Expertise.com

Best Renter's Insurance Companies in Philadelphia

2024

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Website
4169 Main Street, Philadelphia, PA 19127
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

McCollum Insurance is an independent agency in Philadelphia that offers personal and business insurance coverage from national and regional insurance carriers. It provides homeowners insurance products to clients who are looking to protect their homes against damage. Agents also assist in a specialty dwelling policy, which has coverage protection for rental properties. Their renters' insurance policy, on other hand, supplies coverage for personal items and personal liability. They only provide insurance solutions that meet clients' needs.

License Verified:

License: 489135

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (147)
Facebook
5.0 / 5 (53)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8919 Ridge Ave Ste 10, Philadelphia, PA 19128
  • Multiple Policy Types

Why choose this provider?

The DeFinis Agency + The Pabody Agency is an independent insurance firm meeting the needs of homeowners in Philadelphia. It helps clients get insurance or protection plans for their homes to cover losses and damage in the event of hail, fires, vandalism, and theft. Its insurance professionals assess protection needs, check multiple insurance carriers to find suitable plans, and provide recommendations. The firm is involved with community initiatives and supports the cause of On The Edge Children’s Foundation.

License Verified:

License: 365660

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9551 Bustleton Avenue, Philadelphia, PA 19115
  • Multiple Policy Types

Why choose this provider?

Jeff Gottesman is a State Farm renters' insurance agent based in Philadelphia. Jeff and his team of 15 licensed agents speak 11 languages including English, Spanish, Portuguese, Russian, and Ukrainian, allowing them to serve clients of different nationalities. Jeff offers a variety of insurance products including renters' insurance, home insurance, property insurance, life insurance, and health insurance. He has been providing service to Philadelphia-based clients since 1997 and has expanded his service areas to New York, New Jersey, and Delaware.

License Verified:

License: 344859

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (147)
Facebook
4.0 / 5 (33)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
521 North 22nd Street, Philadelphia, PA 19130
  • Multiple Policy Types

Why choose this provider?

Eckroth Insurance Group, LLC, is a Philadelphia-based insurance company that provides renters' insurance products to the metro's residents. The company has over two decades of experience in assisting its clientele when it comes to helping choose the most appropriate insurance provider and package for their needs and lifestyle. Eckroth Insurance Group's renters' insurance policies cover both tenants and homeowners with regards to their properties and expenses. The company also caters to both automobile and business insurance products.

License Verified:

License: 472174

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (63)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3308 Grant Avenue, Philadelphia, PA 19114
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Freedom Insurance Group, Inc., is an insurance agency headquartered in Philadelphia. It provides renters' insurance services to clients renting single homes, townhouses, condos, or apartment properties. Its renters' insurance policies protect clients and their families against liability claims and damages to their personal properties. Anita Allegrezza, the owner and principal agent of Freedom Insurance Group, established the agency in August 2003. She has more than 25 years of experience in the insurance industry.

License Verified:

License: 53048

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (121)
Facebook
4.0 / 5 (13)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
228 West Chelten Avenue, Philadelphia, PA 19144
  • Multiple Policy Types

Why choose this provider?

CGF Insurance, Inc., is a full-service independent firm that provides insurance options for its clients in Philadelphia. Its renters' insurance gives protection to both the policyholders and their rented properties, which also includes personal items and personal liability coverage. This allows clients to pay for repairs and replace lost items. The firm also offers auto, home, homeowners' insurance, and commercial insurance plans. The CGF Insurance team is committed to building lasting relationships with its clients.

License Verified:

License: 354340

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (27)
Facebook
4.7 / 5 (13)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
8459 Ridge Avenue, Philadelphia, PA 19128
  • Multiple Policy Types

Why choose this provider?

Boardman Hamilton Company is an insurance broker located in Philadelphia. The company can assist clients in finding insurance policies with coverage that meets the client's current financial needs, such as renters' insurance that insures damaged or lost personal property. Its team members are available to help clients throughout the insurance claim process. Boardman Hamilton Company has been operating since 1946 and it participates in local charity events such as the H5K Charity Race hosted by the Harambee Foundation USA.

License Verified:

License: 56012

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9243 Roosevelt Blvd, Philadelphia, PA 19114
  • Multiple Policy Types

Why choose this provider?

KC Insure is a Philadelphia-based independent agency offering personal and commercial lines of protection. Included in its products is renters' insurance, which covers losses from theft and helps pay for medical expenses in case a guest obtains injuries at the policyholder's residence. The risk management professionals also furnish plans that bundle renters' insurance with car insurance. Being independent allows them to review coverage options from different carriers and find plans suitable for clients' needs. KC Insure also serves residents in New Jersey.

License Verified:

License: 742704

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can you get renter's insurance in Philadelphia on a short-term rental property?

    If you rent your Philadelphia home frequently but only for a short period of time, you should consider purchasing short-term rental insurance, which covers dwelling damage, personal property damage, liability insurance, and revenue loss due to the home's destruction. Wear and tear, mold, flood, and earthquake damage, pest infestations, and maintenance issues are not covered by this insurance. You can add a short-term rental policy as an endorsement or rider to your homeowner's insurance policy.

  • What additional coverage is available in Philadelphia to supplement renters' insurance?

    In Philadelphia, you have the flexibility to customize your renters' insurance policy with various supplementary coverage options, which can include:

    • Removing debris after an insured event.
    • Replacing lost or damaged items.
    • Coverage for the appraised value of your collectibles, jewelry, and art.
    • Equipment breakdown replacement.
    • Identity theft or fraud reimbursement.
    • Water backup or sump pump overflow repair. These additional endorsements allow you to tailor your renters' insurance to your specific needs and provide added protection for your belongings and personal security.
  • What can you do to save money on Philadelphia renters' insurance?

    Discounts on your Philadelphia renters insurance rates may be applied if you complete actions such as installing apartment security and safety systems, setting up automated payments for your premiums, and being an applicant with no previous claims. You can also combine your renters insurance with your vehicle, homeowners, or health insurance from the same company. Before you do so, weigh the potential savings and improved coverage of the bundle against the cost of the individual policies.

  • Who will pay for property damage if both the landlord and tenant in Philadelphia have renters' insurance?

    Tenants in Philadelphia who have renters' insurance are much less likely to seek reimbursement from their landlord for property damage or relocation costs. Furthermore, whether they have insurance or not, the renter will be liable for the cost of repairs, as if they had negligently caused the peril or lost their personal property.

  • How much would renters' insurance cost for someone living in Philadelphia?

    The average annual premium for renters' insurance in Philadelphia is $204, which works out to be $17 per month. The actual cost will be based on the following factors, such as the coverage inclusions, deductible amount, type of the residential unit, location of the rental property, and supplementary benefits costs.

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