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Best Life Insurance Companies in Eugene

2023

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Website
2930 Chad Drive, Eugene, OR 97408
  • Life Insurance
  • Health Insurance

Why choose this provider?

WHA Insurance is an agency that helps Eugene area businesses and individuals that seek assistance in determining suitable insurance policy options. The agency helps clients secure life insurance coverage to shoulder financial burdens such as debts, mortgage payments, and estate taxes. Its agents also handle insurance needs for disabilities, long-term treatment, and business continuation. Besides determining policies, WHA Insurance also regularly monitors clients' insurance programs to help them manage financial risks. The agency has been providing services since 1950.

License Verified:

License: 100153802

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
210 Oakway Road, Eugene, OR 97401
  • Individual Plans
  • Life Insurance

Why choose this provider?

Fruin Group is an insurance agency that provides coverages and premiums to individuals and commercial enterprises in Eugene, Oregon. The company offers life insurance to help clients prepare for future personal and financial needs. In addition, it also lends its hand to customers seeking aid in cases of natural calamities such as floods and earthquakes. Mike Fruin, the company owner, has been in the industry since 1983 and continues to prove his skills as a successful agent.

License Verified:

License: 100160027

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1011 Valley River Way, Eugene, OR 97401
  • Life Insurance
  • Health Insurance

Why choose this provider?

Margaret Hopkins is an insurance agent based in Eugene who set up her own agency under State Farm. She specializes in offering life insurance options that are available in whole, term, and universal. She provides insurance solutions that cover auto, homes, properties, health, and pets. She likewise works with local businesses to provide insurance coverage for assets, employee benefits, and workers' compensation. Margaret is also experienced in assisting clients with out-of-state transfers to Lane County, Eugene, and Springfield. She has been working with State Farm for more than 5 years.

License Verified:

License: 17761054

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (53)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
350 Northwest Elks Drive, Corvallis, OR 97330
  • Life Insurance

Why choose this provider?

The Hanson Insurance Group offers life insurance in Eugene and the surrounding areas. As an independent agency, the company provides life insurance policies that are tailored to fit the clients' specific needs. The agents at this firm have experience offering protection to individuals and businesses. In addition, they customize long-term care insurance, key person insurance, second-to-die insurance, and mortgage protection insurance. Hanson Insurance Group represents various insurance carriers, such as Progressive, Safeco Insurance, and American Modern.

License Verified:

License: 1009541

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2677 Willakenzie Rd 1, Eugene, OR 97401
  • Life Insurance

Why choose this provider?

Emerald Insurance Agency is a full-service brokerage that serves individuals and businesses in Eugene. With access to policies from a wide range of carriers such as Progressive, Foremost Insurance Group, Kemper, and Hagerty, its team is able to provide quotations for life, umbrella, home, auto, pet, and business insurance. The agency also furnishes protection plans to insure churches and the people that operate them. Emerald Insurance Agency was founded by Todd Bennett seven years ago.

License Verified:

License: 100250264

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
806-B A Street, Springfield, OR 97477
  • Life Insurance

Why choose this provider?

The Insurance Place is an independent insurance agency that provides insurance services to residents and businesses of Eugene and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages, such as life insurance, annuity plans, and final expense insurance. Additionally, it provides health insurance packages like Medicare Advantage plans, Medicare Supplement plans, individual health insurance, and prescription drug plans. Michael Reddy founded the company in 2001 after moving to Eugene.

License Verified:

License: 100162758

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
116 State Highway 99 North, Eugene, OR 97402
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Nova Insurance has nearly two decades of experience fulfilling the insurance needs of individuals, families, and businesses in Eugene. This independent agency provides life insurance protection through its whole life, term life, and long-term care policies. Its areas of expertise are personal and commercial insurance products, which include property, auto, personal umbrella, and general liability. Moreover, Nova Insurance utilizes modern technology and green practices. It offers its insurance shopping and management services in Arizona and Washington.

License Verified:

License: 100209550

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (21)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 Southwest 4th Street, Corvallis, OR 97333
  • Life Insurance
  • Health Insurance

Why choose this provider?

Marie Sandman is the owner of Corwin Insurance Agency, which serves clients in Eugene. It compares and contrasts the life insurance plans of over 10 different carriers, such as The Hartford and Progressive. It also processes insurance claims and billings to any of these carriers. Additionally, it can update life insurance policies to add new beneficiaries and cover new mortgage rates. The agency was originally founded in 1977 by Jim Corwin, who sold it to Marie and her husband Rick 20 years later.

License Verified:

License: 3457679

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Does a life insurance plan in Eugene have living benefits?

    Yes, aside from death benefits, life insurance plans in Eugene also have living benefits. Permanent life insurance has a cash value, which also serves as a tax-free savings account for the policy owner. Unless the money is withdrawn, the policyholder does not pay taxes on the growth of the cash value. The policy owner may take out a loan against the policy's cash value to help with expenses or even pay for the insurance's premiums or additional coverage.

  • Does a person's health condition have an impact when applying for life insurance in Eugene?

    Yes, an individual's health condition has a huge impact when applying for life insurance in Eugene. Insurance providers consider one's health as it correlates with how long they will live. Healthy people are looked upon as having a low risk of early death. In the underwriting process done by life insurance firms, several variables are taken into consideration when assessing a person's health. This includes their age, gender, height, weight, family history, medical history, smoking status, and lifestyle.

  • Can you have multiple life insurance policies in Eugene?

    Yes, you can have multiple life insurance policies in Eugene. Getting additional life insurance is beneficial if your number of dependents or assets increases. Rather than paying one uniform premium over the life of one policy, stacking multiple term life insurance policies helps you pay lower premiums over the lifetime of several policies. Moreover, buying policies from various insurance providers gives added protection.

  • When should you consider getting life insurance in Eugene?

    Life insurance is intended to provide your family or dependents with financial assistance in the event you pass away. While there is no specific age requirement to get life insurance in Eugene, you should most likely consider getting one if your family relies on your income to pay monthly expenses. It is also recommended to get life insurance at a younger age, as the premiums are cheaper.

  • Can you add a minor child as a beneficiary to a life insurance policy in Eugene?

    In Eugene, policyholders have the option to list their minor children as beneficiaries of their life insurance policy. However, this can be difficult because, in the event you die, a judge will need to decide who will control the proceeds. A minor does not yet have the logical thinking to manage his/her own finances; thus, there will be a need to establish a guardian for him/her. The minor beneficiary will only be able to access the policy owner's death benefits by the time he/she reaches 18 years old. Alternatively, you can set up a trust for your minor child's benefit.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.