Expertise.com

2024

Last updated:

Best Mortgage Brokers in Norman

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Norman Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

38Reviewed

26Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8309 South Pennsylvania Avenue, Oklahoma City, OK 73159
WebsiteLicense: 1141393

Expertise.com Rating

Review Sources

Google
4.0 (40)
Facebook
5.0 (3)

Why choose this provider?

Gold Financial Services is a mortgage brokerage firm serving the Norman metro. The firm is led by Rob Cole who aims to provide personalized mortgage options and help individuals or families reach their dream homeownership. Another part of the team is Todd Kitchen who aims to help clients make smart decisions in choosing the appropriate loan product for their needs. Gold Financial Services offers conventional, VA, FHA, and USDA loans for varied types of clients.

9400 South I- 35 Service Road, Oklahoma City, OK 73149
WebsiteLicense: 120886

Expertise.com Rating

Review Sources

Google
4.0 (88)
Facebook
5.0 (4)

Why choose this provider?

Citywide Mortgage provides residential mortgage solutions to clients in Norman. The business offers home loans fit for purchasing and refinancing properties. Its loan experts help first-time homebuyers in acquiring their dream homes and people who need to finance their home construction projects. The company features various website mortgage calculators, including annual percentage rates and debt consolidation. One of its loan officers, Brianna Jones, is an Accounting graduate who has been in the industry for 10 years.

  • Refinance

1101 Sovereign Row, Oklahoma City, OK 73108
WebsiteLicense: 398026

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (8)

Why choose this provider?

Max Mortgage is a mortgage broker serving clients in the Norman area. Its loan programs for home purchases include Jumbo, USDA, FHA 203k, Conventional, FHA, and VA, as well as the Native American or 184 Loan. It also has fixed-rate and adjustable-rate mortgage programs. It also offers assistance with mortgage refinancing for single and multi-family homes, townhouses, and condominiums. The company's team of mortgage professionals have over 75 years of combined experience in the industry.

  • Refinance

9400 South I- 35 Service Road, Oklahoma City, OK 73149
WebsiteLicense: 1161688

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (7)

Why choose this provider?

Kristin Meier is a mortgage loan officer who serves residents of Norman and nearby communities. She is from Citywide Mortgage, an Oklahoma City-based residential mortgage company. Kristin offers a variety of loan options, including conventional, FHA, and VA loans. She has one daughter with her husband of 13 years, Scott Meier. During her free time, Kristin loves painting, reading, and solving puzzles. She is also a health and fitness enthusiast who enjoys running, weightlifting, softball, and Pilates.

  • New Construction
  • Refinance

4801 Gaillardia Parkway, Oklahoma City, OK 73142
WebsiteLicense: 1886753

Expertise.com Rating

Review Sources

Google
5.0 (102)
Facebook
5.0 (6)
Yelp
3.0 (2)

Why choose this provider?

Fox Mortgage is an independent company serving Norman with services like pre-approvals, rate comparisons, refinancing analysis and plans, and property evaluations. It also offers traditional loans, handles adjustable-rate mortgages, provides plans for military vets and active service members, and assists clients who have been declined by private lending companies. Fox Mortgage likewise proffers USDA loans that provide benefits like funding residences outside the city limits and the absence of down payments. A client has praised the company for providing her the fastest refinancing process she has experienced.

  • Refinance
  • Purchase Transactions

501 Southeast 4th Street, Moore, OK 73160
WebsiteLicense: 1290090

Expertise.com Rating

Review Sources

Google
5.0 (100)
Facebook
5.0 (36)

Why choose this provider?

Lincoln Lending is a local financial services company serving Norman and areas throughout Oklahoma. It specializes in home lending products for first-time homebuyers and those looking to refinance a previous mortgage. The loan types available are conventional loans with 30-year fixed-rate term or lower, Jumbo loans for more expensive homes, FHA loans for low to middle-income buyers, and VA loans for veterans. In addition to these, the HUD-184 Loan is also offered for Native American tribe members.

  • New Construction
  • Refinance

1401 South Douglas Boulevard, Midwest City, OK 73130
WebsiteLicense: 233494

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
5.0 (13)

Why choose this provider?

Midwest City-based Premier Nationwide Lending agent Debbie Glenn serves residents in Norman and the surrounding communities. She handles loan options like fixed-rate loans, adjustable rates, VA, FHA, jumbo, and rural housing loans. Additionally, she provides down payment assistance in the form of grants or those that use second liens. Debbie likewise assists those availing the Homes for Texas Heroes program, which offers FHA loans to public servants like firefighters, police officers, and public security officers. It includes down payment and closing cost assistance.

  • New Construction
  • Refinance

570 24th Avenue Northwest, Norman, OK 73069
WebsiteLicense: 462274

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (3)

Why choose this provider?

First United Mortgage Group is a mortgage broker that has been serving Norman and the surrounding areas for over a century. It offers a broad range of residential loan options, including FHA, VA, USDA, and jumbo loans as well as fixed-rate and adjustable-rate mortgages. It also has programs for refinancing and construction. Its sales manager, Cheryl Koontz, aims to simplify the mortgage process and helps her clients understand the different loan programs available. She also handles mortgage underwriting, processing, closing, and funding.

  • Multi-Family Loans

3750 West Main Street, Norman, OK 73072
WebsiteLicense: 1054330

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (1)

Why choose this provider?

Oklahoma Premier Mortgage is a home loan specialist based in Norman. Its team customizes mortgage solutions for borrowers who are either purchasing homes for the first time, consolidating debt, or refinancing current loans. Included in its line of loan options are conventional, jumbo, FHA, HARP 2.0, and VA loans. The company is headed by Jonathan Boggs, who specializes in providing mortgage assistance for clients with low scores. He has been working in the lending industry for the past 16 years.

  • Refinance

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.