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Best Mortgage Brokers in Hillsboro

2024

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Providers

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Website
5635 NE Elam Young Pkwy Suite #308, Hillsboro, OR 97124
  • Refinance
  • New Construction

Why choose this provider?

Through its services, Minuteman Mortgage helps clients in Hillsboro purchase their first homes or investment properties. The mortgage broker has a selection of programs, including FHA, USDA, VA, jumbo, and conventional loans. It also offers reverse mortgages, lock and shop programs, and bank statement loans. The firm extends its services to clients in North Dakota, Minnesota, Washington, and Oregon. Founder Brian Merritt had worked in the industry for over 20 years prior to starting the company in 2018.

License Verified:

License: 1756968

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (76)
Yelp
5.0 / 5 (5)
Zillow
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8333 SE Powell Blvd., Portland, OR 97266
  • New Construction

Why choose this provider?

Bamboo Mortgage Inc. is a brokerage company that serves customers in the Hillsboro area. It offers mortgage solutions and handles the process from prequalification to underwriting and closing. Its team utilizes the Perfect LO app for paperwork preparation. It also educates its clients on managing mortgage debt. Bamboo Mortgage works with multiple national wholesale lenders to select programs that fit the needs of clients. It is headed by Jeff Zoria, a lawyer and mortgage loan originator with over 16 years of experience.

License Verified:

License: 1900699

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Zillow
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1088 NE Orenco Station Parkway, Hillsboro, OR 97124
  • Refinance

Why choose this provider?

American Pacific Mortgage assists Hillsboro residents in realizing their homeownership goals by connecting them with lenders. It offers adjustable-rate and fixed-rate mortgage loan options, including conforming, FHA 203(k), and USDA. Kimberly Barry, the brokerage's branch manager, is a mortgage banker licensed to serve clients in Oregon and Washington. American Pacific Mortgage is a member of the Hillsboro Chamber of Commerce. To give back to the community, it created the APMCares Foundation to promote opportunities for home ownership.

License Verified:

License: 857413

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (75)
Facebook
4.8 / 5 (18)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13535 SW 72nd Ave Suite 140, Portland, OR 97223
  • Refinance

Why choose this provider?

Associated Mortgage Brokers caters to first-time homebuyers, seasoned veterans, and real estate investors in and around Hillsboro. Since 1989, the agency has been providing various residential home loan options, such as jumbo, VA, rehabilitation, FHA, USDA, and 15- and 30-year fixed-rate mortgages. Founder Matt Jolivette guides customers throughout the home buying and refinancing process. He is a mortgage consultant certified by the National Association of Mortgage Professionals. He is also a former president of the Oregon Mortgage Association.

License Verified:

License: 86136

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (59)
Yelp
5.0 / 5 (25)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3645 NW John Olsen Place, Hillsboro, OR 97124
  • Refinance
  • New Construction

Why choose this provider?

A1 Residential Mortgage, Inc., is a brokerage firm that serves individuals and families in Hillsboro and nearby areas. It offers various loan options to fit the specific needs of clients, including conventional, jumbo, and FHA. It also provides one-close construction loans for rural properties, planned unit developments, modular homes, and site condominiums. A1 Residential Mortgage was established in 2003 and is licensed in both Oregon and Washington. Company president Anju Kataruka has been in the industry since 1998.

License Verified:

License: 66526

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17040 Pilkington Rd Ste 300, Lake Oswego, OR 97035
  • Refinance
  • New Construction

Why choose this provider?

Vantage Mortgage Brokers serves locals in Hillsboro who are looking for loan options. Its offerings include conventional, VA-backed, and jumbo programs. The crew has closed more than 5,000 loans valued at over $1.6 billion in total. It uses paperless systems backed by direct communication and online access tools. Vantage Mortgage Brokers focuses on using the most current technologies to operate with minimal adverse impacts on the environment. It has been featured in the National Mortgage Professional Magazine.

License Verified:

License: 35986

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (271)
Facebook
5.0 / 5 (112)
Zillow
5.0 / 5 (49)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9455 SW 80th Ave., Portland, OR 97223
  • Refinance

Why choose this provider?

Ventura Home Loans addresses the real estate needs of families and individuals in Hillsboro. Its team provides mortgage assistance and guides clients throughout the real estate process, from loan applications to closing transactions. This woman-owned, black-owned, and veteran-owned company helps borrowers choose loan options suited to their homeownership goals. It also caters to customers who want to refinance their loans to lower their monthly payments. One of the owners, Jayna Carlson, is a mortgage planning specialist who has over two decades of industry experience.

License Verified:

License: 2376952

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (27)
Zillow
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14385 SW Allen Blvd., Beaverton, OR 97005
  • Refinance

Why choose this provider?

Chen & Associates strives to meet the mortgage needs of individuals and families in Hillsboro. The company designs mortgage solutions for clients such as first-time buyers, self-employed individuals, and developers/investors. In addition, it creates strategies for buyers with credit or debt problems and qualified assets yet informal income. Its team offers consultation services, develops action plans, handles paperwork filing, and guides clients until closing. It also has insurance and wealth management services and locations in Lake Oswego, Beaverton, and Portland.

License Verified:

License: 2136564

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
5319 SW Westgate Dr. Suite 127, Portland, OR 97221
  • Refinance

Why choose this provider?

Mortgage Lenders Northwest, Inc., caters to the home purchase and refinance needs of Hillsboro residents. It offers a variety of home loan options, including jumbo, FHA, USDA, and VA loans. It also helps borrowers have access to fixed- and adjustable-rate mortgage products. It aims to help clients fund their real estate investments by working with various lenders. Its founders, Mike dePinna and Eric Rose, have more than 50 years of combined experience in the mortgage industry.

License Verified:

License: 113423

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9755 SW Barnes Rd #470 B, Portland, OR 97225
  • Refinance

Why choose this provider?

Swanson Home Loans serves homebuyers in Hillsboro. The company offers home purchase loans through Cherry Creek Mortgage, a mortgage brokerage firm operating for over 30 years. Its mortgage programs include conventional, Jumbo, Reverse, FHA, VA, and USDA. The group also assists clients looking to refinance their current mortgage. Evan Swanson, the firm's founder, has been in the financial sector since 2002. He is also a Certified Financial Planner. Since 2004, Swanson's team has funded over $853 million in home loans.

License Verified:

License: 120856

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (204)
Facebook
5.0 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10260 SW Greenburg Rd, Ste 830, Portland, OR 97223
  • Refinance

Why choose this provider?

Tammi Lindley Team serves real estate buyers in Hillsboro who seek mortgage brokers. The crew has purchase and refinancing solutions tailored to the needs of first-time purchasers and military veterans. Reverse mortgages are also available for aging individuals, and the team refinances existing obligations to obtain less onerous terms and conditions of fulfillment. Tammi and Bri Lindley are a mother-and-daughter team. The former has been in the mortgage sector since 2004.

License Verified:

License: 114807

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (155)
Zillow
5.0 / 5 (93)
Facebook
4.9 / 5 (57)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.