Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Lawton

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lawton Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

38

Reviewed

24

Curated

3

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1908 E Gore Blvd Suite B, Lawton, OK 73501
  • Multiple Carriers

Why choose this provider?

As a State Farm insurance agent, Jason Hosch serves Lawton and the surrounding communities by providing a wide array of insurance products and financial services. The lineup of insurance products he offers includes, but is not limited to, homeowners' insurance, renters' insurance, life insurance, auto insurance, health insurance, and business insurance. With renters' insurance, renters are protected from liability claims and loss or damage of personal belongings after a fire, theft, or vandalism.

License Verified:

License: 100172539

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (25)
Facebook
5.0 / 5 (24)

Website
6211 W Gore Blvd., Lawton, OK 73505
  • Multiple Policy Types

Why choose this provider?

Located in Lawton, Chris Middick is a State Farm insurance agent that caters to people in the city and nearby areas. He offers renters' insurance policies that protect clients' personal property and possessions. These can range from electronics and clothing to memorabilia and furniture. Chris also reviews policy options with his customers to recommend special add-ons for natural disasters, theft, and medical liability. An agent since 1999, he has a background in business administration and has won the Bronze Tablet Award five times.

License Verified:

License: 100104512

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
507 N SW Sheridan Rd,, Lawton, OK 73505
  • Home and Auto Insurance

Why choose this provider?

Based in Lawton, Dismuke Insurance Agency is a family-owned company that serves both individuals and businesses in the local metro. Its team of insurance agents assists clients in comparing a wide variety of insurance plans and selecting the one that matches their needs and preferences. Some of its insurance products include life insurance, commercial insurance, and rental properties insurance. Dismuke Insurance Agency is associated with Independent Insurance Agents of Oklahoma and has been in the industry for more than 25 years.

License Verified:

License: 100104469

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (26)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Should every tenant in Lawton get renters' insurance?

    Renters' insurance is not mandatory in Lawton and throughout Oklahoma. When it comes to protecting your belongings during crucial times, such as theft, fire, and other covered perils, purchasing one is the most effective way to do it. Additionally, renters' insurance not only protects your possessions in the event of an accident or emergency but also covers any legal fees and other costs associated with the incident.

  • If the engagement ring you were meant to give your significant other was stolen, can you file a claim against your renters' insurance in Lawton?

    Yes. Engagement rings can be replaced for up to $1,500 by your renters' insurance in Lawton. However, you should obtain extra coverage for your engagement ring to repair or replace it without a deductible if it's lost, stolen, or damaged. A replacement engagement ring will be provided if it is lost, stolen, or damaged in any way other than natural wear and tear.

  • How can you reduce your renters' insurance premiums in Lawton?

    Renters' insurance premiums can be reduced in Lawton by installing a burglar or fire alarm system. Depending on the security system you have set up, you may be entitled to a price reduction. In addition, you may qualify for a discount if you have not filed any claims in the past three years on your renters' insurance policy. Furthermore, if you have multiple qualifying policies with the same insurance provider, you can be qualified for a discount.

  • Can you add riders to your Lawton renters' insurance policy to provide additional coverage for your belongings?

    Yes. Since your renters' policy in Lawton may limit valuable items like jewelry and paintings, you can purchase riders to protect them. If the value of your belongings surpasses the policy's limit, you may be able to acquire a policy endorsement to cover their value. You can get a personal injury rider that covers slander and defamation damages, as well as legal fees. Additionally, water backup riders cover losses due to drain, sewer, and sump pump backups.

  • What affects renters' insurance rates in Lawton?

    In Lawton, one factor that impacts your renters' insurance rates is the location of your rental home. You pay more for coverage if your location has high crime and natural disaster risks. In addition, the price depends on the type of coverage you choose. Replacement cost is more expensive than actual value cost. Moreover, frequent claims can raise rates since the policyholder is riskier. A clean claims record lowers premiums.

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