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Best Credit Repair Companies in Allentown

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526 North Saint Cloud Street, Allentown, PA 18104
Allentown, PA 18104
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  • Credit Dispute

Advancity Financial Solutions is a credit repair company that caters to clients in the Allentown metro. It is focused on helping clients increase their credit scores by disputing bankruptcy, charged-off accounts, child support, collections, and foreclosures. It also removes inquiries, late payments, medical bills, repossessions, and student loans. Advancity Financial Solutions repairs credits by using consumer protection laws, like the Fair Credit Reporting Act and Fair Debt Collection Practices Act. It provides 24/7 access to clients' case status and progress.

526 North Saint Cloud Street, Allentown, PA 18104
Allentown, PA 18104

InstagramWebsite(833) 582-9626

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

1874 Catasauqua Road, Allentown, PA 18109
Allentown, PA 18109
  • Credit Dispute

Educate & Restore Credit has been helping the residents of Allentown repair and improve their credit scores for over 25 years. It provides tailored solutions in a broad range of credit areas, including credit repair, credit report analysis, and debt negotiation. Its team of specialists renders personalized advice and solutions and challenges inaccurate information across Experian, Transunion, and Equifax credit reports. They also offer credit education to help their clients maintain good FICO scores and build financial stability.

1874 Catasauqua Road, Allentown, PA 18109
Allentown, PA 18109

Website(484) 356-7417

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1101 Hamilton Street, Allentown, PA 18101
Allentown, PA 18101
  • Credit Monitoring

My Credit Team is a credit repair company serving Allentown and the neighboring communities. It provides assistance to clients suffering the consequences of bad credit, such as higher interest rates, loan application rejections, and higher insurance premiums. The company works on improving its clients' credit scores by disputing incorrect information included in their credit reports, legally removing any account that credit bureaus cannot verify. My Credit Team has been in the industry for more than 20 years.

1101 Hamilton Street, Allentown, PA 18101
Allentown, PA 18101

Website(610) 572-1712

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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