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Best Credit Repair Companies in Portland

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9045 Southwest Barbur Boulevard, Portland, OR 97219
Portland, OR 97219
Instagram
  • Debt Consolidation
  • Credit Monitoring

With an office in Portland, Consumer Credit Auditors, LLC, is a company that has been assisting customers in improving their credit scores for over 20 years. Its team of credit repair specialists analyzes its customers' credit reports, submits disputes to credit bureaus and creditors on customers' behalf, and gives instructions on how customers to build and maintain positive credit scores. One of its customers praised the company for cleaning her credit after her identity was stolen.

9045 Southwest Barbur Boulevard, Portland, OR 97219
Portland, OR 97219

InstagramWebsite(503) 255-3152

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

237 Northeast Chkalov Drive, Vancouver, WA 98684
Vancouver, WA 98684
  • Credit Monitoring
  • Credit Dispute

Credit Team USA is a credit repair company serving families and individuals in Portland. Its credit restoration specialists have over 50 years of combined experience and deal with major credit bureaus, such as Equifax, Experian, and TransUnion. Their mission is to alleviate the stress that comes with compromised credit by removing all hindrances in the clients' records in an efficient and speedy manner. Credit Team USA has been in business since 1997 and maintains offices in Washington, California, Idaho, and Arizona.

237 Northeast Chkalov Drive, Vancouver, WA 98684
Vancouver, WA 98684

Website(888) 990-9978

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

202 Southeast 181st Avenue, Portland, OR 97233
Portland, OR 97233
  • Debt Consolidation

Serving the Portland area, Debt Relief NW, Inc., delivers individualized solutions to its clients with debt issues. It provides a debt relief elimination summary, which guides them through the available options based on their financial situation. Its debt relief programs include debt management, debt settlement, and bankruptcy. The company also employs counselors and personal solution specialists to assist its customers in improving their credit ratings. In addition, this credit repair company has been operating since 2003.

202 Southeast 181st Avenue, Portland, OR 97233
Portland, OR 97233

Website(877) 492-4109

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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