Best Mortgage Refinance Companies in Cranston

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Charles Adams logo
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License: 4661

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Charles Adams

220 Smith St., Providence, RI 02908
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  • New Construction

Business Description

Charles Adams is a mortgage expert who provides services to people in Cranston. He offers home loan refinance options to homeowners who want to find a program that best suits their needs. He provides conventional, jumbo, FHA, USDA, and VA loans. He also offers real estate investment programs for customers who are refinancing or purchasing properties for business purposes. Adams has been helping clients finance their vacation homes and commercial properties for over 15 years.

License Verified:

License: 4661

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (14)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Charles Adams

Devin Rosa logo
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License: 2119883

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Devin Rosa

647 Oaklawn Ave 2nd Floor, Cranston, RI 02920
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  • Reverse Mortgages

Business Description

Devin Rosa delivers financial solutions to residents of Cranston. Devin, a loan originator for Primary Residential Mortgage Inc., helps borrowers understand loan programs and their rates, the loan process, required documents and criteria for the application, and what comes after an application is submitted. Devin provides refinancing loans to assist clients in paying down high-interest debt, cashing out for home renovations, lowering interest rates, and switching from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa.

License Verified:

License: 2119883

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Devin Rosa

Garrett F. Duffy logo
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License: 71655BA

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Garrett F. Duffy

133 Central Street, Warwick, WI 02886
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  • New Construction

Business Description

Garrett F. Duffy is a Warwick-based loan officer that serves clients throughout Cranston. He works with Norcom Mortgage to help homeowners refinance their loans. Duffy addresses their concerns involving the process of debt consolidation or home equity conversion. He also provides the Norcom Dream Home Loan, a program that allows borrowers to purchase properties and finance home improvement projects. Duffy—known by others as the Mortgage Musician for his ability to educate homebuyers through music—received the Presidents Club Award from Norcom Mortgage in 2020.

License Verified:

License: 71655BA

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Garrett F. Duffy

Jonathan Boukarim logo
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License: 1892952

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Jonathan Boukarim

21 Trafford Park Dr, Coventry, RI 02816
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  • New Construction

Business Description

Jonathan Boukarim is a mortgage loan officer serving the residents of Cranston. Jonathan assists homeowners with mortgage and cash-out refinancing, and home equity loans. He also caters to homebuyers needing FHA, conventional, and VA loans. Jonathan leverages his access to multiple lenders to shop for loan options that meet the client's preferred rates and terms. Committed to hands-on service, he personally manages each loan and proactively updates the client throughout the process. Clients also have 24/7 direct access to his cellphone for questions and concerns.

License Verified:

License: 1892952

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (22)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Jonathan Boukarim

Juan Cerda logo
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License: 318276

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Juan Cerda

75 Newman Avenue, Rumford, RI 02916
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Business Description

Juan Cerda is a senior loan officer with Shamrock Home Loans, serving local homeowners and home buyers in the Cranston community. He offers refinance loan programs through FHA, USDA, and VA. Juan also assists with home purchase loan types, including mass housing, conventional, FHA, 203(K), USDA, and VA. Additionally, he provides reverse mortgages for seniors. Borrowers may upload documents and check loan updates online. Juan is an English- and Spanish-speaking mortgage professional with over 24 years of experience.

License Verified:

License: 318276

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Juan Cerda

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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