Best Workers Compensation Attorneys in Charleston

FAQs

• What is the non-emergency contact number for the local police station in Charleston, South Carolina?

  843-743-7200 is the number of the Charleston County Consolidated Dispatch for non-emergencies.

• Where can I get a copy of police report for incidents related to my case in Charleston, South Carolina?

  Call 843-577-7434 and choose option one to get in touch with a records personnel who will cater to your incident police report request. Report copies can also be picked up at the police headquarters located at 180 Lockwood Boulevard in Charleston.

• How can the rights of workers be protected in a workplace injury in Charleston?

  To protect the rights of injured workers in Charleston, the workers or their family members have to file a workers' compensation claim within two years after the injury or death happened. The appropriate forms to use are the workplace injury claim or Form 50 and the workplace death claim or Form 52, which are to be submitted to the SC Workers' Compensation Commission. For questions regarding form filing, send an email to the Claims Department of the Commission at claims@wcc.sc.gov.

• Should I see a specific doctor for a workers' compensation case in Charleston?

  You need to see a doctor accredited by your Charleston employer and their insurer in order to be covered under workers' compensation. There are cases wherein you can choose from the insurance company's network of medical service providers, but still, you have to see the designated doctor in your case.

• What happens during the mediation of a workers' compensation claim in Charleston?

  During mediation of a workers' compensation claim in Charleston, the mediator will review the workers' compensation claim together with the claimant and the employer's representative. Mediators are usually certified by the South Carolina Bar who help both sides in coming up with an agreement. However, if there is no agreement, the case will be scheduled for a hearing before a commissioner. In addition, both parties in Charleston claim will shoulder mediation costs unless otherwise agreed.

• What will workers' compensation in Charleston cover?

  Workers' compensation will cover the medical costs incurred in the event of a workplace accident or injury in Charleston. Qualified employees will also receive payment for the treatment of illnesses resulting from exposure to work health risks such as allergens, toxins, and chemicals. Additionally, workers' compensation provides benefits for lost wages, disability, and funeral expenses.

• Would personal health insurance in Charleston be better than workers' compensation?

  Workers' compensation seems to be better since there are benefits that are not found in health insurance but are given to injured employees under workers' compensation laws in Charleston. Compared to personal health insurance, workers' compensation covers all of the medical treatments needed for a workplace injury. It also has no co-payments, deductibles, or lifetime limits. When you cannot return to work soon after the injury, workers' compensation offers disability benefits.

• What does a workers’ compensation attorney do?

  Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

• What are the benefits of filing a workers’ compensation claim?

  Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

• How long does a workers’ compensation claim stay open?

  Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

• What is the average payout for a workers’ compensation claim?

  Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

• How are settlements calculated in workers’ compensation cases?

  Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

• What is workers comp?

  Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

  All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

• What does workers comp cover?

  Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

  • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
  • Compensation for lost wages while not working
  • Coverage for ongoing care, such as physical therapy
  • Continued access to benefits, including insurance provided through an employer
  • Disability benefits, if an injury results in a permanent loss of functioning in some manner
  • Death benefits and funeral expense coverage

  How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.

  
  

• What does a workers comp defense attorney do?

  A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

• When does workers comp start paying?

  How and when workers' comp starts paying can depend on both the circumstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

• How much is workers comp insurance for self-employed people?

  Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

• How do I file a workers comp claim?

  A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

  After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.