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Best Mortgage Refinance Companies in Providence

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2023
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Advanced Mortgage Corp. logo
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License Verified:

License: 1787

Nationwide Multistate Licensing System and Registry

Advanced Mortgage Corp.

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2220 Plainfield Pike #213, Cranston, RI 02921
  • New Construction
  • Reverse Mortgages

Business Description

Advanced Mortgage Corp. assists homeowners in Providence get financial options through various refinance loan products. It offers homeowners a chance to improve their cash flow by lowering their monthly payments, paying off loans faster, or converting their adjustable-rate loans to fixed ones through refinancing. It also assists homeowners in getting cash from equity or in consolidating their first and second mortgages into one. The company helps first-time buyers get through the process of pre-qualification.

License Verified:

License: 1787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anchor Financial Mortgage Incorporated logo
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License Verified:

License: 2471

Nationwide Multistate Licensing System and Registry

Anchor Financial Mortgage Incorporated

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1 Lonsdale Avenue, Pawtucket, RI 02860
  • New Construction

Business Description

Anchor Financial Mortgage Incorporated serves clients throughout Providence and the surrounding neighborhoods. It offers various types of loan programs, including home refinancing loans for single-family and multi-family residences, condominium units, townhomes, and manufactured houses. It helps those who are looking to refinance their current homes, vacation houses, or investment properties to obtain lower interest rates and monthly payments or change their loan term. The company has been providing mortgage services since 2000. It is also licensed in Massachusetts, Connecticut, and New York.

License Verified:

License: 2471

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (113)
Facebook
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atlantic Mortgage & Finance Corporation logo
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License Verified:

License: 3915

Nationwide Multistate Licensing System and Registry

Atlantic Mortgage & Finance Corporation

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94 Main Street, Wakefield, RI 02879
  • Reverse Mortgages
  • New Construction

Business Description

Atlantic Mortgage & Finance Corporation serves homeowners and homebuyers in Providence. The brokerage offers home refinancing options, such as reverse mortgages, renovation loans, and FHA home loans. It helps clients make informed decisions by educating them on the ideal time to refinance a mortgage, ways to reduce interest rates, and strategies for improving credit scores. The brokerage also provides interactive calculators to examine various financing options and mortgage scenarios. It has been in business since 2007.

License Verified:

License: 3915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (20)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best Financial Mortgage Services logo
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License Verified:

License: 2485

Nationwide Multistate Licensing System and Registry

Best Financial Mortgage Services

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108 Phenix Avenue, Cranston, RI 02920
  • New Construction

Business Description

Best Financial Mortgage Services caters to homeowners, property buyers, and real estate agents in Providence and its surrounding areas. It offers a variety of purchase, refinance, and investment loan programs. Its financial services also include pre-qualifications, prompt callbacks, status updates, and referral sources. The brokerage team has over three decades of collective experience in crafting simple, effective mortgage solutions to accommodate varying client needs. Its president, Anna Kaian, was a volume award winner at a national Fortune 1000 mortgage company.

License Verified:

License: 2485

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Executive Financial Group logo
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License Verified:

License: 1854693

Nationwide Multistate Licensing System and Registry

Executive Financial Group

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16 Main Street, East Greenwich, RI 02818
  • Reverse Mortgages

Business Description

Executive Financial Group is a mortgage company offering its services in Providence. It provides refinance loans with different term and interest rate options. It also has a variety of mortgage programs for its prospective clients, which include FHA, VA, and USDA loans, as well as fixed- and adjustable-rate mortgages. For convenience, applications can be done by customers online. PJ Byron, who leads the team of mortgage professionals at Executive Financial Group, has more than 25 years of experience in the field.

License Verified:

License: 1854693

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kevin Oliveira logo

License Verified:

License: 21107

Nationwide Multistate Licensing System and Registry

Kevin Oliveira

130 GAR Highway, Swansea, MA 02777
  • Reverse Mortgages

Business Description

Kevin Oliveira is a loan officer assisting borrowers seeking refinancing solutions in Providence. The Fairway branch head helps restructure existing loans through term and interest rate adjustments, debt consolidation, and home equity cash-out. Kevin guides clients in navigating the loan application procedures, particularly the tedious tasks of rate and program comparison and refinancing analysis. He also responds to the financing needs of new homes and construction projects. He offers homebuyers conforming, jumbo, fixed-rate, ARM, and government-supported loan programs.

License Verified:

License: 21107

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (68)
Google
5.0 / 5 (58)
Mortgage Equity Partners logo
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License Verified:

License: 2340

Nationwide Multistate Licensing System and Registry

Mortgage Equity Partners

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220 Smith Street, Providence, RI 02908
  • New Construction

Business Description

Mortgage Equity Partners is an independent brokerage delivering refinancing programs in the Providence metro. Its staff of professionals helps homeowners refinance their existing loans to obtain lower interest rates or consolidate different mortgages. Additionally, the professionals provide refinancing options such as no-closing cost programs, removed point system loans, and those without insurance. Area vice president Stephen Tetzner has been in the loan industry for over 25 years and previously served as the president of the RI Mortgage Bankers Association.

License Verified:

License: 2340

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Primary Residential Mortgage, Inc. logo
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License Verified:

License: 305552

Nationwide Multistate Licensing System and Registry

Primary Residential Mortgage, Inc.

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647 Oaklawn Ave., 1st and 2nd floor, Cranston, RI 02920
  • New Construction

Business Description

Primary Residential Mortgage, Inc., provides refinancing loans to locals in Providence. It helps homeowners improve their cash flow by giving them options to reduce their monthly payments or get shorter loan terms through refinancing. It also assists clients in obtaining cash from equity to fund home improvements, educational expenses, or investments. Other products include conventional, FHA, VA, USDA-Rural, home-ready, and RI housing loans. Primary Residential Mortgage is licensed in Virginia, Florida, New Hampshire, Georgia, Pennsylvania, and five other states.

License Verified:

License: 305552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (346)
Facebook
4.6 / 5 (58)
Yelp
2.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Province Mortgage Associates, Inc. logo
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License Verified:

License: 2861

Nationwide Multistate Licensing System and Registry

Province Mortgage Associates, Inc.

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50 Office Parkway, East Providence, RI 02914
  • Reverse Mortgages

Business Description

Province Mortgage Associates, Inc., is a local full-service company that delivers refinancing solutions to Providence. Its mortgage advisors assist clients in completing refinancing programs such as rate and term change, cash-out option, and Fannie Mae RefiNow type. They create custom refinancing programs for borrowers who are on time with their mortgage payments through the HARP program. The company has been in operation since 2005 and gives back to the community through various endeavors, such as Samaritans of RI and Good Neighbors.

License Verified:

License: 2861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (375)
Facebook
4.7 / 5 (116)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Semper Home Loans logo
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License Verified:

License: 1053

Nationwide Multistate Licensing System and Registry

Semper Home Loans

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225 Dupont Drive, Providence, RI 02907
  • New Construction

Business Description

Semper Home Loans in Providence offers loan programs and mortgage refinancing solutions to homebuyers and owners. Its licensed loan officers assist clients in lowering their interest rates, reducing monthly payments, and tapping into their home equity for emergency expenses through mortgage refinancing. It also helps clients convert their adjustable-rate mortgages to fixed-rate mortgages, which are more stable over time. In addition, Semper Home Loans offers real estate companies marketing, appraisal support, and information management services.

License Verified:

License: 1053

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (119)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sierra Pacific North Providence logo

License Verified:

License: 289053

Nationwide Multistate Licensing System and Registry

Sierra Pacific North Providence

1417 Douglas Ave, Suite 2, North Providence, RI 02904

Business Description

Sierra Pacific North Providence caters to clients in the metro and the surrounding areas, with Peter Nastasi working as the branch manager. He brings over more than 15 years of experience in the industry. He leads a team of agents who assist customers in applying for loan options appropriate to their refinancing and cashing-out needs. The firm handles several mortgage programs, including Freddie Mac, Fannie Mae, and Ginnie Mae loans with fixed or adjustable interest rates.

License Verified:

License: 289053

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (82)
Facebook
4.5 / 5 (28)
The Mortgage Corner of New England logo

License Verified:

License: 2488

Nationwide Multistate Licensing System and Registry

The Mortgage Corner of New England

175 Metro Center Blvd, Warwick, RI 02886
  • New Construction
  • Reverse Mortgages

Business Description

The Mortgage Corner of New England has been serving the community in Providence and the surrounding areas since 2001. It offers refinancing loan programs to help homeowners reduce their loan terms and convert their adjustable-rate mortgage to fixed-rate. Additionally, the company provides customers with a variety of loan options, including VA, FHA, jumbo, and construction loans. Adjustable- and fixed-rate mortgages are also available. Its president, Jeffrey Desrosiers, has been working in the mortgage industry since 1985.

License Verified:

License: 2488

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.