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Best Life Insurance Companies in Charleston

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3506 West Montague Avenue, North Charleston, SC 29418
North Charleston, SC 29418
  • Life Insurance

Ai Insurance Services is a veteran-owned and veteran-operated independent insurance and financial services company that serves the residents of Charleston. It provides life and health, home, auto, and commercial insurance programs. It also offers business liability and recreational insurance policies. Insurance carriers that Ai Insurance Services is affiliated with include Universal Insurance Holdings, Safeco Insurance, and Liberty Mutual. Founding partner and CEO Graylan Wills established Ai Insurance Services in 2008. He also joined Coldwell Banker Commercial Atlantic in 2016.

3506 West Montague Avenue, North Charleston, SC 29418
North Charleston, SC 29418

Website(843) 266-1411

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

41 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

107 West 8th North Street, Summerville, SC 29483
Summerville, SC 29483
  • Life Insurance

Ashton Lethco is an insurance agent helping Charleston residents purchase suitable life protection plans. Representing American National, she informs customers about their life indemnity options including whole, term, universal, indexed universal, and guaranteed universal life. Lethco seeks to learn more about her clients before recommending solutions suitable for them. Her goal is to ensure that clients make informed decisions. She also offers auto, home, and business policies. Coverage for recreational and specialty products are available.

107 West 8th North Street, Summerville, SC 29483
Summerville, SC 29483

Website(843) 871-3443

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3464 Maybank Highway, Johns Island, SC 29455
Johns Island, SC 29455
  • Life Insurance
  • Long Term Care

Established in 1978, Beach Insurance is an independently owned and operated insurance company serving Charleston and nearby communities. While the agency is a flagship carrier of Nationwide insurance products, it also provides clients with policies from multiple insurance companies. Its professional agents help manage many forms of risks, such as offering term and whole life policies, as well as annuities. Beach Insurance gets to extend its services to more clients by way of its offices located in Charlotte, Concord, Johns Island, and Myrtle Beach.

3464 Maybank Highway, Johns Island, SC 29455
Johns Island, SC 29455

Website(843) 718-0075

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1531 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407
  • Life Insurance

Cliff Heath Insurance, Inc., is an independent insurance agency that has been providing its services to clients in Charleston and the surrounding areas since 1974. It aids clients in choosing the best coverage that would cater to their specific needs. It offers a variety of insurance products such as individual life, auto, home, and business. Its life insurance provides funds to help secure a family's future, and it comes in various types such as term life, universal life, and whole life.

1531 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407

Website(843) 576-2212

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15 Gamecock Avenue, Charleston, SC 29407
Charleston, SC 29407
  • Life Insurance

David M. Gilston Insurance Agency, Inc., is a full-service brokerage house situated in Charleston that provides insurance services in the area. The agency represents different insurance providers offering health, life, disability, vision, and dental options. Established in 1962, it provides support to insurance brokers and agents who help clients find life insurance that corresponds to their needs. The firm has an internal service department that assists customers with questions, claims, or billing. Most of the agency's staff members have over ten years of industry experience.

15 Gamecock Avenue, Charleston, SC 29407
Charleston, SC 29407

Website(800) 445-7866

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2000 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407
  • Life Insurance

Harrell Insurance Agency is a local insurance brokerage firm that serves customers in Charleston. The company offers a wide range of personal and commercial insurance policies, including life insurance. Its insurance advisors assist clients in assessing their situation and determining whether term life or permanent life coverage can meet their financial objectives. As an independent insurance company, the agency produces policies with over 100 providers throughout the country. The family-owned business has been serving individuals and small businesses since 1963.

2000 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407

Website(843) 572-1500

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

108 Central Avenue, Goose Creek, SC 29445
Goose Creek, SC 29445
  • Life Insurance

Established in 2010, L.H. Griffith & Company, LLC, provides personal and commercial lines of insurance to clients in Charleston and nearby areas. Its life insurance plans include permanent and term life, as well as fixed annuities. The firm also offers policies for homeowners’, renters’, and vehicles. Business insurance, general liability, and group health coverages are also available. L.H. Griffith & Company is an independent insurance firm that works with various providers. Owner Heath Griffith has been in the insurance industry for more than two decades.

108 Central Avenue, Goose Creek, SC 29445
Goose Creek, SC 29445

Website(843) 553-8643

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1407 Stuart Engals Boulevard, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464
Instagram
  • Life Insurance

Mappus Insurance Agency, Inc., is a locally owned life insurance firm serving clients from Charleston. The company offers a variety of life insurance options including whole, term, and universal. Its team of agents is well-versed in handling the insurance needs of families, individuals, and local businesses. Insurance plans for flood, homes, and commercial establishments are also available. Founded by Theodore Tobias Mappus, this independent agency has been providing insurance products to the community since 1960.

1407 Stuart Engals Boulevard, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464

InstagramWebsite(843) 763-4200

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

513 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

40 Calhoun Street, Charleston, SC 29401
Charleston, SC 29401
  • Life Insurance

MassMutual South Carolina is a general agency of Massachusetts Mutual Life Insurance Company serving the Charleston community. It offers individual and family life insurance to prepare clients in different circumstances, such as wealth accumulation, family and life changes, unexpected hardships, and the future. Term and permanent options are available for this product. The agency also offers executive group life insurance for businesses. Moreover, its team provides brokerage solutions, like personalized support, product portfolio, and estate and business planning.

40 Calhoun Street, Charleston, SC 29401
Charleston, SC 29401

Website(843) 856-3411

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

1037 Chuck Dawley Boulevard, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464
  • Life Insurance
  • Health Insurance

Palmetto Moon Insurance is an independent insurance provider that serves clients in the Charleston metro. It has offered life insurance policies to both individuals and businesses with the help of its agents who creates customized packages for its clients. In addition to commercial insurance packages—which cover including business, property, professional and general liability, and workers' compensation insurance—the agency also offers other personal insurance policies including home, vehicle, long-term care, and health insurance. It serves its clients through its partnership with different insurance carriers.

1037 Chuck Dawley Boulevard, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464

Website(843) 375-1234

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

1527 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407
  • Life Insurance
  • Health Insurance

Established in 2005, Pilothouse Insurance is a Charleston-based independent insurance agency. It provides clients with a wide range of personal and business insurance plans, including life, health, disability, senior care, and child care insurance. Its personnel work to understand the client and their circumstances in order to match them with the insurance carrier and the coverage plan suited to their needs. Pilothouse Insurance uses some of its revenues to make monthly contributions to charitable organizations like Darkness to Light.

1527 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407

Website(800) 787-2750

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

73 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: B+

Detail: --

7089 Rivers Avenue, North Charleston, SC 29406
North Charleston, SC 29406
  • Life Insurance
  • Health Insurance

Roe & Associates is an independent company that has been serving Charleston and surrounding communities for more than 20 years. It offers term and final expense life insurance to individuals. Its team of professionals assists clients in determining the type of policy they need which depends on their financial goals and circumstances. Services are available in English and Spanish. The company also provides automobile, health, and dental insurance. It partners with various insurance carriers, including Progressive and Liberty Mutual, to provide tailored plans to clients.

7089 Rivers Avenue, North Charleston, SC 29406
North Charleston, SC 29406

Website(843) 740-1723

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

1724 State Road, Summerville, SC 29486
Summerville, SC 29486
  • Life Insurance
  • Health Insurance

Sarah Beem is a State Farm insurance agent serving the Charleston area. She provides universal life insurance, whole life insurance, and term life insurance. Her universal life insurance policies help provide for a family's loss of income, educational needs, and mortgage costs. Its policies also cover special needs, estate, and business planning. Beem's other insurance products handle health, pet, auto, business, and home insurance. Beem began working for State Farm in 2013. She eventually started her own State Farm agency in Summerville.

1724 State Road, Summerville, SC 29486
Summerville, SC 29486

Website(855) 733-7333

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

67 (Best)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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