Expertise.com

Best Renter's Insurance Companies in Portland

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Renter's Insurance Companies FAQs 〉

Providers

Last updated:

Website
7831 Southeast Stark Street, Portland, OR 97215
  • Multiple Policy Types

Why choose this provider?

Chamberlain Insurance Agency provides customized renters' insurance and other home coverage plans to the residents of Portland. To assist clients in finding policies suitable for their needs, it partners with various insurance companies, including Markel, Progressive, Safeco Insurance, and Stillwater Insurance Group. The independently owned agency helps its customers safeguard their personal property and belongings from theft, damages, and accidents. Chamberlain Insurance Agency also offers auto, life, wedding, flood, earthquake, and umbrella insurance.

License Verified:

License: 14354835

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (195)
Yelp
4.0 / 5 (5)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1710 NE 82nd, Portland, OR 97220
  • Multiple Carriers

Why choose this provider?

Budget Insurance Enterprises, LLC, serves individuals and businesses in the Portland metro. The agency offers renters', auto, life, health, and business insurance products. Its renters' insurance provides coverage for a temporary residence in case the rental property becomes uninhabitable and reimbursement for personal belongings lost in a disaster. The agents analyze the client's insurance needs and find products that meet their particular requirements and fit their budget. It also offers 24/7 assistance to policyholders. The insurance agency has been operating since 2010.

License Verified:

License: 100220461

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
3.9 / 5 (14)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4818 Southwest Scholls Ferry Road, Portland, OR 97225
  • Multiple Policy Types

Why choose this provider?

Gus Nadelhoffer is a State Farm insurance agent serving Portland and the rest of Oregon. He offers renters’ insurance plans that protect a tenant’s possessions within and outside a rented property. Other personal lines include policies for homeowners, automobiles, and personal articles. Life and health insurance plans are also available. He also provides coverage for businesses and assists clients with banking services. Gus has been with State Farm since 1990 and is also licensed in Washington. He previously served in the U.S. Marine Corps.

License Verified:

License: 1501321

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Does renters' insurance cover natural disasters like earthquakes or floods in Portland?

    Generally, a standard renters' insurance policy in Portland does not cover natural calamities such as earthquakes and floods. You may need to get separate earthquake and flood insurance if you want coverage for your belongings when renting an apartment or house. Federal loans through FEMA are made available for people with inadequate or no insurance at all in the event that a natural disaster hits your area.

  • Do you have loss-of-use coverage in your renter's insurance in Portland?

    Loss-of-use coverage is typically not an automatic feature in your renter's insurance in Portland. This coverage covers any expenses that come from not being able to use your rental unit during a major disaster or wildfire. It may incur an extra cost on your monthly premium, but it will protect you from financial burden in any unforeseen event. 

  • Will your renters' insurance in Portland cover your losses if you are a victim of burglary?

    Yes. Your renters' insurance will cover your losses if you become a victim of a break-in or burglary in Portland. It pays for the cost of replacement for your appliances, furniture, clothes, and other personal belongings, including your vehicle and storage unit. Take note that your landlord's insurance policy will not be able to cover losses in cases of burglary.

  • How long does it take for a renters' insurance claim to be processed in Portland?

    The processing time of a renters' insurance claim in Portland will depend on the surrounding circumstances of your case. However, insurance companies are given 30 days to acknowledge any insurance claims from a tenant and provide any necessary forms. The investigation by the insurance carrier will also need to be completed within 45 days and maintain an open line of communication with the claimant.

  • Can you transfer your renters' insurance to a new rental property in Portland?

    Yes. You can transfer your renters' insurance policy to another rental unit in Portland. You do not have to cancel your existing rental property policy if you will be transferring to another location. However, transferring to another location may raise your monthly premiums, depending on the location and type of property.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...