Expertise.com

Best Life Insurance Companies in Portland

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Life Insurance Companies FAQs

Learn more
Action Insurance Company logo
Visit WebsiteWebsite

Action Insurance Company

5 Centerpointe Dr Ste 400, Lake Oswego, OR 97035
Visit WebsiteWebsite

Business Description

Founded in 2005, Action Insurance Company helps Portland customers find the right level of insurance coverage, from life insurance to other coverage types. The agency offers both term and whole life policies to suit the needs of its client base. In addition to life insurance, Action Insurance Company sells automobile, homeowners, business and commercial, trucking, and disability. Commercial property insurance and commercial auto insurance are also available. Quotes are free and available online or via phone.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Agape Insurance logo
Visit WebsiteWebsite

Agape Insurance

19652 McCord Rd, Oregon City, OR 97045
Visit WebsiteWebsite

Business Description

Agape Insurance is a small Portland-based agency founded in 2002 by Dan Nellis, a local man who provides unbiased health insurance advice, and multiple quotes from a range of carriers, such as Providence, United Healthcare, and PacificSource. Mr. Nellis' clients are typically individuals looking to pay off their mortgages within the term of their policies, cover their funeral costs, and find health plans that allow for their previous medical issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Avenue Insurance logo
Visit WebsiteWebsite

License Verified:

License: 3000322057

Oregon Division of Financial Regulation

Avenue Insurance

10110 SW Nimbus Avenue B3, Portland, OR 97223
Visit WebsiteWebsite
  • Life Insurance

Business Description

Avenue Insurance caters to clients in Portland and neighboring areas. It offers term life insurance for clients opting for a specific duration for their policies, and permanent life insurance for lifelong protection that allows for additional financial support. It also carries insurance for vehicles and homes, with additional protections against floods and earthquakes. Its commercial insurance, meanwhile, helps clients request general liability certificates and add vehicle coverage to an existing business. Some of Avenue Insurance's partner-carriers are Liberty Mutual Insurance, The Hartford, Progressive, and Foremost Insurance Group.

License Verified:

License: 3000322057

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
bieinsurancepdx.com logo
Visit WebsiteWebsite

bieinsurancepdx.com

1710 NE 82nd Ave, Portland, OR 97220
Visit WebsiteWebsite

Business Description

Budget Insurance Enterprises LLC is a health insurance company in Portland that sells a range of insurance products to meet its clients' needs. It has years of experience in the industry, and it leverages its expertise to help customers find the right health coverage, from single to group policies. It also offers life insurance, including term, whole life, and indexed universal life insurance policies. Other insurance types include auto and SR22 coverage, business insurance, and homeowners/renters policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
4.2 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brownrigg Insurance, LLC logo
Visit WebsiteWebsite

Brownrigg Insurance, LLC

621 8th Street, Oregon City, OR 97045
Visit WebsiteWebsite

Business Description

Brownrigg Insurance, LLC is an independent life insurance agency serving the counties of Multnomah and Clackamas. Its agents are free to compare the policies of multiple carriers. They specialize in getting competitive quotes for individual life insurance and policies that cover businesses from the loss of key employees. Typical policies include term life, which pays out within the term of the policy, and whole life, which pays out on the policyholder's passing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Century Benefits logo
Visit WebsiteWebsite

License Verified:

License: 100166331

Oregon Division of Financial Regulation

Century Benefits

2110 SW Jefferson St., 3rd floor, Portland, OR 97201
Visit WebsiteWebsite
  • Life Insurance

Business Description

Century Benefits is an independent insurance agency serving individuals, families, and businesses in the Portland metro and the surrounding communities. It helps clients protect their loved ones' future by offering different types of life insurance policies, including no paramedical, term, variable, and whole. It provides annuities, which can be used for college funding or retirement. Also included in its line of products are auto, home, health, and renters' insurance plans. Century Benefits extends its services to Arizona, Idaho, and Nevada.

License Verified:

License: 100166331

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chris Goodbaudy Insurance Agent logo
Visit WebsiteWebsite

Chris Goodbaudy Insurance Agent

7105 SW Varns St Ste 200, Portland, OR 97223
Visit WebsiteWebsite

Business Description

Chris Goodbaudy Insurance Agent is a boutique life and health insurance agency founded in 2001. Mr. Goodbaudy's clients come from the Portland metro area's residential and commercial communities. His services include comparing multiple quotes for personal and group insurance from all of the major carriers in the country, explaining the requirements of the Affordable Care Act, and helping employers decide if a custom-designed plan is preferable to existing group plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Eagan Advisor Group logo
Visit WebsiteWebsite

License Verified:

License: 100170587

Oregon Division of Financial Regulation

Eagan Advisor Group

PO Box 80712, Portland, OR 97280
Visit WebsiteWebsite
  • Individual Plans

Business Description

Eagan Advisor Group is a locally owned and operated independent agency that offers comprehensive insurance plans in Portland and throughout the state. It has over three decades of experience providing different types of individual insurance, including term, universal, and whole life policies. This agency also offers long-term care and final expense life insurance options. Additionally, its team assists clients in choosing suitable Medicare and dental plans from industry-leading insurance companies. The agency represents various carriers such as UnitedHealthcare, Humana, and Cigna.

License Verified:

License: 100170587

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Einstein Insurance logo
Visit WebsiteWebsite

License Verified:

License: 3000411971

Oregon Division of Financial Regulation

Einstein Insurance

110 Southwest Bancroft Street, Portland, OR 97239
Visit WebsiteWebsite
  • Life Insurance

Business Description

Einstein Insurance is an independent insurance agency serving its clients in Portland. It offers life insurance policies to its clients that are tailored to suit their coverage needs and requirements. Founder Matt Einstein has been in the insurance industry since 1999, and his extensive experience allows him to help individuals find the appropriate insurance plan. The company also offers other commercial and personal insurance products, such as auto, home, renters', flood, condo, and motorcycle insurance.

License Verified:

License: 3000411971

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EMF Insurance Agency logo
Visit WebsiteWebsite

EMF Insurance Agency

Portland, OR 97209
Visit WebsiteWebsite

Business Description

EMF Insurance Agency Inc. is a specialist life insurance company in Portland that focuses exclusively on employee benefits and group health insurance and international health insurance. It's partnered with several insurance carriers who operate specifically in these fields, such as Blackbird Benefits and Wanderwell Insurance Services. The agency values eco-friendly methods, which is why it is web-based and gives 1% of its annual profits to nonprofits that promote environmental practices globally.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Gunness Benefits Group logo
Visit WebsiteWebsite

License Verified:

License: 100170090

Oregon Division of Financial Regulation

Gunness Benefits Group

7340 SW Hunziker Street Suite 220, Portland, OR 97223
Visit WebsiteWebsite
  • Life Insurance

Business Description

Since 2010, the Gunness Benefits Group has been offering insurance to clients in the Portland area. Its life insurance provides financial protection to beneficiaries upon the policyholder's death. It gives compensation for funeral costs, outstanding debts, and future expenses like college tuition. The company also offers individual and group health insurance to cover medical bills, hospitalizations, and medication. The Gunness Benefits Group was founded by Teri Gunness, who has more than 25 years of insurance experience.

License Verified:

License: 100170090

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Plans In Oregon logo
Visit WebsiteWebsite

Health Plans In Oregon

333 SW 5th Ave Ste 410, Portland, OR 97204
Visit WebsiteWebsite

Business Description

Health Plans in Oregon is a health insurance company in Portland that has been providing services for individuals, families, Medicare beneficiaries, and small businesses since 2006. The licensed agency helps clients determine eligibility and choose the best option for health insurance, including supplemental plans and dental and vision coverage. The agency also works with Medicare beneficiaries to choose an Advantage and prescription plan that meets their needs. Other products include short-term medical and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance Solutions NW logo
Visit WebsiteWebsite

License Verified:

License: 6252465

Oregon Division of Financial Regulation

Insurance Solutions NW

PO Box 20185, Portland, OR 97294
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Insurance Solutions NW is an insurance brokerage in Portland that assists and counsels clients looking for insurance products and solutions. The family-owned company offers various lines for business and personal needs, including for procuring Medicare insurance. Some of its life insurance products are universal and term life insurance, disability insurance, vision insurance, health insurance, and travel insurance. In addition, Insurance Solutions NW offers Medicare Supplement plans as well as Medigap.

License Verified:

License: 6252465

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (3)
Lenz Financial Group logo
Visit WebsiteWebsite

License Verified:

License: 100151501

Oregon Division of Financial Regulation

Lenz Financial Group

5550 S Macadam #120, Portland, OR 97239
Visit WebsiteWebsite
  • Life Insurance
  • Group Plans

Business Description

Lenz Financial Group is a company in Portland that offers insurance products and services to individuals, groups, and businesses in the metro. Its agents write life insurance policies that cover accidents, final expenses, estate settlement costs, and other unpaid financial obligations. The company is partnered with various insurance providers, such as Mass Mutual, Pacific Life, and Lincoln National. Lenz Financial Group is a principal of the Insurance Designers of America.

License Verified:

License: 100151501

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Meridian Insurance Group logo
Visit WebsiteWebsite

Meridian Insurance Group

11501 SW Pacific Hwy Ste 7, Tigard, OR 97223
Visit WebsiteWebsite

Business Description

The Meridian Insurance Group is an independent insurance broker serving the Beaverton and Portland areas. It has developed relationships with more than 15 insurance carriers to ensure its clients get the most competitive quotes on their life insurance. The agency advises clients on the benefits of each policy, helps them identify the best type for their needs, such as term life and whole life, and guides them through the claims process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Montgomery & Graham, Inc. logo
Visit WebsiteWebsite

Montgomery & Graham, Inc.

412 Jefferson Pkwy Ste 100, Lake Oswego, OR 97035
Visit WebsiteWebsite

Business Description

Montgomery & Graham Inc. is a well-established risk management company whose services include getting life insurance quotes from multiple carriers for personal and business clients in Portland and the surrounding areas. Its agents also design employee benefits plans for companies and negotiate quotes with insurance carriers. The agents are qualified to advise clients on term life and permanent life policies. They also sell health insurance to individuals, families, and the self-employed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Northrup Corporation logo
Visit WebsiteWebsite

Northrup Corporation

1020 SW Taylor St Ste 800, Portland, OR 97205
Visit WebsiteWebsite

Business Description

Northup Corporation is a life insurance company in Portland that's been serving clients throughout the area for over two decades. The independent agents help individuals choose between term and permanent life insurance policies to cover their beneficiaries' expenses, such as daily living costs or future educational needs after they're gone. Northup Corporation also offers claims management to help customers get fair, prompt payment for their covered losses. Other services include home, recreational vehicle, and auto insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.2 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Parkside  Insurance logo
Visit WebsiteWebsite

License Verified:

License: 100166373

Oregon Division of Financial Regulation

Parkside Insurance

9570 Southwest Barbur Blvd., Suite 302, Portland, OR 97219
Visit WebsiteWebsite
  • Life Insurance
  • Individual Plans

Business Description

Parkside Insurance has been providing its services to clients in Portland and the surrounding communities for over seven decades. The family-owned company is available for personal and commercial needs. It offers coverage such as life, homeowner, and automobile insurance. Its staff handles products such as term and whole life coverage. The business is also available for business protection needs, which include general liability, commercial umbrella, and workers' compensation. Parkside Insurance is licensed in 10 states.

License Verified:

License: 100166373

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (17)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
PayneWest Insurance logo
Visit WebsiteWebsite

PayneWest Insurance

14900 SW Barrows Rd Ste 202, Beaverton, OR 97007
Visit WebsiteWebsite

Business Description

PayneWest Insurance is an independent insurance agency serving clients in the Portland area with locations throughout Oregon, Idaho, Montana, and Washington. Founded in 1972, the company helps individuals, families, and businesses choose health insurance policies that vary by coverage, deductible levels, and their individual needs. It also offers term and whole life insurance plans that differ by length of coverage, premium amount, and restrictions. PayneWest Insurance works with an extensive selection of carriers, including Health Net and PacificSource Health Plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steven Aragon Insurance Agency logo
Visit WebsiteWebsite

Steven Aragon Insurance Agency

2831 SE Cornelius Pass Rd Ste 220, Hillsboro, OR 97123
Visit WebsiteWebsite

Business Description

Steven Aragon Insurance Agency assists Portland residents in finding the right insurance for their needs. The agency is dedicated to helping its customers get the most competitive rates possible when shopping for individual life insurance. Both term and whole life policies are available. The agency also offers auto, homeowners, motor home, personal umbrella, and renters insurance products. Some partner companies in the agency's network include Foremost Insurance Group, Progressive, MetLife, Nationwide, and American Modern.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Willamette Life logo
Visit WebsiteWebsite

Willamette Life

8301 SE 13th Ave Ste G, Portland, OR 97202
Visit WebsiteWebsite

Business Description

A division of the Legacy Insurance Group, Willamette Life is a specialist life insurance company in Portland, founded in 2019 to exclusively offer final expenses insurance. Its clients are typically aged between 50 and 85. The agency's policies don't require medical examinations, and the money paid out can be used to cover funeral expenses, medical fees, and other debts. Four types of plans are available, each offering varying degrees of coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Read all FAQs