Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Scranton

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Scranton Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1456

Reviewed

876

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1301 Madison Avenue, Dunmore, PA 18509
WebsiteLicense: 59798

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
3.7 (3)

Why choose this provider?

Cummings Insurance is an agency addressing the health insurance needs of Scranton residents. The company specializes in employee benefits, providing benefit brokerage, health care reform consultation, HR advocacy, wellness plan consultation, and self-insurance program evaluation services. It also serves individuals and families who are looking for home, auto, business, and commercial insurance policies. The organization has been offering comprehensive insurance and employee benefits coverages to businesses and people in northern Pennsylvania since 1993.

  • Individual Plans
  • Group Plans

3 West Olive St Suite 126, Scranton, PA 18508
WebsiteLicense: 642015

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Capital Insurance Works is an independent agent that represents numerous insurance companies to serve clients' needs in Scranton and nearby locations. Its insurance professionals assess clients' insurance needs and provide a package that best fits specific situations and budget considerations. They have health insurance plans that are available for both individuals and families. Capital Insurance Works also have additional products, such as commercial property, workers' compensation, personal umbrella, recreational vehicle, and professional liability insurance plans.

  • Individual Plans
  • Group Plans
  • Life Insurance

2601 Birney Avenue, Scranton, PA 18505
WebsiteLicense: 363861

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
4.3 (6)

Why choose this provider?

Maria Evers is a Scranton-based State Farm insurance agent. She and her team help individuals find and apply for an assortment of insurance products, ranging from individual health and pet medical coverage plans to short- and long-term disability insurance. They also help clients avail themselves of Medicare supplement plans. Evers also assists clients in changing their existing policies. Her team houses employees who are fluent in Spanish. Evers has been working in the insurance industry since 1991.

  • Home and Auto Insurance
  • Business Insurance
  • Life Insurance

1906 Sanderson Avenue, Scranton, PA 18509
WebsiteLicense: 59270

Expertise.com Rating

Review Sources

Facebook
4.7 (28)
Google
4.7 (3)

Why choose this provider?

Connor-Helring Associates, Inc., founded in 1970, serves individuals, families, and businesses in the Scranton metro. The firm offers an array of personal and commercial insurance products, including health and voluntary benefits for self-employed individuals and small business owners with a limited number of workers. The independent agency represents different providers, including American Modern, The Hartford, Plymouth Rock Assurance, National General Premier, and Progressive. Other products include life, auto, business liability, commercial property, and workers’ compensation insurance.

  • Health Insurance

1759 Sanderson Avenue, Scranton, PA 18509
WebsiteLicense: 868448

Expertise.com Rating

Review Sources

Google
4.9 (142)
Facebook
5.0 (19)

Why choose this provider?

Courtney Lisk is a full-service insurance agent with State Farm who serves individuals, families, and businesses in Scranton and the surrounding areas. One of her services is focused on health insurance. Lisk provides clients with insurance options that provide coverage for health care needs, such as long-term care and medical, surgical, and hospital expenses. Other products and services include life, home, and auto insurance. Lisk is also able to arrange Medicare supplement plans to cover deficiencies in clients' policies.

  • Health Insurance

428 Lackawanna Avenue, Scranton, PA 18503
WebsiteLicense: 324534

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Northeast Benefit Administrators, LLC, provides individual and group health policies from various providers in Scranton. Its agents take time to know clients and customize plans tailored to their personal goals and circumstances. They assist consumers in choosing Medicare, dental, vision, long-term care, and disability protection policies that suit their needs. Owner Susan Sariti is a Financial Services Certified Professional who has been helping people in their insurance and investment matters for over 20 years.

  • Individual Plans
  • Group Plans
  • Health Insurance

Scranton, PA
WebsiteLicense: 652994

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Millennium Administrators is an insurance service provider that caters to clients throughout Scranton and the surrounding areas. It offers Medicare Advantage, Supplements, and Prescription Drug Plans; other health and disability policies; and life insurance. The agency provides insurance policies from various carriers, including Aetna, Humana, Guardian, John Hancock, and Pacific Life. It helps clients assess their insurance needs and works with them to determine the right level of insurance coverage.

  • Individual Plans
  • Life Insurance
  • Health Insurance

538 Spruce Street, Scranton, PA 18503
WebsiteLicense: 56881

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Smith Insurance Services, Inc., offers an array of products to individuals, families, and business owners in the Scranton metro and nearby areas. It provides health insurance plans, which include Medicare Advantage Part A, B, and D coverages. These health insurance policies cover policyholders' medical expenses. Smith Insurance Services also serves clients who want to obtain life, long-term care, and mortgage protection insurance. Founder Bill Smith has been in the insurance industry for more than 35 years.

  • Life Insurance
  • Health Insurance
  • Medicare

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When can you sign up for an ACA-compliant health insurance plan in Scranton?

    In Scranton, you can enroll in an ACA-compliant health insurance or adjust your existing coverage during the annual open enrollment period from November 1 to January 15. If you undergo a qualifying life event, you could enroll during a special enrollment period. Certain situations, such as relocation or marriage, allow you to modify your health insurance outside the open enrollment timeframe.

  • Which essential health benefits are required to be included in health insurance plans in Scranton?

    Under the Affordable Care Act, health insurance plans in Scranton must cover essential health benefits such as hospitalization, prescription medications, maternity and newborn care, emergency care, ambulatory patient services, mental health and substance use treatment, laboratory services, rehabilitative services, pediatric care, and preventive and wellness services.

  • What benefits come with choosing PPO plans in Scranton?

    PPOs in Scranton offer a range of choices for premiums, deductibles, and copays, allowing you to tailor your plan to your medical and financial requirements. PPOs aren't confined to a particular network, although they may have a preferred one. You also have considerable freedom in selecting your primary care doctor. Additionally, PPO plans allow you to consult a specialist without needing a referral.

  • Is health insurance necessary in Scranton when you possess a Health Savings Account or Flexible Savings Account?

    Yes. Health savings accounts and flexible savings accounts in Scranton offer convenient ways to set aside funds for your out-of-pocket medical expenses, but these do not replace the need for health insurance. In the event of a hospital stay, even a short one, the costs incurred may exceed the amount saved in these accounts, leaving you responsible for covering the remaining costs.

  • Apart from the premium, what other expenses might be associated with your health insurance plan in Scranton?

    Additional costs linked to your Scranton health insurance plan may encompass the following:

    • Copayment, which is the fee paid at the doctor's or facility's office.
    • Deductible, which is the yearly amount you contribute to healthcare expenses.
    • Coinsurance, or cost-sharing, represents the fees you pay for a medical service when you receive it.
  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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