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Best Renter's Insurance Companies in Charleston

2024

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Providers

Last updated:

Website
P.O. Box 80893, Charleston, SC 29416
  • Multiple Policy Types

Why choose this provider?

Crown Insurance Agency, LLC, founded in 2009, serves individuals and groups in and around the Charleston metro. The firm represents over 30 companies for different types of coverage. It offers renters' insurance, which aims to protect the policyholder and their belongings in the event of an accident, theft, or disaster. Other products include umbrella, homeowners', life, and general liability insurance. Crown Insurance Agency’s staff members are also well-versed in the health insurance market and the Affordable Care Act.

License Verified:

License: 1908293760

South Carolina Department of Insurance

Website
4 Carriage Lane Suite 301, Charleston, SC 29407
  • Home and Auto Insurance
  • Multiple Policy Types

Why choose this provider?

Lesemann Insurance Agency is a full-service company that offers renters' insurance to clients in Charleston and the nearby areas. The company has been family-owned and operated since 1936. It also provides coverage for automobiles, businesses, health, and life. The company is partnered with major insurance carriers to provide clients with a diverse range of insurance options tailored to their specific needs. Some of these insurance carriers include Bristol West Insurance Group, Grange Insurance, and The Hartford.

License Verified:

License: 1901564540

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4952 Centre Pointe Drive Suite 108, N Charleston, SC 29418
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Mike Stuckey of Stuckey Insurance and Financial Services provides Charleston residents with renters', house, and condominium insurance with a focus on resident relocations. He also assists small business owners with commercial lines of insurance. Stuckey's six-person team of insurance professionals collectively has almost 35 years of industry experience, working to protect what is important to customers so they can focus on accomplishing their life goals. Stuckey is an insurance agent for State Farm.

License Verified:

License: 3001138219

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (531)
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3255 Landmark Dr., Suite 204, Charleston, SC 29418
  • Home and Auto Insurance

Why choose this provider?

Help 2 Cover is an insurance agency serving personal and business clients in Charleston. It offers home insurance policies for renter's, landlords, and home and condo owners that can cover damage repair, personal liability, medical expenses, additional living expenses, and belongings. In addition, it provides life and health insurance and Medicare Supplement insurance policies. Business and group insurance options are available. The agency also has services for retirement planning. Help 2 Cover has been in the industry for over 17 years.

License Verified:

License: 6907398

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (114)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1104 Savannah Hwy Suite 100, Charleston, SC 29407
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Charlie McQueeney is a State Farm insurance agent based in Charleston. He guides clients in getting the right renters' insurance that would cover their personal property, including computers, electronics, and TVs, as well as losses to their property caused by fire, smoke damage, or burglary. McQueeney also assists individuals and families get life insurance, health insurance, and homeowners insurance. He advises clients with important treasures like jewelry and sports equipment to get a Personal Articles Policy.

License Verified:

License: 6420466

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1956 Remount Road, North Charleston, SC 29406
  • Multiple Carriers

Why choose this provider?

Pinckney Carter Company is an independent insurance agency that serves clients in Charleston. It offers renters' insurance that provides coverage for the personal belongings and liabilities of policyholders in case of a loss event. To meet the specific insurance needs of its clients, the agency has partnered with several carriers, including State Auto, UPC Insurance, and SageSure. Its agents keep themselves updated with industry trends, rate changes, and predictions concerning insurance. Pinckney Carter Company was established in 1886.

License Verified:

License: 1901433550

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (191)
Facebook
4.9 / 5 (39)
Yelp
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
60 Markfield Dr., Charleston, SC 29407
  • Home and Auto Insurance

Why choose this provider?

Robert Bozard helps clients in Charleston find appropriate renters' insurance products. Working with Farm Bureau Insurance, Bozard guides individuals in determining the necessary policies for the protection of their families and assets. Bozard and his team of agents help renters and homeowners make informed decisions about how they can prepare for financial losses resulting from fires, windstorms, lightning, vandalism, or theft. As active members of the community, they support local farmers and the Boys and Girls Clubs of the Midlands.

License Verified:

License: 8328720

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1525 Sam Rittenberg Blvd, Charleston, SC 29407
  • Home and Auto Insurance
  • Multiple Policy Types

Why choose this provider?

A&A Insurance has been serving clients in Charleston for over 70 years. It offers renters' and homeowners' insurance plans that cover personal property and liabilities. The agency also has auto insurance policies and bundled insurance options that combine homeowners and car insurance. A&A Insurance is co-owned by Marty Adams, a Charleston local with over 40 years of experience in the insurance industry. Its agents are knowledgeable about local conditions, including the specific hazards faced by homes in South Carolina.

License Verified:

License: 1903598394

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (12)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • When renting out your Charleston property, should you demand that your tenants purchase renters' insurance?

    Yes. If you own Charleston real estate and plan to rent it out, it's a good idea to insist that your tenants have the proper insurance. As a landlord, requiring renters' insurance has many benefits, such as weeding out tenants who wouldn't be eligible for an insurance policy, lowering the liability that tenants may place on you for damaged property, and assuming a large portion of the burden that would otherwise fall on you to make up for losses.

  • How can you lower the cost of your renters' insurance in Charleston?

    The following actions can lower your renters' insurance premium in Charleston and free up some additional cash for spending:

    • Inquire about possible savings from your insurer.
    • To reduce your monthly premium, increase your deductible.
    • Bundle other insurance policies with your renter's insurance policy.
    • Pay your premium in full by check or once a year.
    • Ascertain the worth of your personal belongings to obtain the right policy limit.
  • Is it possible for you and your roommate to share renters' insurance in Charleston?

    Yes. In Charleston, you might be able to include a roommate on your renters' insurance coverage. However, consider it carefully before doing so. You may hit your coverage restrictions sooner because you'll essentially be covering twice as many possessions. Given the low cost of renters' insurance, it makes sense for each roommate to get a separate coverage that protects their personal possessions.

  • What is covered by the liability part of a Charleston renters' insurance policy?

    If someone is injured on your rental property and sues you for damages, the liability coverage of a Charleston renters' insurance policy will help cover medical expenses and legal fees. It may also cover unintentional property damage to third parties that you or your family members cause.

  • Is your personal stuff in storage facilities covered by your Charleston renters' insurance?

    Yes. Up to the limits of your policy and less any deductible, Charleston renters' insurance may protect personal belongings stored in a facility from theft, weather-related damage, and vandalism. Flooding, mold, and mildew damage are usually not covered. If you ever need to file a claim, having pictures, videos, and a home inventory of the things you have in storage could be helpful.

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