Expertise.com

Best Mortgage Brokers in Tulsa

2024

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Website
6100 S. Yale Avenue, Suite 1100, Tulsa, OK 74136
  • Refinance

Why choose this provider?

The Hallford Team at Cornerstone Home Lending, Inc. guides clients in Tulsa throughout the home transaction process. It comprises seasoned professionals who provide various mortgage options. Its home loan programs include conventional, FHA, VA, and renovation loans. Most of its clients opt to refinance due to several reasons, including switching from adjustable-rate to fixed-rate mortgage, shortening or lengthening the loan term, securing a better loan, and debt consolidation. Its mortgage advisor, Josh Hallford, has been in the industry since 2015.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8556 East 101st Street, Tulsa, OK 74133
  • Refinance
  • Multi-Family Loans

Why choose this provider?

Advantage One Mortgage is a company servicing the Tulsa community. It works with lenders to assist clients looking to purchase or refinance a home by providing a wide range of home loan products, such as fixed-rate and adjustable-rate loans. A variety of loan programs is available. Its team of professionals creates custom loans that can be based on the needs and preferences of each client. The company's website presents a feature where clients can view instant live rates and closing costs.

License Verified:

License: 209266

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Tulsa, OK
  • New Construction
  • Reverse Mortgages
  • Conventional Loans
  • FHA Loans
  • Renovation

Why choose this provider?

US Mortgage Corporation is a full-service mortgage brokerage company that serves clients in Tulsa and the surrounding localities. The firm assists individuals and families in realizing their homeownership goals by helping them find the right mortgage loan that fits their needs. Its mortgage brokers also supports clients in keeping a good credit score for loan applications. The company has served over 33,000 individuals since 1994. Steven Milner, the firm's founder, possesses over 40 years of experience in mortgage banking.

License Verified:

License: 3901

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.5 / 5 (13)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13720 East 86th Street North, Owasso, OK 74055
  • Refinance

Why choose this provider?

1st Capital Mortgage LLC serves clients in Tulsa and the rest of the state. The firm works with both first-time homebuyers and homeowners seeking to finance a new purchase, consolidate debt, or refinance an existing loan. It carries various mortgage products, including conventional, FHA, VA, and USDA rural development loans. The firm also offers home equity loans and construction-to-permanent refinancing. Native American-184 loans are also available. 1st Capital Mortgage comprises loan specialists with significant professional experience.

License Verified:

License: 398026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (130)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6012 E 112th Pl, Tulsa, OK 74137
  • Refinance

Why choose this provider?

Mortgage Partners is a brokerage that caters to clients throughout Tulsa and neighboring communities. It offers a variety of loan options for clients looking to purchase a new home or refinance their current ones. It provides adjustable-rate, FHA, jumbo, USDA, and VA loans. It also offers construction loans and flex-term refinancing. Its team helps clients find the mortgage solution that suits their needs and rate preferences. As an independent mortgage broker, it represents various lenders in the industry.

License Verified:

License: 2188102

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Website
1115 S. Lewis Ave. Suite D, Tulsa, OK 74104
  • Refinance

Why choose this provider?

Cityscape Home Mortgage is a firm that meets the needs of clients in Tulsa and its nearby areas. Its lenders provides consultations with prospective homebuyers and property owners to identify their needs and long-term objectives. The company communicates with appraisers to gauge the status of the local market. It also handles the underwriting process, which involves title work, taxes, and other requirements. Its processing team keeps clients updated on the status of their applications.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (66)
Google
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2007 East 15th Street, Tulsa, OK 74104
  • Refinance

Why choose this provider?

Midtown Mortgage is comprised of a team of brokers that serves Tulsa and the surrounding communities. It offers its services to clients looking to buy their first home or those who want to refinance. Through the company's website, clients can submit loan applications or pre-qualify for home loans at their own convenience. The company offers a comprehensive selection of loan products, including FHA, VA, HUD 184 Indian Loan, and 203K. Additionally, Midtown Mortgage can assist with refinancing programs suited for the unique situations of local borrowers.

License Verified:

License: 811419

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7136 S. Yale Ave. Suite 100, Tulsa, OK 74136
  • Refinance

Why choose this provider?

Regent Mortgage is a division of Regent Bank, which has been serving its clients’ needs since 1898. Its Tulsa-based team works with various lenders and helps homebuyers determine the mortgage program that fits their needs, which include adjustable- and fixed-rate, bridge, construction, investment property, and vacation home. It assists them throughout the process and are always available to answer queries. Its senior vice president, Scott Veitch, carries over 30 years of experience in the mortgage industry.

License Verified:

License: 453858

Nationwide Multistate Licensing System and Registry

Website
4700 Gaillardia Pkwy, Ste 101-A, Oklahoma City, OK 73142

Why choose this provider?

Kim Altier is a mortgage broker that helps clients in Tulsa. She is part of Stride Mortgage, a division of Stride Bank NA. She assists homebuyers in refinancing, purchasing, and vending houses. Her loan programs include FRM, ARM, FHA, and VA mortgages. Her fixed-rate mortgages are available in 10- to 30-year terms. She also has decision-making tools and calculators for mortgage, interest-only, APR, extra payment, and refinancing. Stride Bank has been helping customers for over 107 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10827 S Memorial Dr C, Tulsa, OK 74133
  • Refinance

Why choose this provider?

Scissortail Home Loans' team handles the loan process of clients across Tulsa. These loan experts provide a variety of programs, including conventional, FHA, VA, second home, and jumbo loans. They also assist clients with processing their down payments and applying for loans for first-time homebuyers. The company's mortgage lenders also provide personal consultation and mortgage planning. For those looking to refinance their mortgage, Scissortail Home Loans assists in customizing loan details such as term duration and interest rate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (228)
Zillow
5.0 / 5 (118)
Facebook
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10827 South Memorial Drive, Tulsa, OK 74133
  • New Construction

Why choose this provider?

Tulsa Mortgage Guy is a mortgage brokerage through Scissortail Financial. It is owned by Wayne Pope, a mortgage consultant who is committed to meeting the lending needs of his clients in Tulsa. Some of the loan programs he offers are conventional, downpayment assistance, jumbo mortgage, VA and FHA loans, and section 184 Native American loans. Pope is focused on giving his clients the necessary information to help them make knowledgeable decisions. He works with homeowners as well as first-time homebuyers.

License Verified:

License: 391580

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
10425 S. 82nd E. Ave., Suite 106, Tulsa, OK 74133
  • Refinance

Why choose this provider?

Jeff Moser is a loan originator and mortgage broker who serves clients in and around the Tulsa area who are looking to purchase or refinance a residential property. He offers multiple types of loan programs, including FHA, VA, and USDA. He also provides different loan options such as conventional and jumbo programs. His other loan offerings include both fixed and adjustable rates. He has been assisting and educating borrowers with their financial decisions for almost 25 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3902 East 51st Street, Tulsa, OK 74135
  • Refinance

Why choose this provider?

Alfredo Madrid is a mortgage broker who serves clients from Tulsa. He helps individuals to find the right home loan options with the best interest rates. He specializes in a variety of loan products and is well-versed in the entire processes of underwriting, closing, and post-closing. Madrid serves as the branch manager of Supreme Lending, which has been operating since 1999. He leads a team of loan specialists that is dedicated to providing quick and convenient services at all times.

License Verified:

License: 266006

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (274)
Facebook
4.9 / 5 (33)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
321 South Boston Avenue, Tulsa, OK 74103
  • Refinance

Why choose this provider?

United Fidelity Funding Corp helps Tulsa clients purchase their first homes by offering mortgage loan programs. The brokerage firm provides FHA mortgage, downpayment assistance and grants, and USDA zero-downpayment mortgage loans. Its professionals guide homebuyers throughout the buying process and offer them mortgage options that match their specific needs. Additionally, they provide refinancing to homeowners who want to reduce their monthly payments or pay their loans off quickly. Theresa Swift, the branch manager, has been a mortgage professional for nearly two decades.

License Verified:

License: 34381

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.