Best Pet Insurance Companies in Columbia

FAQs

• Does Columbia pet insurance provide coverage for spaying and neutering?

  Standard pet insurance policies in Columbia do not include coverage for the costs associated with spaying and neutering animals because these expenses are not directly related to treating injuries or illnesses. The costs of these procedures, however, will be covered by your pet insurance if you purchase an additional wellness upgrade for your policy.

• What is the recommended yearly maximum for pet insurance in Columbia?

  Aside from your financial situation, consider your pet's age, breed, and risk of developing serious health conditions when determining the annual maximum for your Columbia pet insurance. If you have elderly pets or certain breeds that are prone to health issues, you may want to get a higher annual limit. However, if your pets are young and healthy, you can have an annual limit of $5,000 as the lowest coverage cap for pets to protect against unexpected accidents and illnesses.

• Which exotic pets fall under the umbrella of a pet insurance policy in Columbia?

  Your pet insurance policy in Columbia may classify various animals, such as rabbits, birds, mini pigs and goats, Guinea pigs, lizards, frogs, and ferrets, as exotic. When referring to animals covered by a pet insurance policy, the term exotic can refer to a wide range of species, including birds, reptiles, and amphibians in addition to smaller mammals and birds.

• What avian and exotic pet species are not covered by a Columbia pet insurance policy?

  Some birds and other exotic animals are not covered by standard pet insurance policies in Columbia. The categories include species that are endangered or threatened, as well as species that are illegal to own under state or federal law. Furthermore, species that require a permit, license, or registration, hybrids formed between domesticated pets and wild or non-domesticated species, or species kept in flocks or displayed cannot be insured.

• Does your pet insurance in Columbia include coverage for dental cleanings?

  No, most standard pet insurance plans in Columbia do not cover teeth cleaning because it is considered a preventive or routine care procedure. As a result, its coverage will be dependent on your insurance provider and policy. Although pet insurance rarely covers routine dental cleanings, Progressive Insurance does through their BestWellness plan, which is an add-on that you can add to your policy.