Best Mortgage Refinance Companies in Columbia

Bryan Baldwin is a PrimeLending loan originator who serves individuals and families within Columbia. He has assisted at least 1,000 clients using a variety of loan plans, including those that involve refinancing, for over 14 years. He works with applicants in determining an option that suits their long-term goals, such as improving interest rates, lowering monthly payments, and obtaining cash-outs. His recommendations are drawn from a selection of at least 400 programs that are supported by various mortgage lenders.

Cain Mortgage Team offers refinancing and loan programs to home purchasers in Columbia. The firm has government-backed USDA and VA options. Conventional and jumbo loans are available as are reverse mortgages that have the benefit of non-taxable proceeds. The crew maintains an online calculator to give consumers preliminary information before conversing with a counselor personally. Cain Mortgage Team's clientele includes first-time buyers and those with existing obligations that need to be rearranged with less burdensome terms.

Dapper Dave Taylor serves clients in the Columbia metro and the surrounding areas. He assists homeowners in refinancing their property and helps them save more money with lower interest. He also helps structure the new financing to aid clients in making the most out of the deal. He caters to real estate investment buyers and guides them to secure low-rate financing to maximize their ROI. In addition, he attends to senior citizens who are seeking reverse mortgages.

Edens & White Mortgage assists Columbia homeowners in refinancing their home mortgage. It collaborates closely with clients to understand their current situation and make an informed decision about which option best meets their needs. The firm's team, which has more than 75 years of combined industry experience, provides refinancing solutions that allow homeowners to lower their monthly rates. Clients can also visit the company's website's mortgage refinance center for up-to-date resources on various loan programs. Edens & White Mortgage was founded in 1998.

Foundation Mortgage Corporation is a Columbia-based service provider offering boutique solutions for homeowners in the metro. The company assists mortgage owners in converting to refinancing programs for loans such as conventional, USDA/rural housing, VA, and FHA. Its team of advisors guides clients in choosing from various downpayment options, preparing documents, and navigating the refinancing process. Founder James Fleshman II has been in the mortgage industry since 1991 and is a member of the Central Carolina Realtors Association.

Golden Gate Mortgage Inc. provides services to homeowners and first-time homebuyers in the Columbia metro and the surrounding locations. It helps clients with refinancing to have lower monthly payments, find other loan options, and reduce interest. Its mortgage brokers help clients calculate and discuss options and process applications. They have access to a variety of loan programs, including FHA, USDA, VA, fixed-rate mortgages, and adjustable-rate mortgages. The mortgage company has been in business since 1999.

Gulfstream Mortgage has been serving Columbia residents since 1991. Led by owner and loan officer Bob Graybill, it helps homeowners reduce their interest rates and monthly payments, consolidate their debts, revise their loan terms, and cash out their equity through mortgage refinancing. The company offers various loan options such as fixed- and adjustable-rate mortgages, VA, and FHA loans. Reverse mortgages are also available. Gulfstream Mortgage's team members work closely with customers throughout the loan process, including pre-qualification, application, processing of the estimated loan, and closing.

Home Loans By Kevin, a member of The Palmetto Mortgage Group, caters to the refinancing needs of Columbia homeowners. Mortgage lender Kevin Kuper provides clients with refinancing strategies that meet their requirements. He assists clients with home repair or remodeling to get an FHA 203K renovation loan. Kevin also educates clients about the various home loan options and mortgage processes. In addition, prospective homebuyers can turn to Home Loans By Kevin for information or assistance with other loan options such as VA, USDA, and Jumbo.

Lee Pelham is a loan officer at Intercoastal Mortgage, LLC, where he assists clients in Columbia looking for mortgage refinancing options. After assessing their financial status and credit profile, he discusses the available avenues that can reduce the clients' interest rates and monthly dues. Lee aims to facilitate a smooth and productive loan application process. The agent helps real estate owners determine if they are qualified to refinance their property or take equity out of it.

For over two decades, Metro Mortgage has been working with clients in the Columbia metro and the surrounding communities. The company assists homeowners through the process of refinancing their loans. It has experience changing the terms of mortgages insured or guaranteed by federal agencies like the FHA and VA. It also helps individuals acquire rural properties through loans backed by the USDA. Metro Mortgage maintains a website with online calculators to assist clients in making decisions.

For over 30 years, Midland Mortgage Corporation has been providing refinancing services to the residents of Columbia. It offers mortgage refinancing options that present an opportunity to obtain a fixed-rate loan, reduce interest rates, or adjust the overall loan plan to meet the client's financial circumstances. Its team of loan officers analyzes its clients' situations to recommend appropriate refinancing options while providing guidance throughout the process. Midland Mortgage Corporation is affiliated with the Mortgage Bankers Association of the Carolinas, Inc.

Mortgage Network, Inc. is a Columbia-based company that was founded in 1988. Its agents navigate clients throughout the refinancing process and introduce them to loan programs such as jumbo, renovation, state housing, VA, and FHA loans. The firm has over 36 offices in 26 states that work together to donate food to those in need and build homes for local veterans who have been injured while on duty. Mortgage Network also creates welcome kits for children who arrive at shelters in need of necessities.

Mortgage Options offers refinancing solutions to homeowners in the Columbia metro. Its officers assist clients who are looking to refinance their existing mortgage to get lower interest rates or pay off loans early. They guide borrowers in choosing from term and interest rate options. In addition, the staff provides the FHA Streamline Refinance package program. The company was established in 2013 and is a member of the Greater Columbia Chamber of Commerce, NAMB, and HBA.

Resource Financial Services, Inc., provides services to clients across Columbia and the surrounding areas. It offers mortgage refinancing services to help homeowners change their rates and terms, lower their monthly payments, and consolidate their debts. It also allows them to obtain cash for college tuition fees, home improvements, and medical expenses. The company's president and CEO, A. Wade Douroux, has more than 17 years of mortgage experience. He also extends his services to various states, including North Carolina, Alabama, Florida, Kentucky, Tennessee, and Georgia.