Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Medford

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Medford Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

36Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
711 Bennett Avenue, Medford, OR 97504
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Trey Berkey is a Country Financial insurance agent in Medford who offers a range of insurance services like homeowners insurance. Berkey presents his clients with three homeowners insurance coverage options, namely, standard, premier, and combination coverage. These coverages can protect the clients' property from common events up to physical property damage and their personal belongings. Clients can choose the coverage that meets their needs and budget. Trey Berkey also offers auto, life, and farm insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (6)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 O’Hare Parkway Suite 101, Medford, OR 97504
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Established in 1981, Ashland Insurance, Inc. is an independent insurance agency helping clients with their insurance needs through its offices in Medford and Ashland. Its homeowners' insurance gives its clients financial protection against unforeseen disasters. It covers the repair and replacement costs of the clients' properties and personal belongings after a hurricane, fire, or hail. The homeowners' insurance also comes with liability protection against lawsuits due to injuries or property damage another person suffers within the client's property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (21)
Yelp
4.5 / 5 (13)
Facebook
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1091 Medford Center, Medford, OR 97504
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

World of Insurance provides homeowners' insurance to clients in Medford. Since 2014, the insurance agency has been led by Daniel Pulido and Juan Pulido. Both are dedicated to aiding clients with their insurance needs. A homeowners insurance policy will protect homeowners from financial losses due to natural disasters or loss of personal possessions within the home. World of Insurance's home insurance coverages include dwellings, personal property, loss of use or additional living expenses, exclusions, and floods. It also grants auto insurance, business insurance, ATV insurance, and travel insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1998 Skypark Drive, Suite 100, Medford, OR 97504
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Highstreet Insurance Partners is an insurance agency that serves clients throughout Medford. It provides individuals and families with access to homeowners insurance that comes with main dwelling and personal liability coverage. Optional coverage for valuables such as jewelry, art, or collectibles is also available. Other types of insurance policies it offers are both for personal and business applications, from life and auto to business owners' policies and general liability. The insurance agency was formed in 2018. It has partnerships in several states, including New York, Maryland, Michigan, and Pennsylvania.

License Verified:

License: 100153433

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (19)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Website
1560 Biddle Road, Medford, OR 97504
  • Multiple Policy Types

Why choose this provider?

ALSAFE Insurance Agency services Medford area homeowners that seek to financially protect their residences and valuables in cases of covered incidents. The agency works to help clients determine suitable coverage options for damaged or destroyed properties due to events such as fire, falling objects, or theft. ALSAFE Insurance Agency also assists homeowners in determining policies suitable for specific property types, valuable items, medical fees, and temporary living expenses. The firm has been in the insurance sector since 1989.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (20)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2019 Aero Way, Medford, OR 97504
  • Multiple Policy Types

Why choose this provider?

Rory Wold - State Farm Insurance Agent is a professional insurance company that assists customers in Medford with obtaining homeowners policies. Agent Rory Wold has been serving homeowners since 1990, and he is fully licensed. He offers guidance on blanket homeowner policies and additional policies for flooding and other natural disasters, and his office provides 24/7 customer services. Depending on specific customer needs, the company's homeowner policies can include coverage for fires, property damage due to theft, and personal liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1123 Royal Ave, Medford, OR 97501
  • Multiple Policy Types

Why choose this provider?

Hart Insurance offers a full range of financial protection services for Medford residents. The agency assists clients in different areas including home insurance. Included in its line of home insurance products is property insurance. This insurance plan covers property damage caused by windstorms, volcanic eruptions, lightning, and snow. It also compensates for damage resulting from vandalism and vehicle collisions. The company also offers mobile home insurance, scheduled property insurance, and earthquake insurance. Hart Insurance has been in service since 1947.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
150 Hawthorne St B, Medford, OR 97504
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Mr. D’s Insurance Inc. has been providing insurance products and services to Oregon locals in Medford for over half a century. It offers personalized homeowners' insurance policies for all types of homeowners, such as renters. traditional house owners, condo dwellers, mobile home owners, and landlords. Additional coverage for flood and multi-policy packages are also available. Other insurance coverages include instant SR-22, cars and motorcycles, RVs, ATVs, and boats. Clients may request insurance quotes through the agency website.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (35)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
720 East Jackson Street, Medford, OR 97504
  • Multiple Policy Types

Why choose this provider?

Focus1 Insurance Group, Inc. - Medford, OR is an independent insurance broker dedicated to helping homeowners protect their homes and assets. Its professional agents compare rates from various providers on the market to help ensure that their clients find a suitable policy that fits their budget. They assist homeowners who want to prepare for financial losses resulting from vandalism, theft, and storms. The company can also help families and individuals purchase additional coverage for situations like floods and earthquakes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (56)
Facebook
5.0 / 5 (24)
Yelp
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does your Medford house insurance provide coverage for damages if a grizzly bear harms your property?

    When a grizzly bear harms your property, your homeowners insurance in Medford might cover both the house and its contents. The expense of hiring a professional to clear any debris left over from the insured loss may also be covered by your insurance. As long as the damaged animal is not a problem like rats or bats, most homeowners insurance companies will pay for damages caused by wild animals.

  • Does your homeowners insurance in Medford cover losses resulting from burst pipes?

    In Medford, a standard homeowner insurance policy will cover structural damage brought on by unforeseen and unavoidable occurrences inside the property, such as a burst pipe. Some damaged possessions may also be covered by your policy, depending on the level of personal property coverage included. For instance, the walls and carpet may also be covered. Also, your liability insurance may pay out if you live in an apartment building and a water overflow damages someone else's property.

  • Before deciding to change homeowners insurance companies in Medford, should you review your existing policy?

    To properly compare homeowners insurance policies in Medford, you'll need review your existing policy before deciding to switch providers. Pay close attention to the key information of your homeowners insurance policy, including the annual cost, coverage, and maximum amounts. You can compare insurance quotes using this information to make sure your house is insured in the same way. You should also confirm whether your current policy has an early cancellation cost.

  • For your homeowners insurance coverage in Medford, are you obliged to create a home inventory?

    A house inventory is not a requirement for your homeowners insurance policy in Medford, but creating one is advised because it not only provides a comprehensive list of your possessions for your home insurance coverage but can also be used to calculate how much homeowners insurance to purchase. Depending on your time and resources, you can make a free house inventory.

  • Can you save money in Medford by combining your homeowners insurance policy with other insurance policies?

    You can save money by bundling your Medford homeowners insurance policy with other insurance policies because most providers will give you a multi-policy discount as a token of their appreciation. When adding other policies, such as vehicle and life insurance, you can inquire with your agent or insurance provider about any discounts available.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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