Expertise.com
2024

Workers Compensation Resources & FAQs

Are you looking to file a workers' compensation claim or appeal a recent decision? These resources have been curated by Expertise.com's experts to help you find the best workers' compensation attorney for your case.

Workers' Compensation Lawsuits

These resources will help you learn how to find a workers' compensation attorney and what to expect when it comes to legal fees and more.

Workers' Compensation Laws by State

State-specific regulations and laws concerning workers' compensation.

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FAQs

  • What does a workers’ compensation attorney do?

    Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

  • What are the benefits of filing a workers’ compensation claim?

    Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

  • How long does a workers’ compensation claim stay open?

    Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

  • What is the average payout for a workers’ compensation claim?

    Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

  • How are settlements calculated in workers’ compensation cases?

    Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

  • What is workers comp?

    Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

    All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

  • What does workers comp cover?

    Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

    • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
    • Compensation for lost wages while not working
    • Coverage for ongoing care, such as physical therapy
    • Continued access to benefits, including insurance provided through an employer
    • Disability benefits, if an injury results in a permanent loss of functioning in some manner
    • Death benefits and funeral expense coverage

    How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.


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