Expertise.com

Best Renter's Insurance Companies in Eugene

2024

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Providers

Last updated:

Website
1140 Willagillespie Road, Eugene, OR 97401
  • Multiple Policy Types

Why choose this provider?

Affordable Insurance Solutions is an independent insurance agency serving customers in the Eugene metro area. It helps clients secure a renters' insurance policy to financially protect themselves and their personal belongings. The renters' insurance sourced by the company includes liability protection, coverage for personal possessions, and additional living expenses. Affordable Insurance Solutions partners with insurance companies such as Progressive, Safeco Insurance, and Bristol West Insurance Group to find the policy that meets clients' requirements. The firm also provides auto, health, life, boat, and restaurant insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (135)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
366 East 40th Avenue, Eugene, OR 97405
  • Multiple Policy Types

Why choose this provider?

The Pick Insurance is an agency that serves clients in Eugene. With over 15 years in the industry, its insurance agents represent multiple insurance carriers to offer clients insurance plans that fit unique needs. They have renters' insurance policies that protect personal items if destroyed by fire or a natural disaster. Additionally, the policy pays for the repair and replacement costs for lost possessions. Its team performs risk assessments and provides an objective analysis of the marketplace, allowing clients to make informed decisions.

License Verified:

License: 100226253

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2676 River Road, Eugene, OR 97404
  • Multiple Policy Types

Why choose this provider?

Established in 2003, Culbertson Insurance Agency is an independent firm composed of a team of local agents in Eugene. They have a combined experience of over 30 years in finding ways to achieve maximum protection for clients with various financial goals and needs. Culbertson Insurance Agency's renters' insurance policies provide coverage plans for belongings and other valuable items in the event of theft or damage. It also has coverage for bodily injury and medical payments.

License Verified:

License: 100163809

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Website
2791 Oak Alley, Eugene, OR 97405
  • Multiple Policy Types

Why choose this provider?

Asa Rowlett is an insurance agent representing American National Insurance and serving the Eugene area. He offers renters' insurance plans that cover expenses for damages caused by fire and smoke, theft and vandalism, medical bills and personal liability, windstorm, and lightning. He also handles other products, like life, business, health, homeowners', auto, and farm and ranch insurance. Moreover, Asa has been in the insurance industry since 2014 and is currently licensed in the states of Oregon, Washington, and Idaho.

License Verified:

License: 11597630

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
201 East 17th Avenue, Eugene, OR 97401
  • Multiple Policy Types

Why choose this provider?

Mayra Quaas has been with State Farm since 2014. She is a local agent with an educational background in business and professional experience in sales and office management. Moreover, Quaas helps individuals in Eugene to obtain renter's insurance in case of unexpected events. She also offers financial protection through annuities, banking, and insurance financial reviews. Her other insurance products cover properties and homeowners. Additionally, Quaas and her team of client-focused professionals are fluent in Spanish.

License Verified:

License: 17364067

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (57)
Facebook
5.0 / 5 (1)

Website
210 Oakway Road, Eugene, OR 97401
  • Multiple Policy Types

Why choose this provider?

Fruin Group is an independent insurance firm in Eugene. It provides an array of products including renters' insurance, which covers personal properties against damage or theft. Clients have the option to include medical payments coverage for expenses incurred by visitors who get injured at a customer’s residence, regardless of fault. It also offers other policy options like homeowners' insurance, landlord protection, and condo insurance. Mike Fruin, the company’s owner, has almost 40 years of industry experience.

License Verified:

License: 100160027

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
116 State Highway 99 North, Eugene, OR 97402
  • Multiple Carriers

Why choose this provider?

Eugene-based Nova Insurance is an independent insurance firm serving clients across Oregon. It provides insurance coverages for homeowners and renters and procures policies for condos, townhouses, and mobile homes. The firm also offers business insurance and life plans with whole and term life policies. Business and vehicle insurance plans are also available. Nova Insurance comprises Laura Gershman and Justin Birch, a husband-and-wife team with more than a decade’s worth of combined experience. They also extend their services to Arizona and Washington.

License Verified:

License: 100209550

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • If your house is damaged by fire, can your renters' insurance in Eugene cover the cost of your temporary housing?

    Yes, if your house in Eugene is damaged by fire, your renters' insurance's loss of use coverage can help you pay for your temporary housing expenses. These may include hotel or rental home costs. Moreover, it can cover your additional utility and fuel costs, cooking supplies, grocery bills, and moving costs. Additionally, loss of use coverage pays for parking and public transportation and laundry fees.

  • Are tenants required to purchase renters' insurance in Eugene?

    It depends on the situation. Renters' insurance is not legally required in Eugene. However, some landlords and property management companies require tenants to have one. Through this type of personal protection plan, both tenants and landlords are protected from out-of-pocket expenses in case of theft, burglary, fires, and storms.

  • How can you lower your renters' insurance costs in Eugene?

    You can lower your renters' insurance costs in Eugene by raising your deductible. You can pay more deductibles to lower your premium. However, doing so may lead to more out-of-pocket expenses in the future. Moreover, to reduce your renters' insurance cost, you can lower your liability and personal property coverage.

  • What factors affect renters' insurance rates in Eugene?

    In Eugene, renters' insurance rates are impacted by policyholders' claims history. If tenants have recent claims, they are more likely to pay more insurance premiums. Insurance costs also depend on tenants' credit scores, location, type of coverage, and deductible. Furthermore, if tenants have building features like fire alarms, smoke detectors, and deadbolts, their insurance premiums may be reduced.

  • If your guest slipped and fell inside your rental home, does your renters' insurance in Eugene cover their medical expenses?

    Yes, if your renters' insurance has guest medical protection coverage, your policy can cover their medical expenses if they slip and fall inside your property. If an accident happens inside your rental home and causes serious injuries, you are legally responsible for paying the victim's hospital bills and lost income.

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