Best Home Inspection Companies in Charleston
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3236 Landmark Drive, North Charleston, SC 29418
North Charleston, SC 29418
North Charleston, SC 29418
Cardinal Home Inspections serves home buyers, sellers, and investors in the Charleston metro. It is committed to helping clients with their real estate transactions through its inspection services. The company's team of home inspectors conducts a visual evaluation of a property's ceilings, walls, and floor coverings. It also inspects major components, such as the heating and air conditioning systems. Owner Rodney Whitehouse founded Cardinal Home Inspections in 2003. He has been working in the building trades industry since 1985.
3236 Landmark Drive, North Charleston, SC 29418
North Charleston, SC 29418
Frequently Asked Questions:
Q: Who verifies repairs after a home inspection?
A: If repairs need to be made, you can verify the work by ordering a re-inspection. This usually isn't necessary if the repairs were done by a licensed contractor and the correct permits for the work were pulled. If the seller handled the repairs, though, a re-inspection can help ensure that the work was performed correctly.
Q: Do lenders require home inspections?
A: Mortgage lending companies rarely require a home inspection to give you a loan. Some lenders might request an inspection for specific potential problems, though. These can include termites, septic system issues, and lead-based paint. Federal Housing Administration (FHA) loans expect a basic home assessment that's like an inspection, but not as in-depth.
Q: Do banks require home inspections?
A: If you're getting a mortgage loan from a bank, a home inspection is not required, and it’s unnecessary to provide the bank with a copy of the results. The bank requires an appraisal, however. This determines the value of the home so the bank doesn't give you a loan for more than it's worth.