Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Philadelphia

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Philadelphia Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

27216Reviewed

16331Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
207 S Easton Road, Glenside, PA 19038
  • Policy Bundle Discount

Why choose this provider?

Stephanie Raieta is a State Farm Insurance agent providing guidance and support to Philadelphia individuals and businesses. With more than a decade of industry experience, she communicates with clients to identify their insurance needs for the safety of their pets from everyday risks. In partnership with Trupanion, her team presents coverage options for different breeds of cats and dogs including illnesses, injuries, medications, breed-specific conditions, and treatments and procedures. Raieta also provides insurance plans for homes, automobiles, and contractors.

License Verified:

License: 521837

Pennsylvania Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2655 S 12th Street, Philadelphia, PA 19148
  • Multiple Policy Types

Why choose this provider?

Paul Hoffman provides a variety of insurance services to clients in Philadelphia and the surrounding communities. He offers pet insurance policies that cover the medical expenses associated with treating pet injuries and illnesses. Other services he provides include home, auto, life, and health insurance options. Hoffman also addresses business and property insurance policies, as well as mutual funds and banking solutions This professional has been working as a State Farm agent for more than 30 years.

License Verified:

License: 402576

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (175)
Yelp
5.0 / 5 (6)

Website
7729 Main Street, Fogelsville, PA 18051
  • Life Insurance
  • Health Insurance

Why choose this provider?

Shawn Leh is a State Farm insurance agent who caters to clients in Philadelphia and its surrounding communities. He customizes pet insurance policies, which cover illnesses and accidents. He also provides car, life, health, home, condo, and business insurance solutions. Shawn also offers other products, such as annuities and mutual funds. He has been in the insurance industry for more than two decades. He gives back to the community through the Quotes for Good and the Neighborhood of Good Campaigns.

License Verified:

License: 459492

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
553 W. Ridge Pike, Suite B, Limerick, PA 19468
  • Policy Bundle Discount

Why choose this provider?

Southeastern PA Insurance, LLC is an independent agency serving Philadelphia and its surrounding communities. It offers insurance coverage options for pets, homes, automobiles, and businesses. Its team of professionals helps clients understand the coverage they need and shop for tailored policies in the insurance marketplace. The agency's customer service center also assists with viewing insurance policies, printing ID cards, downloading documents, and updating contact information. Its website allows clients to compare quotes for different insurance needs.

License Verified:

License: 496835

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4641 Horseshoe Pike, Honey Brook, PA 19344
  • Policy Bundle Discount

Why choose this provider?

Knies Insurance Group has been serving the people of Philadelphia since 2007. It offers different types of coverage, including pet insurance. This provides financial assistance for pet owners in case their dogs or cats need medical attention or emergency treatment. Clients may select among the three types of pet coverage available: accidents only; accidents and illnesses; and accidents, illnesses, and other medical costs. The agency has access to over 25 insurance carriers, allowing them to choose suitable plans for clients.

License Verified:

License: 310063

Pennsylvania Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • How is the cost of pet insurance determined in Philadelphia?

    The cost of pet insurance in Philadelphia is influenced by a number of factors. Breed, age, spaying/neutering status, previous claims, coverage limits selected, deductibles, copays, and coinsurance are all factors to consider. Notably, the likelihood of illness claims increases with pet age, potentially leading to significant annual premium increases.

  • How do pet insurance plans typically work for Philadelphia pet owners?

    Philadelphia residents who buy pet insurance have to pay for the vet bills up front and then follow the rules of their plan to get the money back. Some plans may cost more or not cover certain breeds because of problems that may run in the family. Because plans have different limits, costs, and coverages, it is important to do research and pick the best plan for you.

  • How do reimbursement levels and coverage limits function for Philadelphia's pet insurance?

    The reimbursement level in Philadelphia indicates the percentage of vet bills that the insurer covers, which is usually between 50% and 100%. For example, if you have a 90% level on a $1,000 bill, you would pay $100 after you met your deductible. Insurers also set annual reimbursement limits, such as $5,000 or $10,000, but higher or even unlimited options are possible. Always go over the terms to ensure you understand your financial responsibilities.

  • Will pet insurance rates in Philadelphia escalate as a pet grows older?

    Pet insurance premiums in Philadelphia are typically lower when pets are younger. However, as with human insurance, rates can rise as pets age. Most companies begin raising premiums four to five years into the policy. Although the costs may not rise on a yearly basis, they frequently correlate with a pet's health issues. For specifics, it is best to check with your chosen pet insurance provider about their rate hike policies.

  • Is it feasible to terminate pet insurance anytime in Philadelphia?

    Yes, pet owners in Philadelphia have the option to cancel their pet insurance at any time. However, simply ceasing payments will not suffice; one must contact their insurer. Failure to notify correctly may result in continued billing. Also, keep in mind that the insurance company may levy a small administrative fee to handle the cancellation paperwork.