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Best Health Insurance Agencies in Tulsa

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Affordable Life & Health logo
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License Verified:

License: 90623

Oklahoma Insurance Department

Affordable Life & Health

3105 East Skelly Drive, Tulsa, OK 74105
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  • Individual Plans

Business Description

Affordable Life & Health is an independent insurance agency that has been operating in Tulsa since 1993. Its broker, Les Stanfill, is a Medicare specialist who assists clients in determining the right type of Medicare plan based on their needs and preferences. A wide range of Medicare options is available, such as Original Medicare, Medicare Advantage, Medicare Supplement, hospital and medical coverage, and prescription drug plans. Stanfill helps veterans in acquiring the medical care plans they deserve.

License Verified:

License: 90623

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bankers Life logo
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License Verified:

License: 100233899

Oklahoma Insurance Department

Bankers Life

7633 East 63rd Place, Tulsa, OK 74133
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  • Life Insurance

Business Description

Bankers Life is an independent agency that serves Tulsa and the surrounding communities. It specializes in providing health insurance products like long-term care, supplemental health, and Medicare Supplement plans. The company also offers life insurance and annuity policies. Apart from insurance, Bankers Life also handles financial services, such as brokerage and advisory needs, mutual funds, equity and fixed income securities, and investment management. It has a website that allows clients to view and manage their policies, upload and download documents, and make payments.

License Verified:

License: 100233899

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
2.0 / 5 (283)
Google
3.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clary Insurance logo
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License Verified:

License: 100199069

Oklahoma Insurance Department

Clary Insurance

427 South Boston Avenue, Tulsa, OK 74103
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Clary Insurance is an independent agency that serves Tulsa and the surrounding areas. It provides health insurance solutions, including individual health, Medicare Supplements, and short-term and long-term care plans. Senior citizens can also choose from a wide variety of policies that help with the cost of deductibles, co-payments, and co-insurance. Moreover, some of the company's Medicare plans include dental, vision, and prescription coverage. Clary Insurance also offers other personal and commercial insurance plans, like auto, home, life, and business insurance.

License Verified:

License: 100199069

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Daemi Group Insurance logo
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License Verified:

License: 100105269

Oklahoma Insurance Department

Daemi Group Insurance

10798 East 41st Street, Tulsa, OK 74146
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  • Individual Plans
  • Life Insurance

Business Description

Daemi Group Insurance provides clients in Tulsa with health, dental, and vision insurance plans. It also offers other financial insurance products, which cover term life and whole life insurance policies. Its property and casual insurance products, on the other hand, include insurance bonds, flood insurance, roadside assistance, business owner package insurance, and umbrella insurance. Lastly, Daemi Group Insurance represents multiple carriers, such as American Modern, Blue Cross Blue Shield, Kemper, Sagamore Insurance Company, and UnitedHealthcare.

License Verified:

License: 100105269

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Derby Insurance Solutions logo
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License Verified:

License: 100132270

Oklahoma Insurance Department

Derby Insurance Solutions

820 North Sycamore Avenue, Broken Arrow, OK 74012
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  • Individual Plans
  • Life Insurance

Business Description

Derby Insurance Solutions is an independent agency that serves the residents of Tulsa and nearby communities. It partners with several providers to offer health insurance solutions for individuals, families, and senior citizens. The company also offers coverage for Native Americans. Bob Derby, the company's owner, has been in the industry for more than 20 years. He works with a professional network of experienced CPAs and attorneys to assist clients with their planning strategies.

License Verified:

License: 100132270

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Strategies Incorporated logo
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License Verified:

License: 10014411

Oklahoma Insurance Department

Insurance Strategies Incorporated

5530 South 79th East Place, Tulsa, OK 74145
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  • Life Insurance

Business Description

Insurance Strategies Incorporated is an independent health insurance agency owned by Alan Bryan that offers financial security in Tulsa and the nearby communities with its health insurance products. It has a wide range of programs such as individual and family health, Medicare, disability, long-term care, and affordable care act. It also offers group benefits for businesses. Some of its coverage inlude health reimbursement arrangements and flexible spending accounts. Alan is a member of the National Association of Health Underwriters.

License Verified:

License: 10014411

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KVest Health Insurance logo
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License Verified:

License: 3000796996

Oklahoma Insurance Department

KVest Health Insurance

8263 North Owasso Expressway, Owasso, OK 74055
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  • Life Insurance

Business Description

KVest Health Insurance is a health insurance agency in Owasso serving the Tulsa area and its nearby communities. The agency guides its clients in choosing the best insurance coverage for them among general health & Medicare, accidental & hospital indemnity, and dental & vision insurance. The owner, Kathy, is a specialist in prescription drug plans, hospital indemnity, Medicare supplements, and Medicare advantage. She also has a medical assistant certificate and teaches a class to seniors on Turning 65 Medicare.

License Verified:

License: 3000796996

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legacy Insurance Advisors logo
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License Verified:

License: 10013363

Oklahoma Insurance Department

Legacy Insurance Advisors

1401 South Cheyenne, Tulsa, OK 74119
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  • Individual Plans
  • Life Insurance

Business Description

Headquartered in Tulsa, Legacy Insurance Advisors is a local insurance agency that provides insurance services to residents and businesses in the area. It carries health insurance plans like Medicare supplements, Medicare advantage plans, Medicare Part D prescription plans, disability insurance, and long-term care. Additionally, it provides financial and insurance services like retirement income planning, estate planning, life insurance assessments, education planning, and income & asset protection. Jason Van Valkenburg, born and raised in Tulsa, is the agency president.

License Verified:

License: 10013363

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (5)
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reliant Insurance logo
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License Verified:

License: 3000899519

Oklahoma Insurance Department

Reliant Insurance

8023 East 63rd Place, Tulsa, OK 74133
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Reliant Insurance delivers financial and insurance services to clients in Tulsa. It offers health coverage for dental or vision, major and short-term medical, and Medicare Supplements. Reliant Insurance aids customers in searching for Medicare plans that are suitable to their individual needs and budget. The company also provides employee benefits that cover products like health insurance for groups and 401(k) profit-sharing plans. Also available are life insurance policies like term life, universal life, whole life, mortgage, and retirement.

License Verified:

License: 3000899519

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shawn Ferestad logo
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License Verified:

License: 149421

Oklahoma Insurance Department

Shawn Ferestad

535 West Douglas Avenue, Tulsa, OK 67213
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  • Individual Plans
  • Life Insurance

Business Description

Serving Tulsa, Shawn Ferestad State Farm Agency is a self-owned company with over ten years of combined experience in the insurance industry. Shawn Ferestad has been a State Farm agent since 2018 and is a member of the Chamber of Commerce and WIBA. The company offers insurance and mortgage needs, including auto insurance, home, property, business, life, and health throughout Wichita, Kansas, and Oklahoma. The agency seeks to provide excellent quality insurance and financial services to meet the clients' needs.

License Verified:

License: 149421

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (103)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mcnett Agency logo
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License Verified:

License: 100252398

Oklahoma Insurance Department

The Mcnett Agency

4500 South Garnett Road, Tulsa, OK 74146
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  • Individual Plans
  • Group Plans

Business Description

The Mcnett Agency is a health insurance expert that has been providing its services to clients in Tulsa and other areas since 1980. It helps clients find the best company and policies that would cater to their specific needs. The agency offers a wide range of products such as dental, life, Tulsa Medicare, vision, and group health insurance. Its major providers include United Healthcare, Community Care, and Delta Dental. The agency has also been certified as a qualified agent by the Department of Health and Human Services.

License Verified:

License: 100252398

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs