. It also provides risk management, tax savings plans, telemedical benefits, and wellness programs. The agency has been helping clients with insurance needs for over 20 years. Jenkins Mikell joined the firm in 1995 as a partner. He is a member of the Million Dollar Round Table and the Columbia Association of Insurance and Financial Advisors.

  • Dental and Vision Insurance
  • Individual Health Insurance

South Carolina

Expertise.com Rating

Review Sources

Facebook
4.8 (11)
Google
5.0 (8)

Why choose this provider?

LJS Benefit Consultants is an insurance company that has been addressing the health policy concerns of businesses' employees in South Carolina since 2009. The agency offers comprehensive group and individual insurance health plans. In addition, it has other insurance products that cover disabilities, dental care and procedures, long-term care, and Medicare supplements. Other plans include critical illness, vision, and life insurance. LJS Benefit Consultants' founder, Lee Smith, has been in the insurance industry for more than 20 years.

  • Life Insurance

South Carolina

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
4.1 (8)

Why choose this provider?

Tidwell Agency Insurance provides risk management solutions in South Carolina. For more than four decades, its team has been helping families and individuals acquire personal protection plans. The local company offers customized health insurance that covers policyholders' hospital or medical expenses due to their illnesses or injuries. It also furnishes life, auto, and homeowners' insurance. As a part of the Trusted Choice network, the independent firm works with various carriers, such as Progressive, Safeco, Travelers, and Foremost.

  • Individual Health Insurance
  • Life Insurance

South Carolina

Expertise.com Rating

Review Sources

Facebook
5.0 (75)
Google
4.4 (27)

Why choose this provider?

Since 1980, Adams Eaddy & Associates has been providing health insurance options to individuals and businesses in South Carolina. It offers PPO policies, high-deductible plans, and Medicare supplements, as well as disability and long-term care. Its agents work to find group benefit programs for commercial entities with at least 25 employees. They evaluate risks and help clients compare rates and coverage inclusions. They also recommend construction, commercial property, and bond insurance. The company represents Correll Insurance Group, one the largest independent agencies in the state.

  • Individual Plans

South Carolina

Expertise.com Rating

Review Sources

Google
4.5 (89)
Facebook
4.7 (17)
Yelp
1.0 (1)

Why choose this provider?

Megan OConnell is an insurance professional from State Farm who serves the health concerns of residents in South Carolina. OConnell and her team provide health insurance policies that cover needs for supplemental expenses, individual medical coverage, and Medicare supplement plans. They assist clients in filing health claims, requesting a policy change, and securing disability insurance plans. OConnell has been in the insurance industry for over 12 years and is a member of the Ambassador Exotic Club Qualifier.

  • Medicare Supplement Insurance
  • Life Insurance

South Carolina

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.3 (6)

Why choose this provider?

Performance Insurance Agency, LLC caters to clients in South Carolina. It has partnered with various insurance carriers, including Aflac, Travelers, and Foremost Insurance Group, to get clients the health and life insurance coverage they need. It offers group health policies to employers that they may incorporate into their employee benefits programs. Health plans also include dental and vision care. The insurance policies the firm underwrites are designed to give financial protection for both employees and their loved ones in case of emergencies.

  • Life Insurance
  • Individual Plans

South Carolina

Expertise.com Rating

Review Sources

Google
4.7 (17)
Facebook
5.0 (12)

Why choose this provider?

Carolina Insurance Group of South Carolina serves clients throughout the state. It offers different types of individual health insurance products, including HMO, hospital indemnity, and surgical, major medical, and dreaded disease policies. It also provides group insurance options, which cover preventative care, regular checkups, and medical expenses to protect clients' well-being while securing their finances. The agency carries a wide range of insurance policies, including life, home, personal liability, cars, motorcycles, and boats. Its president, Joel Sauls, has been in the insurance industry for 35 years.

  • Individual Health Insurance
  • Life Insurance
  • Group Plans

South Carolina

Expertise.com Rating

Review Sources

Google
4.9 (332)
Facebook
5.0 (163)

Why choose this provider?

Lourie Life & Health is an insurance agency catering to South Carolina residents. It helps individuals gain an understanding of the Affordable Care Act and make well-informed decisions regarding their health insurance. Its agents assist clients who need supplemental plans that can give them additional benefits in case of a heart attack or stroke. They also offer other options, from hospital indemnity to life insurance products. Lourie Life & Health was founded in 2011 and works with carriers, like United Healthcare, Humana Dental, and Aetna.

  • Dental and Vision Insurance
  • Individual Health Insurance
  • Life Insurance

South Carolina

Expertise.com Rating

Review Sources

Google
4.2 (22)
Facebook
4.2 (13)

Why choose this provider?

The Cason Group serves clients in South Carolina who need health insurance solutions. These products include indemnity for individual medical care. The team delivers practical support during the enrollment and claims processes. Group benefit policies are also available for employees. The agency is partnered with Kansas City Life, United Healthcare, and Companion Life. President William Cason serves as the company's manager and sales representative. He is part of the National Association of Insurance and Financial Advisors.

  • Group Plans

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.