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Best Credit Repair Companies in Warwick

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225 Dyer St, Providence, RI 02903
Providence, RI 02903
  • Credit Monitoring

African Credit Group LLC has been serving individuals in Warwick and nearby areas for over six years. It offers credit restoration services that include disputes, an assigned credit specialist, audit analysis, and credit-building solutions. It utilizes credit monitoring systems such as Credit Karma, Experian.com, and Identity IQ. The team also provides credit training to educate clients about credit reports and financial management. African Credit Group helps clients from all 50 US states, helping them with credit repair and debt reconciliation matters.

225 Dyer St, Providence, RI 02903
Providence, RI 02903

Website(401) 249-9254

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

1 Washington Mall #1140, Boston, MA 02108
Boston, MA 02108
Instagram
  • Credit Monitoring

Mass Credit Relief is a Boston-based company that caters to customers in the Warwick metro and the surrounding areas. It offers credit repair and restoration solutions, helping individuals get approved for credit cards and loans, as well as receive lower interest rates on their auto and house payments. Its process involves disputing incorrect and unverifiable reporting information, such as bankruptcies, charge-offs, inquiries, judgments, late payments, and repossessions. Mass Credit Relief gives clients access to their online portal, allowing them to track their account's progress.

1 Washington Mall #1140, Boston, MA 02108
Boston, MA 02108

InstagramWebsite(888) 460-9440

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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