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Best Mortgage Brokers in Gresham

2023

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Website
7439 N Fiske Ave, Portland, OR 97203
  • Refinance

Why choose this provider?

Full Spectrum Capital is an independent mortgage brokerage firm that serves clients in Gresham and throughout Oregon. The firm provides an array of loan options for purchase and refinancing catered to specific situations. Its financing programs include conforming, jumbo, interest only, FHA, VA, and USDA loans. The firm also works with clients seeking self-employed, low credit score, and HELOC loans. Owner Nick Fandel has over 12 years of experience in real estate lending and financial planning.

License Verified:

License: 1901309

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Website
316 E Fourth Plain Blvd Suite E, Vancouver, WA 98663
  • Refinance
  • New Construction

Why choose this provider?

Belay Mortgage Group assists clients who are planning to purchase their first home or refinance their mortgage in the Gresham community. Its founder and principal mortgage broker, Jodi White, has over 15 years of industry experience. White and her team of loan officers work with borrowers throughout the mortgage lending process while learning about their situation and determining their specific needs. They also offer credit evaluation services and advise those interested in investing in real estate.

License Verified:

License: 1737549

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
4.9 / 5 (47)
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (26)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1088 NE Orenco Station Parkway, Hillsboro, OR 97124
  • Refinance

Why choose this provider?

American Pacific Mortgage is a Hillsboro brokerage offering home loan solutions to clients in the Gresham metro and nearby areas. The company is licensed by the NMLS and is a member of the Hillsboro Chamber of Commerce. Its process involves consultation, asset verification, and document preparation before submitting loan applications for pre-approval bids. Its loan programs include conforming loans, USDA, VA, reverse mortgages, and FHA 203 (K). American Pacific Mortgage reaches out to the community through its charity arm, The APMCares Foundation.

License Verified:

License: 857413

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (74)
Facebook
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 Washington Street, Suite 202, Vancouver, WA 98660
  • Refinance

Why choose this provider?

Jason Presser is a mortgage broker who serves the loan needs of borrowers and homeowners of Gresham. He helps clients achieve their dream of owning their homes through the Fairway Independent Mortgage Corporation. The agent processes conventional, FHA, fixed-rate, jumbo, VA, USDA-Rural, and renovation loans. He also works with homeowners who want to lower their monthly payments, get shorter terms, or get cash from equity through refinancing loans. Presser was named among the Accomplished and Under 40 individuals by the Vancouver Business Journal in 2020.

License Verified:

License: 492084

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (45)
Facebook
5.0 / 5 (7)

Website
750 NE Burnside, Gresham, OR 97030
  • Commercial Loans

Why choose this provider?

Rachel Moore is a loan specialist who owns and runs a local mortgage brokerage that has been serving Gresham and nearby areas for more than 21 years. Moore helps individuals and families looking for a financing program to achieve their dream of homeownership. She works closely with clients to find a lending program that matches their needs. In addition to mortgage services, her office offers credit after-hours approval letters, mobile signings, and credit restoration consultations.

License Verified:

License: 1629527

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3384 SW Miller Dr, Gresham, OR 97080
  • Reverse Mortgages
  • New Construction

Why choose this provider?

Stonebridge Mortgage Group, Inc, is a family-owned local financing company that has been catering to residential and commercial clients in Gresham since 1999. It assists borrowers in a wide range of services, which include mortgage brokerage, reverse mortgages, real estate loans, and private money lending. Owner David Steinbrugge is an independent mortgage broker who has been in the industry for more than 25 years. He is also licensed to practice in the State of Washington. Client testimonials often mention their admiration for his transparency and responsiveness.

License Verified:

License: 42102

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (38)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2301 NW Thurman St Ste C, Portland, OR 97210
  • New Construction

Why choose this provider?

CHA Mortgage Company caters to clients in and around the Gresham metro. It sets up a variety of mortgage programs for aspiring homeowners, ranging from conventional fixed-rate loans to adjustable-rate programs. It also helps military veterans qualify for VA loans. For senior homeowners looking to improve their monthly incomes, the company offers reverse mortgages. Its president and founder, Saopon Cha, has been in the financial services sector for more than two decades. She also has a background in the insurance industry.

License Verified:

License: 1419551

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (8)

Website
1201 Main St,, Vancouver, WA 98660
  • Refinance
  • New Construction

Why choose this provider?

Shields Family Home Loans caters to clients throughout the Gresham metro. The company works with veterans and helps them acquire residential properties through programs guaranteed by the VA. It also provides FHA loans to help clients obtain ownership of different types of properties, including townhomes, condominiums, and semi-detached houses. The company sets up other programs, including conforming and non-conforming loans. Its primary broker, Brian Shields, has spent more than a decade in the mortgage industry.

License Verified:

License: 101770

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8333 SE Powell Blvd., Portland, OR 97266
  • Reverse Mortgages

Why choose this provider?

Bamboo Mortgage Inc. helps people in Gresham achieve their homeownership goals by connecting them to lenders. The brokerage educates clients about the mortgage loan process to help them make informed decisions and avoid debt traps. Its loan officers value face-to-face communication when discussing the complexity of mortgage finance with clients. They use a mobile app called Perfect LO to examine the mortgage needs and risks of borrowers. The brokerage's owner, Jeff Zoria, has a background in law and mortgage finance.

License Verified:

License: 1900699

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
752 NE Burnside, Gresham, OR 97030
  • New Construction
  • Refinance

Why choose this provider?

Soldier 4 Soldiers attends to the mortgage needs of veterans in and around Gresham. It is headed by Joseph Stuart, a former military member who was in service for 19 years. He guides fellow military personnel throughout the process of applying for VA loans, providing assistance from pre-approval and underwriting to closing. He also offers refinancing options for active duty members and veterans seeking to cash out from home equity or lower monthly mortgage payments or interest rates.

License Verified:

License: 881325

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 NW Civic Drive suite 340, Gresham, OR 97030
  • Commercial Loans
  • Residential Purchase and Refinance Lending

Why choose this provider?

Shane Musselwhite of Oregon Home Mortgage assists borrowers in and around Gresham. Whether clients are purchasing or refinancing, he extends his knowledge in the residential lending industry and evaluates the situation, recommending a mortgage program with rates and fees that fit their conditions. He guides on every step of the loan process, from processing and appraisal to underwriting and closing. Musselwhite's loan programs range from FHA and VA to conventional fixed-rate and adjustable-rate mortgages. He has been working in the industry for over 35 years.

License Verified:

License: 49290

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7720 North East Vancouver Mall Drive Suite 120, Vancouver, WA 98662
  • Refinance
  • New Construction

Why choose this provider?

Jary Martinson is a mortgage broker for Caliber Home Loans who caters to individuals and families in and around Gresham. He assists homebuyers in obtaining financial solutions, such as conventional, FHA, VA, or USDA loans tailored to their unique needs and situations. He also helps clients looking to refinance their current mortgages to lower their monthly payments or shorten their loan terms. One customer commended Jary for his ability to respond to all of his inquiries with full explanations.

License Verified:

License: 214653

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7600 NE 41st Street, Suite 335, Vancouver, WA 98662
  • Refinance

Why choose this provider?

Ryan McCracken, a senior loan officer at CrossCountry Mortgage, offers conventional, jumbo, and government-backed mortgage solutions for individuals in Gresham. He has helped numerous first-time home buyers and experienced real estate investors in purchasing the right properties. The agent also uses his knowledge of the ever-changing real estate market to find a matching financing solution for each client. McCracken has been a mortgage professional for 16 years and is an approved seller of Freddie Mac, Ginnie Mae, and Fannie Mae.

License Verified:

License: 290608

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to top

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.