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2024

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Best Health Insurance Agencies in Philadelphia, PA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Philadelphia Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

27174Reviewed

16309Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1621 Carpenter Street, Philadelphia, PA 19146
WebsiteLicense: 706738

Expertise.com Rating

Review Sources

Google
4.0 (47)
Facebook
5.0 (11)

Why choose this provider?

Philadelphia Life and Health Inc. is a health insurance agency servings clients in Philadelphia and its surrounding areas. The company provides a wide range of health insurance products and coverage options, such as Medicare and group health plans for small businesses and employee benefits. Self-funding, disability, and life insurance plans are also available. This privately-owned firm was founded by Noah Glassman, an insurance professional who also specializes in health plans for families and individuals.

  • Individual Plans
  • Group Plans
  • Life Insurance

427 East Street Road, Feasterville, PA 19053
WebsiteLicense: 659300

Expertise.com Rating

Review Sources

Google
5.0 (85)
Facebook
5.0 (36)
Yelp
5.0 (1)

Why choose this provider?

Total Benefit Solutions, Inc., is an insurance company that serves clients in Philadelphia and nearby localities. The firm specializes in individual and group health insurance, assisting customers in finding the right health insurance for their needs. The company represents several insurance providers that deliver a variety of health coverage options, including short-term medical, vision, and dental. Its independent insurance agents also handle global health insurance and Medicare benefits for senior citizens. The company has been helping clients with their medical coverage needs since 2002.

  • Health Insurance

1515 Market Street Suite 1040, Philadelphia, PA 19102
WebsiteLicense: 803114

Expertise.com Rating

Review Sources

Google
4.0 (23)

Why choose this provider?

Michael Melle is a Philadelphia-based insurance broker serving clients around Pennsylvania, including Philadelphia, and seven other states. He focuses on customized health, supplemental, Medicare, and life insurance plans for families and individuals. Other products include insurance for critical illness, disability, and accident. He also provides health policies for small business employees. Marketplace coverage is also available. Michael has helped thousands of clients for nearly two decades. He previously worked for insurance companies before starting his own firm.

  • Life Insurance
  • Individual Plans
  • Medicare

1879 Cottman Avenue, Philadelphia, PA 19111
WebsiteLicense: 443206

Expertise.com Rating

Review Sources

Google
4.0 (79)
Facebook
4.0 (21)

Why choose this provider?

Terra Insurance Services is an independent insurance agency serving individuals and business owners in Philadelphia and the surrounding areas. It offers health insurance coverage designed to help protect the clients' financial future and assist them in recovering from unexpected life events. It also specializes in life insurance, which covers term, whole, and universal life. Additional services include home, auto, and renters insurance, as well as business coverage. Terra Insurance Services represents multiple carriers, including Assurant, MetLife, and Nationwide.

  • Life Insurance

7338 Frankford Avenue, Philadelphia, PA 19136
WebsiteLicense: 59922

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
4.4 (18)
Yelp
5.0 (1)

Why choose this provider?

The Perzel Agency, Inc. is an independent insurance company that serves clients in the Philadelphia area. It offers health insurance policies to help clients prepare for unexpected medical and hospital expenses in the future. Its policies include Medicare Supplement, long-term disability, and individual health. The company also provides risk protection plans for rental properties, employee benefits, cyber liability, and system breakdowns. Perzel Agency was founded in 1997. It has received the 2018 Business Person of the Year award from the Mayfair Business Association.

  • Individual Plans
  • Life Insurance

13032 Bustleton Avenue, Philadelphia, PA 19116
WebsiteLicense: 662700

Expertise.com Rating

Review Sources

Google
3.0 (17)
Facebook
5.0 (8)

Why choose this provider?

Insurance Xchange is an agency operating in Philadelphia. It offers health insurance coverages such as indemnity and managed care plans to cover HMOs, PPOs, HDHP, and HSA. The individual and group policies typically cover doctor visits, specialized care, surgeries, prescriptions, and medical testing. Its team of independent agents helps clients customize their health coverage depending on their lifestyle, along with their financial position and health. Moreover, the agency specializes in auto, life, commercial, and homeowners' insurance.

  • Individual Plans
  • Life Insurance

2824 Cottman Avenue, Philadelphia, PA 19149

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Kaa Insurance 1 is a company serving customers in Philadelphia and the surrounding areas. It offers a range of health insurance policies, which include major Medicare plans, travel health insurance, and medical supplement policies. The other insurance products available include home, auto, and specialty insurance. Professional insurance that covers workers' compensation is also offered by the agency. It has been in business since 2014 and is made up of independent insurance agents that are multi-cultural and can speak multiple languages.

  • Life Insurance
  • Individual Plans

550 State Road, Andalusia, PA 19020

Expertise.com Rating

Review Sources

Facebook
4.7 (24)
Google
5.0 (4)

Why choose this provider?

Insurance 5000 is a full-service insurance solutions agency catering to clients in the Philadelphia area. It offers individual and family health insurance, as well as life insurance solutions, such as final expense, long-term care, and mortgage protection. Dental and disability coverage are also available. The company also provides solutions for auto, home, high net worth coverage, and pet insurance. Its commercial insurance options include builders' risk, general liability, medical malpractice, kidnap and ransom, and technology insurance.

  • Life Insurance

2700 South 18th Street, Philadelphia, PA 19145
WebsiteLicense: 649265

Expertise.com Rating

Review Sources

Google
5.0 (75)
Facebook
5.0 (16)
Yelp
4.5 (2)

Why choose this provider?

Troast-Singley Insurance Agency, LLC, is a comprehensive insurance provider that has served communities in and around the Philadelphia metro. Founded in 1993, it has since offered child life insurance and individual life insurance packages, which includes term life and whole life insurance. It attributes its progress to its team of risk managers' brand of customer service and the attention it gives to each of its clients. The company's partnership with carriers allows it to extend its services to auto, home, and health insurance.

  • Life Insurance

248 Geiger Road, Philadelphia, PA 19115
WebsiteLicense: 63946

Expertise.com Rating

Review Sources

Google
4.0 (132)
Facebook
5.0 (11)

Why choose this provider?

Mackley Insurance, Inc., is an independent health insurance brokerage serving clients across Philadelphia. Since 1999, It has been helping individuals and business owners secure health insurance plans for their families and employees. Insurance specifics like deductibles, co-insurance percentages, waiting periods, exclusions, and conditions are discussed during the consultation. Additionally, policyholders can shop for insurance products covering classic cars, mobile homes, specialty dwellings, and weddings. The family-owned and locally operated insurance agency has a background in claims.

  • Individual Plans
  • Group Plans
  • Life Insurance

4169 Main Street, Philadelphia, PA 19127
WebsiteLicense: 489135

Expertise.com Rating

Review Sources

Google
4.9 (155)
Facebook
4.9 (90)

Why choose this provider?

McCollum Insurance is an independent insurance agency that serves clients in Philadelphia. It assists individuals and families in choosing the right health insurance plan that fits their needs. It also offers protection plans for motorcycles, homeowners, and commercial autos. McCollum Insurance has been in operation since 2002. It aims to provide good quality products and services that go beyond the expectations of its clients. Its president, Brian McCollum, is heavily involved in local charities such as Mitts for Kids and Ceili for Kayleigh.

  • Individual Plans
  • Group Plans

8459 Ridge Avenue, Philadelphia, PA 19128
WebsiteLicense: 56012

Expertise.com Rating

Review Sources

Google
4.7 (6)
Facebook
5.0 (1)

Why choose this provider?

Headquartered in Philadelphia, Boardman-Hamilton Company is an independent insurance agency that has provided insurance services to residents and businesses in The City of Brotherly Love and the surrounding communities since 1946. It carries health insurance plans like fee-for-service, health maintenance organization, preferred provider organization, point-of-service, and health savings account. It works with industries like accounting firms, construction, educational facilities, and healthcare practices. Additionally, it provides commercial and group insurance packages for business clients. Gary H. Dix is the agency president.

  • Individual Plans
  • Group Plans
  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Philadelphia Life and Health Inc
1621 Carpenter Street, Philadelphia, PA 19146
Total Benefit Solutions Inc
427 East Street Road, Feasterville, PA 19053
Michael Melle Insurance Group
1515 Market Street Suite 1040, Philadelphia, PA 19102
Terra Insurance Services
1879 Cottman Avenue, Philadelphia, PA 19111
The Perzel Agency
7338 Frankford Avenue, Philadelphia, PA 19136
Insurance Xchange
13032 Bustleton Avenue, Philadelphia, PA 19116
Kaa Insurance 1
2824 Cottman Avenue, Philadelphia, PA 19149
Insurance 5000
550 State Road, Andalusia, PA 19020
Troast-Singley Insurance Agency, LLC
2700 South 18th Street, Philadelphia, PA 19145
Mackley Insurance, Inc.
248 Geiger Road, Philadelphia, PA 19115
McCollum Insurance
4169 Main Street, Philadelphia, PA 19127
Boardman-Hamilton Company
8459 Ridge Avenue, Philadelphia, PA 19128

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can you use your medical expense accounts to buy vitamins and supplements in Philadelphia?

    You may use tax-free funds from your health savings account or flexible spending account in Philadelphia to pay for specific vitamins and supplements, but only in very narrow circumstances, such as when purchasing prenatal vitamins or if you have a note from a doctor stating that the purchase is medically necessary. Another choice is to get a prescription for vitamins and supplements and try to pay the prescription copayment using money from your medical expense account.

  • What does Philadelphia critical illness insurance cover?

    Depending on the policy, the precise ailments covered by critical illness insurance in Philadelphia may vary but often cover life-threatening conditions like stroke, kidney failure, heart disease, and cancer. The policy will outline the claim filing conditions and the covered ailments. Critical illness insurance can offer extra financial assistance to help pay non-medical expenses such as missed wages.

  • When you turn 26 in Philadelphia, are you still eligible to stay on your parents' health insurance?

    As long as you are single, a resident of Pennsylvania, without dependents, and attending school full-time, you can continue using your parents' health insurance in Philadelphia after you reach 26. Additionally, per 51 Pa.C.S.A. § 7309, if you are a full-time undergraduate whose education is disrupted by duty in the National Guard or the Reserves, you may continue to be covered by their health insurance after reaching 26 for the duration of your deployment.

  • Is reconstructive surgery covered by health insurance in Philadelphia?

    The costs of reconstructive surgery, used to treat deformities or anomalies, are typically covered by Philadelphia health insurance since they are generally medically necessary. However, even if your health plan will cover the costs of a reconstructive operation, you'll still be liable for your deductible and the highest possible out-of-pocket expense before your insurance will pay the rest.

  • Are there any situations where Philadelphia Medicare might pay for dental implants?

    While Medicare in Philadelphia does not typically pay for dental implants, there are a few specific instances when it might, such as being required due to other medical issues. For example, Medicare may pay some of the associated fees if a dental implant is part of a jaw reconstruction procedure after an accident or trauma.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.