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Best Mortgage Refinance Companies in Cranston

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2023
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Mortgage Refinance Companies FAQs 〉

Mortgage Refinance Companies FAQs

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Charles Adams logo
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License Verified:

License: 4661

Nationwide Multistate Licensing System and Registry

Charles Adams

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220 Smith St., Providence, RI 02908
  • New Construction

Business Description

Charles Adams is a mortgage expert who provides services to people in Cranston. He offers home loan refinance options to homeowners who want to find a program that best suits their needs. He provides conventional, jumbo, FHA, USDA, and VA loans. He also offers real estate investment programs for customers who are refinancing or purchasing properties for business purposes. Adams has been helping clients finance their vacation homes and commercial properties for over 15 years.

License Verified:

License: 4661

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Devin Rosa logo
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License Verified:

License: 2119883

Nationwide Multistate Licensing System and Registry

Devin Rosa

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647 Oaklawn Ave 2nd Floor, Cranston, RI 02920
  • Reverse Mortgages

Business Description

Devin Rosa delivers financial solutions to residents of Cranston. Devin, a loan originator for Primary Residential Mortgage Inc., helps borrowers understand loan programs and their rates, the loan process, required documents and criteria for the application, and what comes after an application is submitted. Devin provides refinancing loans to assist clients in paying down high-interest debt, cashing out for home renovations, lowering interest rates, and switching from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa.

License Verified:

License: 2119883

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jonathan Boukarim logo
Visit WebsiteWebsite

License Verified:

License: 1892952

Nationwide Multistate Licensing System and Registry

Jonathan Boukarim

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21 Trafford Park Dr, Coventry, RI 02816
  • New Construction

Business Description

Jonathan Boukarim is a mortgage loan officer serving the residents of Cranston. Jonathan assists homeowners with mortgage and cash-out refinancing, and home equity loans. He also caters to homebuyers needing FHA, conventional, and VA loans. Jonathan leverages his access to multiple lenders to shop for loan options that meet the client's preferred rates and terms. Committed to hands-on service, he personally manages each loan and proactively updates the client throughout the process. Clients also have 24/7 direct access to his cellphone for questions and concerns.

License Verified:

License: 1892952

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.