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Best Credit Repair Companies in Bethlehem

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A1 Credit Repair logo

A1 Credit Repair

1700 Market Street, 1700 Market St, Philadelphia, PA 19103
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  • Debt Consolidation
  • Credit Monitoring

A1 Credit Repair caters to the needs of residents and small businesses in the Bethlehem area and the surrounding neighborhoods. The company provides clients with various credit repair services, including personal and virtual consultations, credit building solutions, and credit analysis. Its services include assisting customers in removing negative items from their credit reports, negative accounts and collections, derogatory marks, and charge-offs. A1 Credit Repair has been helping customers with their credit repair needs since 2019.

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Clark's Pro Credit Repair logo

Clark's Pro Credit Repair

P.O. Box 8574, Allentown, PA 18105
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  • Credit Monitoring

Clark's Pro Credit Repair is an Allentown-based business that caters to clients in the Bethlehem metro and the surrounding communities. Led by CEO D'Wana J Clark, it offers credit repair services, including requesting reports from Equifax, TransUnion, and Experian. Its team of specialists also assists in challenging negative credit report items and educates clients on how to maintain a good credit score. The company has partnered with smartcredit to provide various tools, such as ScoreTracker, ScoreBuilder, and ScoreBoost.

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Coulter Credit logo

Coulter Credit

623 N. Pottstown Pike Suite B,, Exton, PA 19341
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  • Credit Monitoring

Coulter Credit caters to individuals across Bethlehem and the surrounding areas. This company provides credit repair solutions for clients planning to purchase a new car, buy or refinance their homes, get approved for credit cards, qualify for better jobs, and lower their interest rates. It reviews clients' credit reports, disputes inaccurate and unverifiable items, and helps then build new and positive credit. The company also assists clients in getting approved for new credit and provides business credit services.

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Educate & Restore Credit logo

Educate & Restore Credit

1907 Cricklewood Cove, Fogelsville, PA 18051
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  • Credit Monitoring

Educate & Restore Credit has been serving individuals in the Bethlehem community for over 25 years. The company offers credit repair services, working with clients looking to obtain healthy FICO scores by challenging inaccurate and unverifiable information on their reports. It works with various credit reporting agencies, such as TransUnion, Equifax, and Experian. Its specialists aim to educate clients on their options and navigate them through the process, from start to finish. They also provide credit reports and debt negotiation.

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Hands On Limited logo

Hands On Limited

3477 Corporate Pkwy, Center Valley, PA 18034
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  • Credit Audit

Hands On Limited offers credit repair solutions to individuals in Bethlehem and its neighboring communities. The company educates clients on the factors that affect their credit scores, which include their payment history, number of credit inquiries, level of debt, and types of credit. Its specialists assess the consumer's report, identifying and removing negative items. These items include late payments, student loans, medical bills, collections, foreclosures, and bankruptcies. They also provide credit recommendations, educating consumers on maintaining healthy credit.

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JA Credit Consulting LLC logo

JA Credit Consulting LLC

Emmaus, PA 18049
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  • Credit Monitoring
  • Credit Audit

JA Credit Consulting LLC offers credit repair services to Bethlehem individuals. Its three-step process includes repairing, rebuilding, and restoring clients' credit scores. It evaluates credit reports before offering solutions, which include the removal of collections, charge-offs, closed accounts, medical bills, and student loans. It also eliminates invalid, non-verifiable, and derogatory accounts. The company also serves clients with good credit standing who would like to improve their scores. In addition, it can work on inquiry removal and personal information removal.

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Law Office of David Kennedy Bifulco, P.C. logo

Law Office of David Kennedy Bifulco, P.C.

205 West Broad Street, Bethlehem, PA 18018
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  • Debt Consolidation

The Law Office of David Kennedy Bifulco, P.C. serves individuals, families, and businesses throughout the Bethlehem area. It provides clients with various debt relief services, including credit repair, debt settlement, and foreclosure defense. It also deals with debt collections for creditors, loan modifications, consumer protection, and DUI and DWI matters. David Kennedy Bifulco, the owner and founder of the firm, has 20 years of experience representing multiple corporations, associations, and departments, such as the Department of Housing and Urban Development and the Pennsylvania Business Bank.

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Lynn Credit Solutions logo

Lynn Credit Solutions

1275 Glenlivet Drive Suite 100, Allentown, PA 18106
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  • Credit Audit

Lynn Credit Solutions serves people in and around Bethlehem. It assists individuals who are wanting to enhance or repair their credit scores. Its team checks and verifies information on clients' credit reports obtained from creditors, collector agencies, and credit bureaus, and it sends personalized dispute letters to each bureau to challenge suspicious items on the report. In addition, the organization performs credit audits. It also serves small business owners and entrepreneurs, assisting them in building credit and obtaining capital.

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Mighty Credit Solutions logo

Mighty Credit Solutions

​Allentown, PA 18103
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  • Credit Audit

Mighty Credit Solutions, based in Allentown, serves individuals in and around the Bethlehem community. It offers credit analysis, consultations, and recommendations and helps them improve their credit scores. It works with creditors and credit bureaus, challenging negative items on credit reports to improve its client's credit rating. Clients are provided with access to online accounts where they can see live updates on the status of their credit restoration. The company also offers clients credit education to help them maintain their improved credit standing.

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My Credit Team logo

My Credit Team

Allentown, PA
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  • Credit Monitoring

My Credit Team caters to clients in Bethlehem and the surrounding communities. The company provides credit repair solutions for individuals looking to improve their credit score or rebuild their credit. Its credit restoration specialists perform an in-depth review of its client's credit report to spot any negative or inaccurate information such as late payments, foreclosures, bankruptcies, and repossessions. The team also challenges unwarranted remarks with major credit bureaus. The company has handled over 100 credit repair cases over the years.

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The Credit Repair Pros logo

The Credit Repair Pros

Lehigh Valley, PA 18001
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  • Credit Dispute

The Credit Repair Pros is a local company that serves clients in Bethlehem and nearby areas. It offers credit repair solutions to customers looking to improve scores to get loans, set up businesses, buy houses, and finance purchases. It sends letters to debt collectors and helps correct inaccuracies in credit reports by disputing bankruptcy, tax liens, and charge-offs. The Credit Repair Pros educates clients about improving credit by tracking purchases and recognizing and correcting financial mistakes.

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Trifecta Credit Solutions logo

Trifecta Credit Solutions

3500 Winchester Rd Suite 203, Allentown, PA 18104
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  • Debt Consolidation

Trifecta Credit Solutions caters to clients in Bethlehem. The company offers personal credit repair services that can help individuals gain financial freedom and boost their credit scores. Its credit repair specialists perform an in-depth analysis of its client's credit history and dispute any inaccurate or negative information found in the credit report. The team also delivers dispute letters to credit bureaus on behalf of its clients. Other services provided by the group include credit counseling and monitoring for business clients.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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