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Best Homeowners Insurance Agencies in Charleston

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1525 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407
  • Fire

A & A Insurance has been providing insurance products and services to residents and businesses in Charleston for more than two decades. Founded in 2000, the company assists individuals and families to protect their homes and personal assets against unforeseen circumstances through a homeowners insurance policy. Its licensed agents guide customers in choosing the right coverage akin to their needs. These include dwelling, personal property, liability, and additional living expenses. The firm also provides renters, flood, auto, recreational, and commercial insurance policies.

1525 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407

Website(843) 571-5060

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

71 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

3491 Shelby Ray Court, Charleston, SC 29414
Charleston, SC 29414
Instagram
  • Flood
  • Multiple Policy Types

Anderson Insurance Associates is an independent insurance agency that has been serving the Charleston metro area since 1981. The company provides several options of homeowners insurance policies to private residence owners. Its licensed agents assist customers in selecting the most suitable insurance policy depending on their needs, such as the coverage, deductibles, and financial considerations. Other products include personal and business insurance policies. The company is a member of the Brokers of South Carolina and of the Independent Insurance Agents.

3491 Shelby Ray Court, Charleston, SC 29414
Charleston, SC 29414

InstagramWebsite(843) 763-7525

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

80 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

759-C Folly Road, Charleston, SC 29412
Charleston, SC 29412
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Brinson Insurance Agency is a local homeowners' insurance agency that has been successfully serving families in the Charleston area for more than 30 years. Established in 1988 by John Brinson, the company specializes in reviewing homeowners' needs and recommending plans fit for their property, whether it is a primary residence, condominium, mobile home, rental property, or resort. Brinson Insurance Agency has built partnerships with AIG, Foremost, MetLife, and other reputable carriers.

759-C Folly Road, Charleston, SC 29412
Charleston, SC 29412

Website(843) 762-2086

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

749 Saint Andrews Boulevard, Charleston, SC 29407
Charleston, SC 29407
  • Fire
  • Multiple Policy Types

C.T. Lowndes & Company is a Charleston insurance agency and has been mitigating financial losses since 1850. It provides homeowners' insurance that covers damages from fires and natural calamities. The agency reimburses expenses due to theft and vandalism-related damages and repair. Houseguests that were injured on-property are covered with personal liability for medical costs. C.T, Lowndes & Company is a 2018 Charleston's Choice awardee and is partnered with Safeco Insurance, Travelers, and Progressive among its list of carriers.

749 Saint Andrews Boulevard, Charleston, SC 29407
Charleston, SC 29407

Website(800) 551-3817

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

102 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1156 Bowman Rd Suite 202, Mt. Pleasant, SC 29464
Mt. Pleasant, SC 29464
  • Flood
  • Multiple Policy Types

Carolina Heritage Insurance is an independent agency with years of experience handling all of the insurance needs of people in and around Charleston. Its agents work with respected insurance companies to help homeowners get the best insurance coverage that meets their needs and budget. It offers rental insurance to protect the belongings of apartment renters against theft, vandalism, fire, and floods. Carolina Heritage Insurance also has auto, boat, life, business, and other insurance plans available.

1156 Bowman Rd Suite 202, Mt. Pleasant, SC 29464
Mt. Pleasant, SC 29464

Website(843) 689-3030

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1531 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Cliff Heath Insurance helps owners and renters protect tangible assets and loved ones in the event of a disaster. The company provides homeowners' insurance coverage in Charleston, including named perils policies and all-risk policies. Named perils insurance policies safeguard the properties of a client from specified disasters, while an all-risk policy encompasses all kinds of disasters unless otherwise stated in the policy. Cliff Heath Insurance has been preserving homes since 1974.

1531 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407

Website(843) 576-2212

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

635 East Bay Street, Charleston, SC 29403
Charleston, SC 29403
  • Fire
  • Multiple Policy Types
  • Flood

Crescent Insurance Advisers is an independent insurance agency in Charleston that helps homeowners manage risks and protect their assets with an insurance policy. They advise clients on the coverages, endorsements, riders, conditions, and limitations the different homeowners' insurance policies have, and aid them in selecting which option suits their needs. The policy generally offers financial protection from damages and losses due to covered events. Crescent Insurance Advisers has access and extensive knowledge on multiple insurance solutions, carriers, and guidelines.

635 East Bay Street, Charleston, SC 29403
Charleston, SC 29403

Website(843) 410-5616

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

520 Folly Rd 15, Charleston, SC 29412
Charleston, SC 29412
Instagram
  • Multiple Policy Types

Founded in 2010, The Dune Insurance is a local independent agency serving clients and communities in Charleston, Johns Island, Folly Beach, Kiawah Island, Isle of Palms, and the surrounding areas. Owners Trey McMillan and Matt Turbeville offer insurance policies for auto, home, business, and boat. A homeowner's policy protects clients from financial damages caused by hurricanes, hail, floods, and wind. The insurance carriers will take care of the expenses for property repair and replacement.

520 Folly Rd 15, Charleston, SC 29412
Charleston, SC 29412

InstagramWebsite(843) 737-6236

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2000 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407
  • Fire
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Harrell Insurance Agency has been providing insurance for low-country families and businesses in Charleston since 1963. It offers a homeowners' insurance policy package that covers both damages to the property and liability or legal responsibility for any injuries and property damage that the owner or family members may cause to other people. The policy also includes damage caused by household pets. Harrell Insurance Agency also offers flood and renters insurance. It partners with different insurance carriers including Liberty Mutual, Allstate, and Nationwide.

2000 Sam Rittenberg Boulevard, Charleston, SC 29407
Charleston, SC 29407

Website(843) 572-1500

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1819 Meeting Street, Charleston, SC 29405
Charleston, SC 29405
  • Condos
  • Multiple Policy Types
  • Flood
  • Fire

KSA Insurance provides an extensive range of insurance products and services to residents and businesses in Charleston. The company assists residential property owners in protecting their homes, belongings, and loved ones through a homeowners insurance policy. Its licensed and independent agents provide several coverage options, including protection for dwellings, personal assets, loss of use, cost of replacement, and home liability insurance. Other offerings include personal, life and health, floods, surety bonds, and commercial insurance. The company also serves clients in Mt. Pleasant.

1819 Meeting Street, Charleston, SC 29405
Charleston, SC 29405

Website(843) 408-4232

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

509 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1032 Savannah Hwy, Charleston, SC 29407-7804
Charleston, SC 29407-7804
  • Multiple Policy Types
  • Fire

McKenna Agency Inc. is an insurance provider serving Charleston and nearby metros. They cover damages due to vandalism, lightning, fire, hail, smoke, windstorms, snow, and volcanic eruptions. Additional options include earthquake or flood insurance for further protection on assets and properties. In case the home is declared to have incurred total damage due to a fire or other mishaps, Mckenna Agency Inc. can replace the home for its latest value under the Dwelling Replacement Coverage. McKenna Agency Inc. is an affiliate of the Charleston Metro Chamber of Commerce.

1032 Savannah Hwy, Charleston, SC 29407-7804
Charleston, SC 29407-7804

Website(843) 795-0189

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3955 Rivers Avenue, North Charleston, SC 29405
North Charleston, SC 29405
  • Multiple Policy Types

Rowell Insurance Agency in Charleston was established in 1972. Its length of experience in the industry allows for a better understanding of every situation, from home structures, acts of nature, vandalism, or personal belongings within the home and even car. Its services extend to condo owners for electronics and furniture protection. Renters have the option to protect their leased property in terms of structure and equipment for maintaining the property. Rowell Insurance Agency is a Progressive, Allstate, and Assurance America affiliate. Policyholders can make claims 24/7.

3955 Rivers Avenue, North Charleston, SC 29405
North Charleston, SC 29405

Website(843) 747-5291

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

709 Long Point Road, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464
  • Fire
  • Flood
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

South Carolina Coastal Insurance Agency is an independent insurance company that provides its services in the Charleston area. Its home insurance policies protect homes' value in cases of damage or destruction. Clients may suffer losses brought by fire, theft, vandalism, or other events, and the homeowners' insurance will help protect them financially. It may also include protection from an injury lawsuit filed against the client. A comprehensive policy may include coverage for losses resulting from hail, falling objects, and more.

709 Long Point Road, Mount Pleasant, SC 29464
Mount Pleasant, SC 29464

Website(843) 437-1227

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

147 Wappoo Creek Drive, Charleston, SC 29412
Charleston, SC 29412
  • Multiple Policy Types

Taylor Agency is a full-service insurance company in Charleston that offers personal and commercial insurance solutions. The company has a team of homeowners' insurance agents who help clients decide on the policies they need to acquire to protect their properties. Its homeowners' insurance policies cover sewage backups and natural disasters like rising waters, storms, and earthquakes. Coverage is dependent on the results of property assessment and evaluation. Taylor Agency insures traditional homes, historic homes, and high-value properties.

147 Wappoo Creek Drive, Charleston, SC 29412
Charleston, SC 29412

Website(800) 933-1805

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1052 Gardner Road, Charleston, SC 29407
Charleston, SC 29407
  • Personal Property Insurance

Triest Agency offers home insurance products in Charleston. Established in 1903, this company understands the value of having protected homes and seeks to help homeowners mitigate financial losses. Its home insurance plans cover structural repairs, including decks, garages, and detached structures, destroyed personal belongings, liability claims and related medical bills, and living expenses associated with loss of use. Additional living expenses include lodging and food items until house reconstruction or repair is completed. Liability coverage also includes off-premises incidents.

1052 Gardner Road, Charleston, SC 29407
Charleston, SC 29407

Website(843) 556-6232

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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