Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Warwick

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Warwick Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32

Reviewed

20

Curated

3

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
68 Main St., Warwick, RI 10990
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Broadfield Group is a local insurance agency serving clients in Warwick and nearby areas. It offers custom-fit insurance plans for renters, covering replacement costs for personal belongings, family liability, and guest medical expense coverage. In addition to personal protection, the agency has a wide range of risk management products for different industries, such as cyber-liability, agriculture, construction, restaurants, and automotive. Broadfield Group was previously known as the Warwick Resource Group and has been in the industry for over 157 years.

License Verified:

License: 913620

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (40)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1274 West Shore Rd, Warwick, RI 02889
  • Home and Auto Insurance

Why choose this provider?

401 Insurance is an independent agency that serves clients in Warwick. It offers a wide selection of products, including home, auto, and commercial insurance. Its home coverage includes renters' and condo insurance, which are both designed to help protect the policyholders' properties from liability and damages. These policies also cover the infrastructures outside the properties and allow policyholders to rebuild or replace the damaged areas. The agency works with several carriers, including Foremost, Encompass, Dairyland, National General, and The Main Street America Group.

License Verified:

License: 1072622

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (3)
Google
4.0 / 5 (1)

Website
125 Metro Center Boulevard, Suite 3001, Warwick, RI 02886
  • Home and Auto Insurance

Why choose this provider?

Since 1952, Gallo|Thomas Insurance has been offering plans to clients in the Warwick area. Tenants seeking more protection for their rental properties can opt to get the company's renters' insurance. The policy covers costs outside of the landlords' property insurance, such as stolen or damaged personal items and injuries inside the residence. The firm also offers policies for autos, homes, and yachts. Commercial clients can also obtain coverage for general liability, vehicles, commercial crime, and workers' compensation. Gallo|Thomas Insurance has partnered with over 30 selected carriers.

License Verified:

License: 1091529

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (5)
Facebook
5.0 / 5 (5)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • In Warwick, when is renters' insurance tax deductible?

    In the following circumstances, renters' insurance in Warwick is tax deductible:

    • You use a portion of your home on a regular and exclusive basis to do business.
    • You are an employee who lives and works in your employer's office. You can also find out if your renters' insurance policy is tax deductible by speaking with an independent insurance agent.
  • How can your Warwick renters' insurance coverage safeguard your expensive bike?

    To cover your pricey bicycle—a high-end road bike, for instance—you might want to include an endorsement to your standard renters' insurance policy in Warwick. Scheduled personal property is the term used to describe the additional coverage. Together with the advantage of a $0 deductible, this provides you with extra coverage for several situations not covered by the listed risks. Professional cyclists, on the other hand, are not qualified for additional coverage and must obtain specialty bicycle insurance.

  • In your storage unit, what kinds of losses are covered by Warwick renters' insurance?

    The possessions you store in storage would be protected from the same risks by your Warwick renters' insurance policy if they were kept in your home or apartment. That includes theft, vandalism, fire, and water damage. You do not need to get additional coverage for a storage unit if you already have renters' insurance for your rental home, as coverage for items in storage would already apply.

  • How do you decide how much personal property coverage you should buy for your renters' insurance policy in Warwick?

    Making a house inventory is one method to figure out how much personal property coverage you should purchase for your Warwick renters' insurance policy. You can use a notepad or computer spreadsheet to make a room-by-room inventory of your personal possessions and determine their total value. You can also utilize a mobile app made especially for home inventories.

  • If you caused the power outage, does your Warwick renters' insurance cover it?

    No. If there isn't any physical harm done to your personal belongings, your Warwick renters' insurance won't cover power outages. Still, your renters' insurance provider will not compensate you for the loss even if your property has physical damage and they find that you caused the power outage. Food loss, device damage, and even lodging costs resulting from your carelessness are not covered.

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