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Best Local Car Insurance Agencies in Pawtucket

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Andrews Insurance Agency logo
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License Verified:

License: 3000523034

Rhode Island Insurance Division

Andrews Insurance Agency

450 Armistice Boulevard, Pawtucket, RI 02861
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  • Motorcyle & ATV
  • Home Insurance

Business Description

Andrew Insurance Agency is a locally owned and operated insurance agency in Pawtucket that handles cases involving insurance for specific industries, insurance for businesses, as well as insurance coverage for employees. They also handle local personal or commercial auto insurance, farm insurance, home insurance cases, commercial general liability, and can help you develop policies or pursue claims. They are insurance professionals experienced in assisting both current and future clients manage and plan for potential risks.

License Verified:

License: 3000523034

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Apple Valley Insurance logo
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License Verified:

License: 1050309

Rhode Island Insurane Division

Apple Valley Insurance

528 Putnam Pike, Smithfield, RI 02828
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  • Multiple Carriers

Business Description

Apple Valley Insurance is an independent insurance solutions company that operates in the Pawtucket metro and nearby towns. It is composed of certified insurance counselors (CICs) and accredited advisers in insurance (AAIs) that help clients navigate their options in protecting themselves and their personal or company-commissioned vehicles. Trusted advisors since 1930, the company offers auto insurance policies that protect from collisions, property damage, uninsured and underinsured motorists, bodily injury liabilities, and various forms of physical damages.

License Verified:

License: 1050309

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (59)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bradford-Sutcliffe Insurance logo
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License Verified:

License: 1089096

Rhode Island Insurane Division

Bradford-Sutcliffe Insurance

511 Putnam Pike, Greenville, RI 02828
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  • Boats
  • Motorcyle & ATV

Business Description

Bradford-Sutcliffe Insurance offers a range of personal and business coverage options for clients in Pawtucket. Beyond auto coverage for standard cars, it also offers policies that cover classic cars and recreational vehicles, including motorcycles, boats, aviation, and mobile homes. It also provides commercial auto coverage as part of its business insurance lines. Bradford-Sutcliffe partners with carriers such as Progressive, MetLife, Providence Mutual, and National General. It has been in business since 1957 and serves in all 50 states.

License Verified:

License: 1089096

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Butler & Messier, Inc. logo
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License Verified:

License: 2013741

Rhode Island Insurane Division

Butler & Messier, Inc.

1401 Newport Avenue, Pawtucket, RI 02861
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  • Multiple Carriers

Business Description

Butler & Messier, Inc., is an insurance company that has been active for over 115 years. It provides auto insurance for clients living in Pawtucket. The company has plans that cover different types of damages, such as collisions and weather damage. Its agents review a customer's car model, age, and type of damage. They also guide file claims and examine policies for deductibles to save money. Butler & Messier works with over 30 different carriers like AIG and Harleysville.

License Verified:

License: 2013741

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (11)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Chatterton Insurance, Inc. logo
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License Verified:

License: 1092677

Rhode Island Insurane Division

Chatterton Insurance, Inc.

150 Main Street, Pawtucket, RI 02860
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Chatterton Insurance, Inc. is an insurance company that serves clients in and around Pawtucket. It offers auto insurance plans to protect clients' vehicles from unexpected damages, such as weather and collisions. The company can cover one car or multiple cars. It also pays for medical fees to help the clients or passengers involved. The company's agents help clients select a plan or review their current policies for any missing coverages. A family-owned business, Chatterton Insurance has been active since 1924.

License Verified:

License: 1092677

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.3 / 5 (18)
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coonan Insurance Agency logo
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Coonan Insurance Agency

267 Main Street, Oxford, MA 01540
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  • Boats
  • Motorcyle & ATV

Business Description

Coonan Insurance Agency has been providing auto insurance to drivers in Pawtucket for over 30 years. As an independent agency, it chooses the best carrier for clients' insurance needs, representing a carefully selected group of financially strong and reputable insurance companies such as Foremost Insurance Group and Travelers. It offers policies that cover financial responsibility for injuring others along with other coverage such as loss, theft, medical payments, and car rentals. Coonan Insurance Agency is a member of the Massachusetts Association of Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (36)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hanuschak Insurance logo
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License Verified:

License: 2266989

Rhode Island Insurane Division

Hanuschak Insurance

3288 Mendon Road, Cumberland, RI 02864
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  • Bundling Option

Business Description

Hanuschak Insurance has been servicing the Pawtucket community since 1954. It offers personal car insurance with different coverage options to choose from including bodily injury liability, comprehensive, and personal injury protection to protect drivers against financial losses if ever they are involved in a serious accident. The company also offers commercial car insurance. Aside from the typical insurance protections, businesses can choose to include additional coverage such as employer’s non-ownership liability, hired auto physical damage, and hired auto liability coverage.

License Verified:

License: 2266989

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lawrence Agency Inc. logo
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License Verified:

License: 2052562

Rhode Island Insurane Division

Lawrence Agency Inc.

872 Smithfield Avenue, Lincoln, RI 02865
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Business Description

Lawrence Agency, Inc., offers auto insurance plans to individuals, families, and businesses in Pawtucket and other neighboring areas in Rhode Island. Founded by Peter A. Lawrence in 2008, the agency is a veteran-owned and family-operated business that helps clients design the auto insurance deal that fits their needs. Its team of agents also offers services for customers looking for other personal and business insurance products, such as home and life insurance policies.

License Verified:

License: 2052562

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
O'Connor & Co. Insurance Agency, Inc. logo
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License Verified:

License: 3001247004

Rhode Island Insurane Division

O'Connor & Co. Insurance Agency, Inc.

16 Village Street, Dudley, MA 01571
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  • Multiple Carriers

Business Description

O’Connor & Co. Insurance Agency, Inc. serves the residents of Pawtucket with various types of insurance services. It provides customized services under auto insurance according to each client's needs, offering collision, comprehensive, and proper damages liability coverage. Residents who own collectible vehicles or classic cars are offered protection under antique car insurance. O’Connor & Co. Insurance Agency, Inc. also handles coverage for boats, motorcycles, and recreational vehicles such as ATVs and snowmobiles.

License Verified:

License: 3001247004

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (50)
Facebook
4.7 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Podmaska Insurance Agency logo
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License Verified:

License: 1092696

Rhode Island Insurane Division

Podmaska Insurance Agency

1309 Chalkstone Avenue, Providence, RI 02908
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  • Multiple Carriers

Business Description

Podmaska Insurance Agency is a full-service insurance firm that caters to the insurance needs in Pawtucket and the surrounding localities. The family-operated company helps individuals, families, and business owners obtain adequate financial protection for their vehicles through an auto insurance policy. The independent insurance agency represents several top-rated nationwide carriers that can provide a variety of coverage options. These include liability, comprehensive and collision, uninsured or underinsured motorist, and alternative transportation. The company prides itself on having over 40 years of experience in the insurance industry.

License Verified:

License: 1092696

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (145)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Safford Insurance, LLC logo
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License Verified:

License: 3000179543

Rhode Island Insurane Division

Safford Insurance, LLC

9 East Central Street, Franklin, MA 02038
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  • Motorcyle & ATV

Business Description

Safford Insurance, LLC provides the personal and commercial insurance needs of the community in Pawtucket. This includes car insurance, homeowners insurance, and business insurance. It also offers specialty products, such as accident, travel, and legacy emergency plans, as well as pet insurance. Its owner, Greg Safford, has over 17 years of industry experience in helping individuals and businesses understand their insurance options based on their personal risks so that they can make educated decisions about protecting their assets.

License Verified:

License: 3000179543

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (67)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Soucy Insurance Agency logo
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License Verified:

License: 1070855

Rhode Island Insurane Division

Soucy Insurance Agency

362 Rathbun Street, Woonsocket, RI 02895
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  • Boats
  • Motorcyle & ATV

Business Description

Started in 1914, Soucy Insurance Agency is a third-generation independent insurance agency that offers a wide array of policies from multiple carriers. Providing business and personal lines such as home and auto insurance, the agency also handles coverage for special vehicles such as ATVs, yachts, motor homes, travel trailers, and snowmobiles. For convenience, clients can reach the company 24/7 for prompt assistance. Soucy Insurance Agency serves the residents of Pawtucket and the rest of Northern Rhode Island.

License Verified:

License: 1070855

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stop & Save Insurance LLC logo
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License Verified:

License: 1089621

Rhode Island Insurance Division

Stop & Save Insurance LLC

1020 Charles Street, North Providence, RI 02904
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  • Home & Auto Insurance
  • Home Insurance

Business Description

Stop & Save Insurance LLC is an auto insurance services provider that helps vehicle owners in Pawtucket protect their assets and prepare for the unknown. As an independent agency, it gives clients access to different insurance products to help them choose the policy that fits their situations and needs. Also available are insurance coverages for commercial autos, motorcycles, and boats. The company's principal agent, George Kasper, has been serving in the industry for more than 35 years.

License Verified:

License: 1089621

Rhode Island Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tonry Insurance Group, Inc. logo
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License Verified:

License: 1048196

Rhode Island Insurane Division

Tonry Insurance Group, Inc.

300 Congress Street, Quincy, MA 02169
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  • Multiple Carriers

Business Description

Tonry Insurance Group, Inc. was established in 1926 and serves clients in Pawtucket. The company offers auto insurance policies to cover unexpected expenses for the car, like repairs and replacement. Its agents help clients consider different risks for damage. This includes car collisions, roadside accidents, and theft. The company also provides add-on coverages like towing service and personal injury liabilities. A family-owned and operated business, Tonry Insurance Group has given protection plans for four generations.

License Verified:

License: 1048196

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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