Expertise.com

2024

Last updated:

Best Mortgage Brokers in Broken Arrow

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Broken Arrow Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37Reviewed

27Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6670 S. Lewis Ave # 200, Tulsa, OK 74136
  • Refinance

Why choose this provider?

ZFG Mortgage helps families and individuals in Broken Arrow and the surrounding areas with their home purchasing concerns. The company aims to provide a personalized service by offering different types of home loans depending on its clients' needs. It includes conventional and specialized loans. Some of the specialized loans include no down payment mortgages, FHA streamline refinance, high-debt ratio loans, and second mortgage loans. ZFG Mortgage has been providing various home loan options for more than 33 years.

License Verified:

License: 193207

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (356)
Facebook
4.5 / 5 (122)
Zillow
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2007 E 15th St, Tulsa, OK 74145
  • Reverse Mortgages

Why choose this provider?

Midtown Mortgage is a locally owned company that caters to individuals and families in Broken Arrow and the surrounding areas. It offers various loan products, including conventional, HUD 184 Indian Loan, FHA, VA, and USDA RD. It assists those looking to refinance their mortgages to get better loan rates and terms and receive cash out from equity. The company also provides reverse mortgages, renovation loans, and manufactured home loans. Midtown Mortgage's loan officers have over 35 years of combined experience.

License Verified:

License: 811419

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (47)
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7711 E. 111th Street, Tulsa, OK 74133
  • Refinance

Why choose this provider?

PRMG Tulsa Branch is a privately held mortgage banker that serves individuals and families in Broken Arrow and the surrounding areas. As a Fannie Mae and Freddie Mac direct lender, it assists with conventional products such as Homestyle Renovation, HomeReady, and Home Possible. It also provides a variety of FHA, VA, and USDA products, as well as reverse mortgages. PRMG has been in operation for more than two decades and has 307 locations nationwide. It has closed over 110,00 loans.

License Verified:

License: 1685644

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)

Website
13720 East 86th Street North Suite 180, Owasso, OK 74055
  • Refinance
  • New Construction

Why choose this provider?

1st Capital Mortgage caters to home buyers and owners in Broken Arrow. It offers a variety of loans for different needs, including, FHA, VA, conventional, Jumbo, and B/C loans. Its staff provides personalized attention to find the loan fit for the client's requirement, from first-time home buying to mortgage refinancing. 1st Capital Mortgage is also licensed to serve the residents of Arkansas and Kansas. It strives to deliver a smooth financing experience by facilitating timely pre-approvals and securing favorable rates for the client's financial situation.

License Verified:

License: 398026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (125)
Zillow
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10827 S Memorial Dr Ste C, Tulsa, OK 74133
  • Refinance
  • New Construction

Why choose this provider?

Scissortail Financial is a local mortgage brokerage firm serving the people of Broken Arrow. Its team offers a variety of lending programs, including conventional, FHA, VA, USDA, and jumbo loans. It also works with borrowers looking to refinance an existing mortgage, whether their goal is to lower payments, reduce interests, or use the cash for home improvement projects. Scissortail Financial founder and senior mortgage broker Greg Freeman has more than 20 years of experience in the industry.

License Verified:

License: 302507

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (268)
Zillow
5.0 / 5 (136)
Facebook
5.0 / 5 (79)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6100 S. Yale Avenue, Suite 1100, Tulsa, TX 74136
  • Refinance

Why choose this provider?

Hallford Team is a family-operated mortgage originator that serves individuals and families in Broken Arrow and the rest of Oklahoma. Working under Cornerstone Home Lending, Inc., the company offers more than 200 different types of residential loan programs, including Fannie Mae, Freddie Mac, FHA, VA, and USDA loans. Its team also assists with mortgage refinancing. Mortgage advisor Josh Hallford has been working in the industry since 2015. He has also worked in commercial banking.

License Verified:

License: 1489660

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (44)
Google
5.0 / 5 (15)
Zillow
4.9 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 S Riverfront Dr., Jenks, OK 74037
  • Reverse Mortgages

Why choose this provider?

Karen Gurley provides services to Broken Arrow inhabitants. As an NMLS-licensed mortgage banker and broker, she believes that it is important to know her client’s financial situation, dreams, and goals in order to build a customized total cost analysis which serves their needs. She educates people on the various loan products that she offers and finds the mortgage that best fits their lifestyle. Gurley adopts a CARE (Create a Referable Experience) model which helped thousands of customers finance their ideal homes.

License Verified:

License: 1087990

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (25)
Zillow
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7702 E 91st Street Suite 225, Tulsa, OK 74133
  • Multi-Family Loans

Why choose this provider?

Supreme Lending - Tulsa is a mortgage originator serving individuals, Realtors, and builders in the Broken Arrow area. It offers traditional and government loans for various purposes, including new purchases, refinancing, and homestyle renovation. Customers may avail themselves of conventional, jumbo, HARP, FHA, VA, and USDA loans. Its loan originators assist with loan application and set-up, contract creation, underwriting, and closing. Supreme Lending - Tulsa is headed by Samual Fowler, a loan officer and real estate investor who has been in the industry since 2015.

License Verified:

License: 1170950

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)
Facebook
4.8 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8556 E 101st St, Ste B, Tulsa, OK 74133
  • Reverse Mortgages

Why choose this provider?

Advantage One Mortgage serves clients in the Broken Arrow metro and the surrounding areas. The firm specializes in residential mortgages for clients looking to purchase or refinance. It offers fixed-rate loans with 10-year to 30-year terms and adjustable-rate loans with monthly payments based on a 30-year repayment schedule. Advantage One Mortgage has been in business since 1993. It develops custom loan programs through its access to various lenders to meet the needs of each client.

License Verified:

License: 213878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Zillow
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6012 E 112th Pl., Tulsa, OK 74137
  • Refinance

Why choose this provider?

Mortgage Partners helps residents of Broken Arrow achieve their dreams of owning their homes. It offers fixed-rate, adjustable-rate, FHA, VA, jumbo, 203K, and USDA loans. Its professionals help homeowners take advantage of reverse mortgages or refinance their homes, enabling them to get better and shorter terms, consolidate their debts, or get cash from equity. The company stays current with the changing market trends. Mortgage Partners is a member of the Association of Independent Mortgage Experts.

License Verified:

License: 2188102

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Website
7506 E. 91st Street, Suite 200, Tulsa, OK 74133
  • Refinance

Why choose this provider?

Felicia Leming serves clients throughout Broken Arrow and the neighboring cities. She is a mortgage banker at Flat Branch Home Loans. Felicia assists clients in navigating its wide selection of loan programs and selecting the one that best fits their needs. She offers FHA, USDA, VA, conventional, and bridge loan programs. Flat Branch also handles in-house underwriting and processing for loan originations and assists clients throughout the process of home buying. It has 59 locations in multiple states.

License Verified:

License: 1631246

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9721 E 79th Street, 2nd Floor, Tulsa, OK 74133
  • Refinance

Why choose this provider?

The Currington Team is a CrossCountry Mortgage-affiliated firm that has been serving clients in and around Broken Arrow since 2009. It assists people looking for mortgage programs to purchase a new house or refinance their current loans. Among its home financing products are conventional and jumbo mortgages, as well as government-insured programs for veterans and rural home buyers. The firm's specialists provide clients with personalized services by working with them through the entire borrowing process, from application to closing.

License Verified:

License: 203687

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (703)
Facebook
5.0 / 5 (61)
Zillow
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.