Best Mortgage Brokers in Bethlehem


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License: 113984

Nationwide Multistate Licensing System and Registry

Abacus Regional Mortgage

100 W Main St 1st Floor, Bath, PA 18014
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  • Refinance
  • New Construction

Business Description

Abacus Regional Mortgage is a lending firm that caters to the residents of Bethlehem and nearby areas. It presents homebuyers with several mortgage options to help them purchase residential real estate. Such options include FHA, USDA, VA, and conventional loans, as well as rehab mortgages. Additionally, it offers programs and professional assistance for first-time buyers. The company has been serving the community since 1993, and it has helped secure new homes for more than 7,500 families.

License Verified:

License: 113984

Nationwide Multistate Licensing System and Registry


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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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