Question 1

What is the non-emergency contact number for the local police station in Warwick, Rhode Island?

Accepted Answer

The non-emergency contact number for the police department of Warwick is (401) 468-4200. However, in the event of an emergency, it is best to contact 911.

Question 2

Where can I get a copy of police reports for incidents related to my case in Warwick, Rhode Island?

Accepted Answer

Visiting BuyCrash.com for Online Records Request.

Walk-in requests at the Warwick Police Department Record Section — This option is currently on appointment basis only. Contact the Records Division is 401-468-4285 for an appointment.

Mail requests — Call the Records Division first at 401-468-4200 to get the number of pages and its costs. A check with the specified amount is mailed to Warwick Police Department, Attn: Records Division, 99 Veterans Memorial Drive, Warwick, Rhode Island, 02886.

Question 3

Who shoulders the medical insurance bill for car accident victims at Warwick?

Accepted Answer

The party who is at fault is among the factors that determine who would handle the medical insurance bill. In terms of auto accidents, Rhode Island is an “at-fault” state. Meaning that the general financial liability is shouldered by the party “at fault” of the accident. Once the case is resolved, the medical bills will eventually be recovered.

Question 4

How can I pay car accident medical bills in Warwick if my case is still being settled ?

Accepted Answer

Alternative options that car accident victims in Warwick can explore while awaiting case resolution are:

Your health insurance, Medicare, or Medicaid
Getting financial assistance through Personal injury protection (PIP) or through an auto insurance policy’s no-fault benefits
Exploring “medical payment coverage” or “Medpay” through your own car insurance. Medpay can be used to cover the cost of medical expenses, regardless of whether you were the car accident victim or the at-fault driver.

Question 5

What is the statute of limitation for car accident cases in Warwick?

Accepted Answer

In Warwick, and all of Rhode Island, the statute of limitations for personal injury claims is three years from the date of the incident. A case will most likely be dismissed if it is brought after the statute of limitations has run. Thus, the need to hire a lawyer to ensure timely filing of the case.

Question 6

Can a victim of a hit-and-run file a case in Warwick?

Accepted Answer

If you can pinpoint the negligent motorist, then you can submit a claim. Get as much information as you can about the vehicle that hit you. Some crucial things that police need for the investigation are:

the car's brand and model
the number on a license plate
how the driver appeared
which way did the driver travel?
any other distinguishing characteristics of the car or the driver

Question 7

What to do if my car gets involved in a minor accident in Warwick?

Accepted Answer

Pull over to the side of the road
Dial 911 immediately after the collision
Take some time to assess the situation after you have moved safely out of the way of oncoming vehicles.
Note of this information: Are there any injuries to you or any passengers in your car? How about the other motorist? Does either car have any damage?
Whenever possible, ask for security camera footage in the area of the incident.

Question 8

How do I choose a car accident lawyer?

Accepted Answer

To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

Question 9

What steps should I take after a car accident?

Accepted Answer

Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

Question 10

(When) Do I need a lawyer after a car accident?

Accepted Answer

Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

Question 11

How long after a car accident can you claim an injury?

Accepted Answer

The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

Question 12

What do I do after a car accident that I'm not responsible for?

Accepted Answer

After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

Question 13

What happens if someone sues you after a car accident?

Accepted Answer

If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

Question 14

What/how much can I expect from a car accident settlement?

Accepted Answer

According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

Question 15

How do I arrange a rental car after an accident?

Accepted Answer

To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

Question 16

How long does it take for car insurance to go back down after an accident?

Accepted Answer

Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

Question 17

How to settle a car accident claim without a lawyer?

Accepted Answer

To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.

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Frequently Asked Questions

What is the non-emergency contact number for the local police station in Warwick, Rhode Island?

Who shoulders the medical insurance bill for car accident victims at Warwick?

How can I pay car accident medical bills in Warwick if my case is still being settled ?

What is the statute of limitation for car accident cases in Warwick?

Can a victim of a hit-and-run file a case in Warwick?

What to do if my car gets involved in a minor accident in Warwick?