Expertise.com
Get Listed

Best Mortgage Refinance Companies in Scranton

Laurels
2023
Laurels

We did the research for you!

Learn more 〉
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs 〉

Mortgage Refinance Companies FAQs

Learn more 〉
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Call Now848-BookPro (848-266-5776)
Detailed Mortgage Solutions logo
Visit WebsiteWebsite

License Verified:

License: 1769900

Nationwide Multistate Licensing System and Registry

Detailed Mortgage Solutions

Visit WebsiteWebsite
250 Josephine Street, Peckville, PA 18452
  • New Construction

Business Description

Detailed Mortgage Solutions provides customized quotes and loan options for borrowers in Scranton. Its loan officers offer several fixed and adjustable loans for home purchases and refinance. Other options available include FHA, VA, jumbo, USDA, 203K, and reverse mortgage. This company also grants access to various decision-making tools, such as a payment calculator, refinance analysis, home value estimate, home insurance quote, and pre-approved letter. Detailed Mortgage Solutions is owned by Tammy Serafini, a loan originator and mortgage advisor.

License Verified:

License: 1769900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (53)
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kapital Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 972944

Nationwide Multistate Licensing System and Registry

Kapital Mortgage

Visit WebsiteWebsite
329 Penn Avenue, Suite 200, Scranton, PA 18503
  • New Construction
  • Reverse Mortgages

Business Description

Kapital Mortgage offers loan options to those who seek to refinance their mortgages throughout the Scranton metro. Its staff uses its collaborations with multiple local lenders to gain access to a variety of comprehensive financial programs with improved wholesale rates and terms. It follows marketing trends, assesses property values, and monitors local interest changes for reports that guide applicants in their decision-making processes. It also verifies each client's eligibility for specific plans by analyzing their total assets, existing loans, and outstanding debts.

License Verified:

License: 972944

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (39)
Facebook
5.0 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mid Atlantic Funding logo
Visit WebsiteWebsite

License Verified:

License: 116796

Nationwide Multistate Licensing System and Registry

Mid Atlantic Funding

Visit WebsiteWebsite
203 E Drinker Street, 2nd Fl., Dunmore, PA 18512
  • New Construction

Business Description

Mid Atlantic Funding offers refinancing options to Scranton homeowners. It employs an online analysis tool to assist borrowers in comparing rates and determining the best options for lowering monthly payments or obtaining cash from equity through refinancing. FHA, VA, jumbo, USDA, fixed and adjustable-rate loans, as well as HARP and reverse mortgages, are also part of its services. Mid Atlantic Funding has a team of officers with a combined 20 years of experience. Its communication lines are open 24/7.

License Verified:

License: 116796

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (33)
Facebook
4.7 / 5 (29)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The John E. Young Mortgage LLC logo
Visit WebsiteWebsite

License Verified:

License: 145188

Nationwide Multistate Licensing System and Registry

The John E. Young Mortgage LLC

Visit WebsiteWebsite
214 Sahara Dr, Kingston, PA 18704
  • Reverse Mortgages

Business Description

The John E. Young Mortgage LLC serves locals in Scranton who wish to refinance their current debts or obtain loans for new purchases. It has options fit for buyers looking into single-family buildings and condominium units. The company also maintains listings of homes up for sale. John E. Young has been involved in the lending sector for over two decades, and he obtains more than 85% of his business from referrals. He focuses on products backed by the FHA and VA.

License Verified:

License: 145188

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (36)
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.