Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Oregon

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oregon Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

80507

Reviewed

48308

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Oregon

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Bend Medicare implements healthcare solutions for seniors in the Oregon region. Led by owner and operator Jeff Hale, its staff of advisors guides Medicare beneficiaries in making informed decisions and getting the most out of their benefits. They assess individual needs to eliminate unwanted protection gaps and create customized healthcare plans to provide options, such as supplemental, dental, prescription drugs, and dental coverage. Hale established the agency in 2014 and also offers hospital indemnity and life insurance products.

  • Life Insurance
  • Individual Health Insurance

Oregon

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
1.0 (1)

Why choose this provider?

Bend Health Insurance in Oregon offers on- and off-exchange Healthcare.gov health plans for individuals, families, and businesses. It works with PacificSource, Regence BlueCross BlueShield, Providence Health Assurance, and Moda Health to provide clients with Medicare Advantage plans, and with Mutual of Omaha for Medicare supplemental plans. It also handles short medical, dental and vision, travel medical, and ACA alternative health plans. Bend Health Insurance provides term and permanent life, home, and auto insurance as well.

  • Dental and Vision Insurance
  • Individual Health Insurance
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (2)

Why choose this provider?

Oregon Senior Solutions specializes in Medicare-approved private health insurance plans for the elderly. The insurance agency offers Medicare Advantage, Medigap, prescription drug plans, and standalone dental and vision assistance programs to enhance existing coverage. Company owners and siblings Mark and Michelle Lockett have been guiding senior clients in discovering insurance policies that conform with their age-related healthcare needs. The duo also conducts yearly policy reviews to check for coverage and premium changes. They also provide short-term insurance options for unemployed individuals.

  • Medicare Supplement Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
4.3 (7)

Why choose this provider?

WHA Insurance has been serving families and businesses in Oregon since 1950. It offers a variety of health insurance options, including individual, family, and group policies. It also provides business insurance solutions. The firm partners with several carriers, like Zurich, Travelers, and Tribal First. Each of its agents and consultants caters to the coverage needs of customers in a specific industry. In addition to recommending health insurance plans, the agency creates risk management systems to minimize economic losses after catastrophic events.

  • Group Plans
  • Individual Plans

Oregon

Expertise.com Rating

Review Sources

Google
3.9 (15)
Facebook
4.8 (13)
Yelp
3.0 (7)

Why choose this provider?

High Desert Insurance & Financial Services serves people in Oregon. The agency offers different types of insurance policies, including health, auto, home, and business. Its health insurance option provides coverage for clients' surgical procedures, specialized care, medical testing, prescriptions, and doctor visits, as well as Medicare supplements. The company is a locally operated and locally owned venture serving the communities of Prineville, La Pine, Sisters, and Redmond through its office based in Bend. Its staff has a combined experience of more than three decades in the insurance industry.

  • Individual Plans

Oregon

Expertise.com Rating

Review Sources

Google
4.5 (10)

Why choose this provider?

MG Insurance Services is an independent agency serving individuals and businesses in Oregon. It provides health coverage choices, such as medical, dental, vision, and hearing insurance plans. Its offerings include Medicare hospital, medical, medical advantage, and prescription insurance plans, as well as Medigap insurance to cover expenses not paid for by Medicare. The agency also offers life insurance and mortgage protection plans. It represents more than 300 insurance companies and has served more than 25,000 clients in over three decades.

Oregon

Expertise.com Rating

Review Sources

Google
4.9 (34)
Facebook
4.8 (13)
Yelp
5.0 (1)

Why choose this provider?

The Summit Group of Oregon is a full-service independent insurance agency. It helps clients obtain health insurance plans to secure their finances in case of illnesses. It also offers personal insurance policies covering life and disability and retirement. Insurance policies for businesses, such as bonds, workers' compensation, and group benefits, are also available. The agency has been serving the insurance needs of the community since 1997. It works with over 100 different insurance providers to help clients find the right insurance they require.

  • Individual Health Insurance
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Facebook
4.7 (10)
Google
4.5 (8)

Why choose this provider?

RJS & Associates Insurance Services caters to individuals and enterprise clients across Oregon. The agency offers private, subsidized, medicare, and state-accommodated health insurance plans for personal and family options covering life, dental, vision, and disability. Additionally, group health policies are available for employers to give to employees. The company works with several carriers, including Aetna, Kaiser Permanente, Regence, Life Map, International Medical Group, and Health Net. Owner Renee Stark-Mulberry carries more than 25 years of experience in the insurance industry.

  • Individual Plans

Oregon

Expertise.com Rating

Review Sources

Facebook
4.5 (14)
Google
4.4 (8)

Why choose this provider?

Oregon Insurance Company is a Springfield-based agency that works with clients across the state. It prepares policies that allow individuals to cover a range of medical-related expenses, from diagnostic tests to prescription drugs. It also sets up plans that help clients manage costs related to dental treatments and prescription glasses. The team at Oregon Insurance Company has a combined 15 years of experience in the industry. The agency serves as a member of the Springfield Chamber of Commerce.

  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
4.9 (55)
Facebook
5.0 (15)
Yelp
1.0 (1)

Why choose this provider?

Insurance Services of Southern Oregon, LLC, is an independent agency that works with clients in the metro to search for plans that suit their needs. Its team of agents provides a variety of insurance coverage for life, health, automobiles, homes, and businesses. Its health insurance carriers offer several products, including Medicare, short-term and long-term health products, vision, dental, and prescription drug policies. The company is affiliated with various insurance companies such as Progressive, Safeco, and Kemper Preferred.

  • Individual Health Insurance
  • Life Insurance

Oregon

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Steve Thill with AIC Insurance Agency has served individuals and small business owners throughout Oregon for over 15 years. It provides clients with individual and group health insurance coverages, enabling them to protect their finances in the event of unforeseen expenses resulting from illnesses or accidents. Short-term, travel, vision, and dental insurance policies are also available. The company works with various carriers such as The Hartford, Oregon Mutual, Progressive, and CNA. Its other insurance products include auto, life, and umbrella.

  • Group Plans
  • Individual Plans

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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