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Best Local Car Insurance Agencies in Philadelphia

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Abco Insurance Agency logo
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Abco Insurance Agency

403 Marlton Pike E Ste 100, Cherry Hill, NJ 08034
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Business Description

Abco Insurance Agency is an independent brokerage located in Cherry Hill, New Jersey, that serves residents in the Philadelphia metro area. Partnering with MetLife, AmTrust, and a number of other insurance companies, Abco provides motorists with collision and comprehensive coverage, protecting clients from natural disasters and automobile accidents. Bodily injury and property damage liability can be added to any insurance package. Life, homeowners, and renters insurance services are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (58)
Facebook
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Boardman Hamilton Company logo
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License Verified:

License: 56012

Pennsylvania Insurance Department

Boardman Hamilton Company

8459 Ridge Avenue, Philadelphia, PA 19128
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  • Multiple Carriers

Business Description

Boardman Hamilton Company has been serving Philadelphia for over 70 years. The company offers auto, home, business, life, and health insurance. Its auto insurance options include liability, collision, comprehensive, and uninsured motorist coverage. It works closely with policyholders to create solutions tailored to their needs. The company represents various carriers, including Foremost, Nationwide, Progressive, Liberty Mutual, and Great American. To give back to the community, it supports local organizations, such as the Harambee Foundation and The Philadelphia Project.

License Verified:

License: 56012

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Burg Insurance Agency logo
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License Verified:

License: 54493

Pennsylvania Insurance Department

Burg Insurance Agency

2707 Kirkbride St., Philadelphia, PA 19137
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  • Multiple Carriers

Business Description

Burg Insurance Agency is a small independent firm offering various kinds of financial protection products in the Philadelphia area. Its insurance agents assist clients in securing comprehensive auto insurance policies for vehicles such as motorcycles, cars, boats, RVs, and ATVs. They also create customized insurance policies for drivers with accident histories, tickets, and DUI cases, as well as drivers with excellent driving records. The firm is a family-owned and family-operated business that was established in 2003.

License Verified:

License: 54493

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (18)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cellucci Foran Insurance, Inc. logo
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Cellucci Foran Insurance, Inc.

640 W Woodland Ave, Springfield, PA 19064
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Business Description

Cellucci Foran Insurance Inc. is a collective of independent insurance agents in Springfield, Pennsylvania, helping clients in Bucks, Chester, Delaware, Montgomery, and Philadelphia counties choose the right carrier from several available insurers. The company specializes in homeowners, automobile, life, health, and business insurance policies. Additionally, the company helps clients find fixed annuity and mortgage protection. Customers applaud the company's communication, pricing, and coverage options. Cellucci Foran Insurance received the Silver Life Recognition Award from Erie Family Life for 2019.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (57)
Google
4.9 / 5 (51)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Connell Insurance Agency logo
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Connell Insurance Agency

1100 White Horse Pike, Oaklyn, NJ 08107
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Business Description

Connell Insurance Agency is an independent insurance company based in Oaklyn, New Jersey, that serves areas in South Jersey and the suburbs of Philadelphia. It offers auto insurance services that include collision, liability, medical and comprehensive coverage for cars, motorcycles, and recreational vehicles. The company has the expertise required to help owners of collectible and high-value cars find affordable coverage. Connell Insurance Agency also offers homeowners, life, and commercial coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (82)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conrad Insurance logo
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Conrad Insurance

175 Strafford Ave Ste 1 Wayne Pa 19087, Gladwyne, PA 19035
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Business Description

Conrad Insurance is an insurance agency located in Gladwyne, Pennsylvania, with offices across the town. It serves the businesses and families of the Philadelphia area, as well as Delaware and New Jersey. The company provides collision insurance for accidents, and comprehensive insurance for other events. Classic car insurance is also available. For businesses, offerings include hired, non-owned auto insurance and coverage for personal vehicle use. The agency is a member of Business Network International and The Strategic Insurance Agency Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dorsey and Associates LLC logo
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License Verified:

License: 393619

Pennsylvania Insurance Department

Dorsey and Associates LLC

6641 Germantown Ave, Philadelphia, PA 19119
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  • Bundling Option

Business Description

Dorsey and Associates LLC is a local agency that delivers car insurance policies to clients in Philadelphia and the surrounding states. The coverage of its auto insurance services includes collision, liability, medical payments, and personal injury protection. Other vehicle-related benefits are towing insurance and roadside assistance. It designs personal and commercial policies customized to clients' specific needs. The agency has over 28 years of industry experience. It also offers home, life, and business insurance.

License Verified:

License: 393619

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
East Coast Insurance & Tags logo
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East Coast Insurance & Tags

6001 Torresdale Avenue, Philadelphia, PA 19135
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  • Home & Auto Insurance

Business Description

East Coast Insurance & Tags is a full-service insurance provider serving individuals, families, and businesses in Philadelphia. Established in 2001, it employs professional and experienced agents who can help drivers of different backgrounds obtain car insurance policies that will support them financially in the event of an automotive emergency. They take into consideration the specific needs and preferences of clients. In addition to standard auto, East Coast Insurance & Tags also insures other vehicles, such as motorcycles, ATVs, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Freedom Insurance Group, Inc. logo
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Freedom Insurance Group, Inc.

3308 Grant Ave, Philadelphia, PA 19114
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Business Description

Freedom Insurance Group is an automobile insurance company serving customers in the Philadelphia metro area. Since 2003, founder, Anita Allegrezza, and her team have assisted customers with the minimum automobile insurance requirements for Pennsylvania drivers. Freedom Insurance Group also offers additional coverages such as, multicar and roadside assistance, to meet their needs. As an independent agency, Freedom Insurance Group uses over 10 insurance carriers to find the best coverage at the right price for drivers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (141)
Facebook
4.5 / 5 (36)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Brokers, Inc. logo
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License Verified:

License: 476398

Pennsylvania Insurance Department

Insurance Brokers, Inc.

1021 N. 4th Street #A., Philadelphia, PA 19123
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  • Bundling Option

Business Description

Insurance Brokers, Inc. is a locally-owned insurance company that has been serving the Philadelphia metro area and nearby communities for more than a decade. The firm protects drivers and motorists against accidents, liabilities, and uninsured drivers with an auto insurance policy. Its independent insurance agents have an extensive network of insurance providers that can provide customers with the right coverage that suits their needs and resources. The agency also provides insurance coverage for unique risks such as liquor liability, vacant dwellings, and one-day events.

License Verified:

License: 476398

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Joseph J. Schipsi, Inc. logo
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Joseph J. Schipsi, Inc.

303 Kings Hwy S Ste 5, Cherry Hill, NJ 08034
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Business Description

Joseph J. Schipsi Inc. is a family-owned, independent insurance agency based in Cherry Hill, New Jersey, and serving the greater Philadelphia area. The agency provides auto insurance policies that range from liability to comprehensive and specialty coverage add-ons, including towing and roadside assistance. In addition to auto insurance, Joseph J. Schipsi Inc. provides commercial policies, renters and homeowners insurance, flood insurance, and policies for individual health care, disability, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.8 / 5 (11)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Juray & Associates Inc logo
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Juray & Associates Inc

7703 Maple Ave Ste 2, Pennsauken, NJ 08109
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Business Description

Located in Pennsauken, New Jersey, Juray & Associates Inc. is an independent insurance agency that has served clients throughout the Philadelphia metro area and New Jersey since 1985. Through partners such as Progressive and American Modern, the agency can provide auto insurance for cars, trucks, and motorcycles of all years. Its full coverage policies provide the most protection with coverages such as liability, property damage, comprehensive, and uninsured motorist. Juray & Associates Inc. also offers life and homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Laughlin, Inc. Insurance logo
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License Verified:

License: 54242

Pennsylvania Insurance Department

Laughlin, Inc. Insurance

1210 S Broad Street, Philadelphia, PA 19146
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Laughlin, Inc., is a Philadelphia-based agency that has been serving clients throughout the local metro and other areas within Pennsylvania and New Jersey since 1989. It helps vehicle owners by securing basic liability and comprehensive insurance coverage for collision damage, theft, and other similar circumstances. It provides home and renter's insurance for missing or damaged belongings and valuables, as well as business and commercial products for emergency liabilities. The company also offers title and licensing-related services as a PennDOT-authorized automobile registration firm.

License Verified:

License: 54242

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Main Line Risk Management logo
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License Verified:

License: 709566

Pennsylvania Insurance Department

Main Line Risk Management

7300 City Ave # 150, Philadelphia, PA 19151
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  • Multiple Carriers

Business Description

Main Line Risk Management is a locally owned insurance agency that caters to individuals, families, and businesses in the Philadelphia metro and the surrounding communities. It offers various types of car insurance policies, such as bodily injury liability, collision, comprehensive, property damage, and uninsured and underinsured liability coverages. It also provides home, life, motorcycle, renters', and umbrella insurance plans. The firm represents different insurance companies, including Erie Insurance, Liberty Mutual, Plymouth Rock Assurance, and Progressive.

License Verified:

License: 709566

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (123)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pastore Auto Tags & Insurance, Inc. logo
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License Verified:

License: 64136

Pennsylvania Insurance Department

Pastore Auto Tags & Insurance, Inc.

6774 Ridge Avenue, Philadelphia, PA 19128
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Pastore Auto Tags & Insurance, Inc., is a local family-owned and family-operated business serving clients in the Philadelphia area. It offers car insurance plans with immediate coverage. It also handles risk management for motorcycles, boats, recreational vehicles, and commercial automobiles. The agency assists with auto tag, registration, and title services, including title transfers, salvage titles, registration restoration, specialty plates, and duplicate titles. Additionally, it has driver's license and permit renewal services. The company was established in 1965.

License Verified:

License: 64136

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (63)
Yelp
4.0 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premier Group Insurance, LLC logo
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Premier Group Insurance, LLC

106 Central Ave, Cheltenham, PA 19012
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Business Description

Premier Group Insurance LLC is an independent agency based in Cheltenham, serving Pennsylvania from offices in Abington, Conshohocken, Norristown, Philadelphia, and Warminster. A provider of personal and commercial auto insurance since 1988, the agency partners with multiple insurance carriers to find policies that meet their client's coverage needs at the price they want to pay. As well as typical coverage, the agency can arrange add-ons related to towing, roadside assistance, and reimbursement for a rental.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (175)
Facebook
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Securitan Insurance Group logo
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License Verified:

License: 811700

Pennsylvania Insurance Department

Securitan Insurance Group

938 Arch St, Suite 2R, Philadelphia, PA 19107
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  • Multiple Carriers

Business Description

Securitan Insurance Group offers assurance products to motorists in Philadelphia. It has automobile coverage plans and business contracts to guard personal and commercial assets. The company delivers health, travel, and life indemnity contracts. The Securitan Group started in 2014. The firm's principal is Alex Chang. He has over a decade of experience in the insurance industry. The group is an independent agency that works with different carriers to meet its clients' needs.

License Verified:

License: 811700

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Imperial Agency logo
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License Verified:

License: 596220

Pennsylvania Insurance Department

The Imperial Agency

193 W. City Avenue, Philadelphia, PA 19004
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  • Multiple Carriers

Business Description

The Imperial Agency caters to residents of Philadelphia who need a variety of assurance products. These include automobile insurance deals to protect against property damage and personal injuries. The team also offers non-life policies, which cover motorcycles, commercial vehicles, homes, and construction projects. The Imperial Agency uses a modern computer system, which allows for instantaneous rate comparisons across multiple contracts. It is independent and free to make arrangements without restrictions imposed by specific insurers.

License Verified:

License: 596220

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (47)
Yelp
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trident Insurance Agency logo
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Trident Insurance Agency

3 Executive Campus Ste 100, Cherry Hill, NJ 08002
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Business Description

Trident Insurance Agency is an independent insurance agency based in Philadelphia, Pennsylvania. Founded in 1906, it provides auto insurance policies from a range of carefully selected insurance companies such as AIG, Met Life, and Progressive. Agents will recommend a policy that provides the proper level of auto insurance coverage for their client's particular situation. Trident Insurance Agency also provides its customers with coverage that fulfills all business, home, health, and life insurance requirements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (61)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wade Insurance & Auto Tags logo
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License Verified:

License: 537925

Pennsylvania Insurance Department

Wade Insurance & Auto Tags

143 E. Roosevelt Blvd., Philadelphia, PA 19120
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  • Multiple Carriers

Business Description

Wade Insurance & Auto Tags is an independent agency providing auto insurance to families, individuals, and businesses throughout the Philadelphia area and the surrounding communities. It has over 30 years of experience in the industry. This family-owned agency works with a network of insurance companies to build personalized plans for customers. It finds the right coverage for their needs and resources. Policies generally cover car damage and protection against legal and medical expenses caused by accident-related injuries.

License Verified:

License: 537925

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.8 / 5 (44)
Facebook
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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