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Best Health Insurance Agencies in Bend

2024

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Providers

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Website
1720 Northeast 4th Street, Bend, OR 97701
  • Health Insurance

Why choose this provider?

Bend-based insurance agency Fall River Life & Health Insurance Solutions, Inc., provides insurance options for residents in the metro and the surrounding communities. It is an independent Medicare-only agency, making it well-acquainted with all the available local and national Medicare plans. The firm helps clients with annual reviews to adjust coverage accordingly as their needs change. Michelle Thomas founded Fall River Life & Health Insurance Solutions, Inc. in 2009. She has been working in the Medicare market since 1991.

License Verified:

License: 100170047

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Website
60912 Grand Targhee Drive, Bend, OR 97701
  • Health Insurance

Why choose this provider?

Bend Medicare is an independent agency that represents and assists in securing insurance plans for customers in Bend and its nearby areas. It was established in 2014 and has since focused on providing Medicare assistance to clients who are 65 or older, with certain disabilities, amyotrophic lateral sclerosis, or end-stage renal disease. The agency educates clients about their Medicare options to ensure that they get and understand their plans' coverage. Additionally, Bend Medicare can arrange supplement plans to cover deficiencies in clients' policies.

License Verified:

License: 100173343

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
740 NE 3rd St. Suite 3-194, Bend, OR 97701
  • Individual Plans
  • Group Plans
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bend Health Insurance offers a range of risk management solutions to policy buyers in the Bend metro. It provides health insurance policies and dental and vision coverage for individuals, families, and groups. Medicare Supplement, Advantage, and prescription drugs coverage are available. Bend Health Insurance also carries short-term medical coverage, travel health policies, health coverage for immigrants, and health savings accounts. In addition, the brokerage has insurance plans for homes and automobiles.

License Verified:

License: 2544137

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
320 SW Upper Terrace Drive, Suite 101, Bend, OR 97702
  • Health Insurance

Why choose this provider?

Health Insurance Strategies, LLC, is an agency that serves clients in Bend. It offers a variety of health insurance plans, including Medicare Advantage, Medicare Supplements, dental, and vision plans. The agency works with several insurance carriers, including Moda, Providence Health Systems, and Health Net. Its staff has more than 50 years of combined experience in offering employee and individual health care benefits. Health Insurance Strategies specializes in integrating health insurance with tax strategies to provide clients with insurance products that suit their goals.

License Verified:

License: 3000078276

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1050 SE 3rd Street, Bend, OR 97702
  • Health Insurance

Why choose this provider?

Since 2005, State Farm insurance agent Paul Finch has been providing Bend-based clients with health and life insurance options. He helps them get the protection they need during unexpected situations. He offers insurance products with auto, home, and business coverage. Finch also assists renters in getting their insurance plans, as well as individuals who want to obtain financial services and recreational vehicles policies. While keeping his commitment to lifelong learning, he has received various designations like Chartered Financial Consultant, RICP, and CASL.

License Verified:

License: 8559380

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (199)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2214 NE Division, Ste 109, Bend, OR 97703
  • Life Insurance
  • Health Insurance

Why choose this provider?

Located in Bend, Jim Bowlin provides financial solutions to clients throughout the metro. He works as a State Farm agent and offers health insurance options, like Medicare Supplement and short-term disability insurance. Bowlin also handles life insurance and advises clients on options like whole and term life plans. He helps business owners mitigate financial risk through various commercial insurance products, like workers' compensation and builder's risk insurance. Bowlin has been in the insurance industry for more than 25 years.

License Verified:

License: 1500218

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (39)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
145 NE Revere Avenue Suite 2, Bend, OR 97701
  • Life Insurance
  • Medicare Supplements
  • Health Insurance

Why choose this provider?

Blake Ettestad helps clients in Bend and the surrounding areas obtain a variety of insurance solutions. As a State Farm insurance agent, he gives individuals and families access to a selection of protection plans for life, health, home, auto, pet, and business. He also offers investment guidance regarding banking, annuities, and mutual funds. Blake and his team have over 60 years of combined industry experience. This agency's mission is to help clients live confidently by insuring them and their assets.

License Verified:

License: 18091367

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (92)
Facebook
4.8 / 5 (24)
Yelp
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1824 NE Division St. Suite F, Bend, OR 97701
  • Individual Plans
  • Group Plans
  • Health Insurance
  • Medicare
  • Home & Auto Insurance

Why choose this provider?

An insurance agent for more than a decade, Steve Thill with AIC Insurance Agency offers health insurance solutions to individuals and families in Bend. Steve's insurance policies seek to safeguard the health of policyholders and their families by eliminating the substantial financial risk when clients are faced with costly medical care. The agent also provides health insurance plans to businesses and organizations to secure financial protection for their employees and members in case of unexpected injuries.

License Verified:

License: 8218002

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the major components of health insurance plans in Bend?

    Health insurance plans in Bend are composed of deductibles, copays, and maximum out-of-pocket expenses. These factors establish the cost-sharing structure for policyholders' healthcare expenditures. The deductible refers to the annual threshold that policyholders must personally cover before their insurance provider starts covering healthcare expenses. A co-payment is a fixed amount applicable to each healthcare bill after policyholders have met their deductible requirements. The out-of-pocket maximum represents the annual limit on the highest amount policyholders should spend under their healthcare coverage.

  • When can Bend residents make modifications to their individual health insurance policies?

    In Bend, individuals with health insurance policies have the opportunity to initiate, terminate, or modify their health coverage during the annual open enrollment period, spanning from November 1st to December 15th. Moreover, they can adjust their health plans through special enrollment, provided they experience a qualifying life event such as the birth of a child, marriage, or loss of coverage due to divorce.

  • What are the advantages and disadvantages of short-term health plans for people living in Bend?

    Residents of Bend can find short-term health plans advantageous, particularly when they require temporary coverage. These plans offer significant value to individuals starting a new job since they require a probationary period before traditional benefits become accessible. Short-term health plans can provide coverage for as little as one month or extend up to six months. It is important to note that these plans exclude coverage for pre-existing medical conditions.

  • What is the difference between Medigap and Medicare Advantage plans that residents of Bend must know?

    Residents of Bend should understand that Medicare Advantage plans combine medical and prescription benefits within a single policy. Such plans may include additional perks like vision, dental, and gym memberships. On the other hand, Medigap policies come with a minimal deductible and usually do not involve copayments for services, focusing solely on medical coverage and necessitating the inclusion of a separate prescription plan.

  • What are the different methods that insurance companies use to determine the pricing for Medicare Supplement plans in Bend?

    In Bend, insurance companies establish the pricing structure for Medicare Supplement plans through three different methods: community-rated, issue-age-rated, and attained-age-rated approaches. In community-rated plans, the cost remains constant, irrespective of the individual's age or gender. The age of the enrollee at the time of registration is what determines the Medigap premium for issue-age-rated policies. In attained-age-rated premiums, the premium amount rises as the individual ages.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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