Best Credit Repair Companies in Oklahoma City

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

Oklahoma City, OK
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Business Description

Credit Saint offers comprehensive credit repair programs that are tailored to the unique needs of its clients. It aims to educate people on their credit and the different packages that are available for them. These come in different levels, including Clean Slate, Credit Remodel, and Credit Polish packages. The process of this Oklahoma City credit restoration specialist involves creating a credit monitoring account for the client and analyzing their credit history to determine a credit repair solution.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Credit Fitness Financial logo
FEATURED
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Credit Fitness Financial

101 Park Ave Suite 1300, Oklahoma City, OK 73102
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Business Description

Credit Fitness Financial serves individuals, families, and business owners in Oklahoma City and the surrounding locations. Its case analysts and advisors work closely with clients to develop personalized strategies that can help them clean up their bad or negative credit history due to unpaid credit card bills and child support payments. They also assist debtors in preparing and filing dispute letters. Customers can access their accounts through an online portal available 24/7. Credit Fitness Financial extends its services to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Oklahoma City, OK

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (90)

Price: Free Credit Report Consultation

Consumer Credit Counseling Service logo
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Consumer Credit Counseling Service

Oklahoma City, OK 73101
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Business Description

For over 45 years, Consumer Credit Counseling Service has provided credit repair services in Oklahoma City and the surrounding areas. Its certified financial coaches review credit reports for errors and outdated information and offer recommendations on improving credit scores. They assist with disputing errors on credit reports and deliver solutions to clients who have student loans, bankruptcy, foreclosures, and late payments on their records. Consumer Credit Counseling Service provides credit counseling services that include debt management plans, loan settlements, and negotiations. The firm's credit coaching program educates clients to read and interpret credit reports as well as calculate their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Coach Queen logo
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Credit Coach Queen

3030 NW Expressway Ste 200, Oklahoma City, OK 73112
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Business Description

Credit Coach Queen is a credit repair company in Oklahoma City run by Becky Estep. The company offers credit repair packages, which are available for both couples and individuals and are customizable depending on a client's needs. These packages emphasize educating clients about how to fix and build credit so they can improve their financial outlook. Additionally, Credit Coach Queen disputes errors on clients' credit reports with the goal of deleting incorrect items. Credit coaching sessions are another area of focus for Ms. Estep. These sessions teach clients how to begin budgeting effectively, gain access to credit, and become a homeowner.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Coach Queen logo
Visit WebsiteWebsite

Credit Coach Queen

3030 Northwest Expy #200, Oklahoma City, OK 73112
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  • Credit Audit

Business Description

Credit Coach Queen serves individuals in Oklahoma City and the neighboring areas. The service provider has been repairing bad personal or commercial credit reports for over a decade. It conducts one-on-one coaching sessions to teach clients to build solid credit profiles. Its mentoring plan includes credit 101, deep dive credit, personal budgeting, consumer rights, and VIP strategy session. Founder Becky, a published author, was featured on Fox 25 as an expert speaker where she talked about how to fund businesses and acquire irresistible credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.7 / 5 (38)
Google
4.9 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dispute Bulls Credit Solutions logo
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Dispute Bulls Credit Solutions

3801 NW 63rd Ste. 140, Oklahoma City, OK 73116
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  • Debt Consolidation

Business Description

Dispute Bulls Credit Solutions is a company that helps individuals and families in Oklahoma City achieve financial freedom. It provides solutions that repair clients' credit records, such as disputing derogatory information across three credit bureaus, counseling and education, and ongoing support. It also offers monthly summary reports, credit score updates, and an online dashboard so clients get to monitor their progress. The company, with its team of credit repair specialists, has been rebuilding the financial future of clients for over 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Ncredible Credit logo
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Ncredible Credit

305 NW 5th St, Suite 1792, Oklahoma City, OK 73101
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Business Description

Ncredible Credit offers credit repair assistance to the residents of Oklahoma City. This firm helps clients regain their credit worthiness, improving their credit scores and enabling them to access new loans. Its credit specialists work closely with clients to understand their credit repair needs and provide suitable dispute options. They file dispute letters and strive to release regular updates until credit ratings are restored. Moreover, they assist in rebuilding credit profiles. Ncredible Credit also handles identity theft protection issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)
Nero Credit Repair logo
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Nero Credit Repair

121 East California Avenue, Oklahoma City, OK 73104
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Business Description

Nero Credit Repair provides individuals in the Oklahoma City area with credit restoration solutions. The company's consultants analyze each of the three credit reports for its clients. They challenge items that appear to be fraudulent and inaccurate negative ratings. The company's professionals also offer debt consolidation solutions and options for student loans. They have successfully negated items that continue to appear after the statute of limitations in addition to the duplicate reporting of items.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Elite Credit Repair logo
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Prime Elite Credit Repair

3000 United Founders Boulevard, Oklahoma City, OK 73112
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Business Description

Prime Elite Credit Repair is a credit repair company in Oklahoma City that helps customers improve their credit health so they can apply for loans, credit cards, apartments, and even employment. The company offers a personalized strategy to every customer, emphasizing ethical and professional methods of restoring credit health as they liaise with credit bureaus on clients' behalf. Prime Elite Credit Repair provides weekly education to help set clients up for better financial decisions in the future.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.5 / 5 (12)
Google
5.0 / 5 (3)
Progrexion logo
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Progrexion

7725 W Reno Ave, Oklahoma City, OK 73127
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Business Description

Progrexion is a credit repair company that has helped consumers in the Oklahoma City area to take charge of their credit for more than two decades. The firm analyzes credit reports and matches credit listings. It makes information requests to creditors and credit bureaus and launches personalized credit disputes to challenge inaccurate and obsolete items on credit reports. The company's credit experts handle divorce decrees, military service, identity theft, student loan rehabilitation, medical billing, and tax liens. They also provide credit score education, analysis, and monitoring. Progrexion updates clients on creditor and credit bureaus communications during each phase of credit restoration.

TRW Credit Services logo
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TRW Credit Services

3334 W Main St PMB 398, Norman, OK 73072
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Business Description

Founded in 2010, TRW Credit Services is an attorney-based, full-service consumer and business credit consulting organization serving the Oklahoma City area. It challenges and removes questionable, unverifiable, misleading, and outdated items from credit reports. This credit restoration process involves initiating and maintaining communication between creditors and the clients using the organization's web-based credit monitoring systems to receive credit improvement progress updates. The firm's business credit programs allow managers to access financial assistance for existing or new business ventures. Additional services include credit education, identity theft insurance and restoration, and fraud alert assistance. TRW Credit Services is a member of the National Association of Credit Service Organizations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vance the Credit Doctor logo
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Vance the Credit Doctor

425 West Wilshire Boulevard, Oklahoma City, OK 73116
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Business Description

Vance the Credit Doctor is a credit repair company that serves clients in Oklahoma City and surrounding areas. Founding Partner Vance Dotson helps clients understand consumer protection laws to effectively protect themselves against inquiring credit bureaus. Vance the Credit Doctor will assist clients who want to address inaccuracies in their credit report. It can also support clients through the correction process by removing collections, late payments, medical bills, student loans, and repossessions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (22)
Facebook
4.2 / 5 (5)
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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