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2024

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Best Renter's Insurance Companies in Providence

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Providence Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71

Reviewed

46

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1598 Smith Street, North Providence, RI 02911
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Zelano Insurance Agency has decades of experience providing renters' insurance in Providence and the surrounding areas. It covers personal properties and valuables, including furniture and jewelry. It also offers other home insurance coverage options, such as property scheduled property, landlords, homeowners' liability, and condo insurance. Moreover, its specialists tailor policies to accommodate specific coverage options. These agents also have access to plans from American European Insurance Group, Lexington Insurance Company, Liberty Mutual, Nationwide, and Quincy Mutual Group.

License Verified:

License: 2115067

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (71)
Google
4.0 / 5 (35)
Yelp
1.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1107 Pontiac Avenue, Cranston, RI 02920
  • Multiple Policy Types

Why choose this provider?

ABZ Insurance Agency, Inc., is a provider of renters' insurance plans to residents of Providence and nearby areas. This type of insurance policy covers losses and damages to personal properties caused by theft, freezing of plumbing systems, fire and lightning disasters, windstorms, and hailstorms. ABZ Insurance Agency, Inc., also provides homeowners', condominium, motorcycle, commercial auto, workers compensation, and small business insurance. Some of its insurance partners are Travelers, Encompass, MetLife, Progressive, and American Modern Homes.

License Verified:

License: 1071015

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Website
279 Dexter Street, Pawtucket, RI 02860
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Loiselle Insurance has been offering commercial and personal solutions in and around Providence since 1943. Having been in the industry for over 70 years, the company's agents help renters mitigate financial risks, including personal liability in case of an apartment injury and personal property damage due to fire. They also provide options for bundling renters' insurance with auto insurance. A Certified Insurance Counselor, Bob Loiselle, works with his daughters, Brenda and Melanie, in running the company. He has been with the agency since 1973.

License Verified:

License: 1050852

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (701)
Facebook
5.0 / 5 (153)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9 Atlantic Avenue, Providence, RI 02907
  • Multiple Policy Types

Why choose this provider?

Diaz Group Insurance is an insurance agency that serves the needs of clients in Providence and nearby areas. The agency provides various property insurance products, including renters', homeowners', and business owner insurance coverage. It also specializes in auto, life, general liability, and workers' compensation insurance. Diaz Group Insurance can accommodate clients in English and Spanish. It services a broad variety of professionals, including independent contractors, painters, fitness professionals, hairdressers, and restaurant owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
1 Rolfe Square, Cranston, RI 02910
  • Multiple Policy Types

Why choose this provider?

Gaulin Insurance is an independent insurance agency serving clients in Providence and the surrounding Rhode Island communities for more than three decades. The firm provides auto, home, business, and life insurance. It also offers renters' insurance for apartment dwellers and unit rental owners. This covers personal property and liability for any damages incurred following vandalism, theft, storms, and other unforeseen events. The insurance also provides repair and replacement costs coverage. The company continues to build a comprehensive insurance portfolio, designed to protect clients' valuable assets.

License Verified:

License: 3000707659

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1465 Atwood Avenue, Johnston, RI 02919
  • Multiple Policy Types

Why choose this provider?

Graham Insurance, Inc., is an independent insurance agency that serves clients in the Providence area. It offers a range of renters' insurance policies to help tenants protect their appliances, electronics, furniture, and jewelry from fire, theft, and falling objects. Renters' insurance covers guest medical protection, temporary housing, additional living expenses, and family liability protection. The company also provides risk protection plans for commercial properties, health, and retirement. The staff members at Graham Insurance have a combined experience of 200 years.

License Verified:

License: 2008136

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 Broadway, Providence, RI 02909
  • Multiple Policy Types

Why choose this provider?

Auto-Cycle Insurance Inc. is a renters' insurance company that serves Providence and the surrounding areas. The agency offers a wide range of coverage options for renters to secure their belongings. There are also insurance plans available for cars, motorcycles, and water vehicles. Auto-Cycle Insurance has been providing its services to the community since 1984. It partners with established insurance carriers, such as Omni Insurance Group, Foremost Insurance Group, and Dairyland Cycle Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1529 Mineral Spring Avenue, North Providence, RI 02904
  • Multiple Policy Types

Why choose this provider?

A. E. Mazika Insurance Services, Inc., offers products and assistance to clients in Providence. The company offers auto, homeowners, renters, condo, flood, life, and commercial and business insurance to individuals and businesses. In addition, it offers renters' insurance that covers personal liability, damage to personal belongings, and protection from theft. Its team guides its clients towards the right insurance policy for their coverage needs while considering their financial capabilities. Company president, Alex Mazika III, has been in the insurance industry for 24 years.

License Verified:

License: 1089540

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
292 Waterman Avenue, Smithfield, RI 02917
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Smithfield-based Duxbury & Ray Insurance Agency, Inc., serves clients in the local area and its nearby communities, including Providence. Its portfolio of insurance products includes renters', homeowners', vehicle, and commercial liability insurance. The agency provides its clients with several quotes from various insurance companies in order to allow them to choose the plan that suits their needs and requirements. In addition, its insurance agents also serve individuals by offering loss control services and insurance claim assistance.

License Verified:

License: 1091534

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Will your renters' insurance still provide coverage if you sublet your rental property in Providence?

    In Providence, your renters' insurance will continue to provide coverage when you sublet the property as long as your personal belongings remain on the rental property. However, it is important to note that unless your subletter or subtenant is added to your insurance policy, your policy will not cover their belongings.

  • Does renters' insurance cover tornado damage in Providence?

    Renters' insurance typically provides coverage for tornado damage in Providence. Generally, renters' insurance protects a tenant's personal belongings within the policy limits. Additionally, it often includes loss of use coverage, which assists in covering additional living expenses if the policyholder needs to temporarily vacate their rental due to tornado damage repairs.

  • What items will renters’ insurance cover in Providence?

    Renters' insurance, also known as personal property insurance in Providence, covers a wide range of items, including clothing, computers, electronics, household appliances, and limited jewelry coverage. It also covers temporary housing in the event of uninhabitable living conditions and any injuries sustained by visitors to your home. Additionally, this insurance covers damage to other people's property as a result of accidents and weather-related events like lightning, snow, or windstorms.

  • Can you get discounts on renters' insurance in Providence?

    Yes, you can get renters' insurance discounts in Providence. Insurance companies frequently offer discounts for a variety of reasons, such as bundling multiple policies with the same insurer, implementing safety measures in your rental property, or maintaining a good credit score. It is strongly advised to shop around for insurance and inquire about any available discounts.

  • What are some common exclusions in renters' insurance policies in Providence?

    Renters' insurance policies in Providence commonly have limitations that restrict coverage to items within the rented property and exclude specific types of damage. These exclusions typically include bed bug and pest-related issues, earthquake and flood damage, and car theft or damage. Renters’ insurance will also not cover your roommate’s belongings unless their names are listed on the policy. To understand the extent of these exclusions and limitations, a thorough review of the renters' insurance policy is recommended.

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