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Best Mortgage Brokers in Warwick

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2023
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Advanced Mortgage Corp. logo
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License Verified:

License: 1787

Nationwide Multistate Licensing System and Registry

Advanced Mortgage Corp.

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2220 Plainfield Pike #213, Cranston, RI 02921
  • Multi-Family Loans

Business Description

Advanced Mortgage Corp. caters to the home financing needs of clients in Warwick and nearby areas. It offers various mortgage loan options, including rehab, down payment assistance, and investment property programs. In addition, the brokerage helps clients lower interest rates and alter mortgage terms through refinancing. Advanced Mortgage considers clients' individual goals and needs when providing customized real estate financing services. It strives to improve people's lives by helping them achieve their dream of home ownership.

License Verified:

License: 1787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (54)
Google
5.0 / 5 (28)
Zillow
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anchor Financial Mortgage Incorporated logo
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License Verified:

License: 2471

Nationwide Multistate Licensing System and Registry

Anchor Financial Mortgage Incorporated

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1 Lonsdale Avenue, Pawtucket, RI 02860
  • Commercial Loans

Business Description

Anchor Financial Mortgage Incorporated has been helping residents in Warwick and nearby locations fund home purchases since 2000. Whether clients are looking to buy a condo, townhouse, or multi-family home, it assists them throughout the home loan process. HARP 2.0, interest-only, and balloon mortgages are some of the programs it offers. The company also provides funding assistance for seniors, veterans, and clients who need down payment assistance. Anchor Financial Mortgage serves several states, covering Florida, New York, and Connecticut.

License Verified:

License: 2471

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (112)
Facebook
4.9 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atlantic Mortgage & Finance Corporation logo
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License Verified:

License: 3915

Nationwide Multistate Licensing System and Registry

Atlantic Mortgage & Finance Corporation

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94 Main Street, Wakefield, RI 02879
  • Refinance

Business Description

Atlantic Mortgage & Finance Corporation caters to clients in Warwick and the surrounding cities. The company aims to help individuals apply for loan programs to purchase or renovate homes suitable for their family, lifestyle, and budget. These loan programs include VA, USDA, reverse, and 200k renovation. It also offers loans with zero down payment for clients with over 620 credit scores who wish to purchase single-family homes or FHA-approved condominium units. The company is licensed to operate in six states.

License Verified:

License: 3915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (20)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best Financial Mortgage Services logo
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License Verified:

License: 2485

Nationwide Multistate Licensing System and Registry

Best Financial Mortgage Services

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108 Phenix Avenue, Cranston, RI 02920
  • Refinance
  • New Construction

Business Description

Best Financial Mortgage Services helps families in Warwick find their dream homes through various loan options. It offers a selection of programs for homebuyers, including FHA and USDA loans, as well as VA cash-out refinancing. It also provides investment property financing options. Anna Kaian, the president of the company, has over 18 years of mortgage experience. She aims to make the process of getting a loan as stress-free as possible by matching borrowers with the right products.

License Verified:

License: 2485

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital City Financial Corporation logo
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License Verified:

License: 2934

Nationwide Multistate Licensing System and Registry

Capital City Financial Corporation

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2740 Pawtucket Avenue, East Providence, RI 02914
  • Refinance

Business Description

Capital City Financial Corporation is open to loaning applications and concerns from prospective borrowers and refinancers in Warwick. Its loan officers work in a consultative manner by informing clients of their requirements and available options, ranging from cash-out refinances to HARP mortgages. They canvass local interest rates, observe marketing changes, and scrutinize each applicant's income capabilities and outstanding debts. The firm also contributes to the community by supporting foundations like the Dana Farber Cancer Institute and The Jimmy Fund.

License Verified:

License: 2934

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chas Adams logo
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License Verified:

License: 4661

Nationwide Multistate Licensing System and Registry

Chas Adams

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220 Smith St., Providence, RI 02908
  • New Construction

Business Description

Chas Adams, who is licensed in Massachusetts, Rhode Island, and Connecticut, assists the mortgage needs of homebuyers in the Warwick metro. The mortgage originator caters to different types of clients, covering first-time homebuyers, investors, and veterans. He also offers loans for physicians looking to purchase condos, single-family residences, or owner-occupied homes. USDA, FHA, jumbo, and conventional loans are the other programs he provides. Chas has two decades of experience in helping individuals fund their real estate purchases.

License Verified:

License: 4661

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (34)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Executive Financial Group logo
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License Verified:

License: 1854693

Nationwide Multistate Licensing System and Registry

Executive Financial Group

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16 Main Street, Suite 200, East Greenwich, RI 02818
  • Refinance
  • New Construction

Business Description

Executive Financial Group offers an array of mortgage services in the Warwick metro. It caters to individuals and families who want to acquire residential properties. The company processes various mortgage programs, such as fixed- and adjustable-rate, super jumbo, conforming, USDA, FHA, and VA loans. Its team also helps borrowers create refinancing solutions to reduce their interest rates and change mortgage terms. The agency's sales director, PJ Byron, has been in the industry for over 25 years.

License Verified:

License: 1854693

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Helping Hands Community Partners logo
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License Verified:

License: 1553939

Nationwide Multistate Licensing System and Registry

Helping Hands Community Partners

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421 Elmwood Ave., Providence, RI 02907
  • New Construction
  • Refinance

Business Description

Helping Hands Community Partners works with clients across Warwick. The organization has experience assisting first-time homebuyers or real estate investors through the mortgage application process. It provides the K.E.Y.S. to Homeownership program, a personalized assessment of the client's financial situation that uses a non-confrontational approach to help them understand their homeownership status. The organization offers mortgage solutions backed by government agencies like the VA and FHA. Cliff Morin, one of its co-founders, has a background in the insurance industry and worked for the firm Allstate.

License Verified:

License: 1553939

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.0 / 5 (18)
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Homestar Mortgage logo
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License Verified:

License: 2340

Nationwide Multistate Licensing System and Registry

Homestar Mortgage

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220 Smith Street, Providence, RI 02908
  • Refinance

Business Description

Homestar Mortgage serves the home and property financing needs of clients in Warwick. It offers various mortgage programs for first-time homeowners and real estate investors, including 203k, rural development, and high net worth loans. Stephen Tetzner, the founding partner, has over 25 years of mortgage experience and has closed over $1.6 billion in total mortgage volume. Homestar Mortgage is both a broker and a banker, allowing it to control the mortgage transaction in a way that meets the needs and financial resources of its clients.

License Verified:

License: 2340

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.9 / 5 (27)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jonathan Boukarim logo

License Verified:

License: 1892952

Nationwide Multistate Licensing System and Registry

Jonathan Boukarim

21 Trafford Park Dr, Coventry, RI 02816
  • Refinance
  • New Construction

Business Description

Jonathan Boukarim is a mortgage loan officer of the Barret Financial Group who serves borrowers in Warwick. He offers conventional, FHA, VA, jumbo, USDA, and fixed-rate loans. The agent also assists homeowners who want to improve their financial standing through refinancing and reverse mortgages. Additionally, Boukarim helps first-time buyers get through the pre-approval process, providing regular updates along the way. He aims to make the application process easier by combining old-fashioned methods with the latest online tools.

License Verified:

License: 1892952

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Primary Residential Mortgage, Inc. logo
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License Verified:

License: 305552

Nationwide Multistate Licensing System and Registry

Primary Residential Mortgage, Inc.

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647 Oaklawn Ave., 1st and 2nd Floor, Cranston, RI 02920
  • Refinance

Business Description

Primary Residential Mortgage, Inc., (PRMI) provides home financing solutions for individuals in Warwick. Its team helps clients select mortgages suitable for their unique needs. Some of the programs it offers are conventional, rural housing, and jumbo loans. It also assists clients along the process of applying for FHA 203(k) and down payment assistance loans. PRMI provides funding assistance in numerous states, including Connecticut, Maryland, and Pennsylvania. One of its branch managers, Sean Zierak, worked as a senior loan officer for another company for years before joining PRMI.

License Verified:

License: 305552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (341)
Facebook
4.6 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Semper Home Loans logo
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License Verified:

License: 1053

Nationwide Multistate Licensing System and Registry

Semper Home Loans

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225 Dupont Drive, Providence, RI 02907
  • Refinance

Business Description

Semper Home Loans is a national mortgage lender serving Warwick. It caters to the funding needs of new homes, renovation projects, and delinquent mortgages. Its loan options include conventional, fixed-rate, adjustable-rate, 203k, HARP, and government-insured programs. The company strives to provide customized solutions for clients from different demographics. It streamlines the mortgage process by eliminating extraneous steps and focusing on homebuyers' consultation and education. Semper Home Loans has an online portal that provides real-time application updates and learning materials for Realtors and borrowers.

License Verified:

License: 1053

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
4.8 / 5 (1512)
Google
4.3 / 5 (119)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Mortgage Corner of New England logo

License Verified:

License: 2488

Nationwide Multistate Licensing System and Registry

The Mortgage Corner of New England

175 Metro Center Blvd, Warwick, RI 02886
  • Refinance
  • New Construction

Business Description

The Mortgage Corner of New England caters to homebuyers and investors in and around Warwick. Its team assists clients in filing loan applications to help them acquire their dream investment properties. The company provides a wide selection of mortgage programs, including FHA, VA, jumbo, adjustable-rate, and conventional fixed-rate loans. It also offers refinancing solutions to reduce borrowers' interest rates and monthly payments. The firm's mortgage brokers, Jeffrey Desrosiers and Thomas Foley, bring over seven decades of combined industry experience.

License Verified:

License: 2488

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.9 / 5 (78)
Google
5.0 / 5 (23)
Zillow
5.0 / 5 (9)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.