Expertise.com
2024

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Best Homeowners Insurance Agencies in Broken Arrow

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Broken Arrow Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69

Reviewed

45

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
709 West Washington St S, Broken Arrow, OK 74012
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Harmon Insurance provides protection for individuals and businesses in Broken Arrow. The company handles a wide range of areas including home insurance. Its team of agents provides standard home insurance policies that cover property damage and structural damage. Damages due to lightning, hail, wind, smoke, and theft are covered under home insurance policies. The insurance professionals also offer optional coverage for jewelry, flood, and earthquake. Some of Harmon Insurance's partner carriers are Foremost Insurance Group, Markel, and Hallmark Insurance Co.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6145 East 21st Street, Tulsa, OK 74114
  • Renter's Insurance

Why choose this provider?

For more than 35 years, All American Insurance Agency has worked with homeowners looking for insurance solutions in Broken Arrow. Its agents link clients to insurance companies to provide protection against financial loss in case of disasters. They provide insurance that covers buildings and personal items such as jewelry and electronics. The company clears bills relating to temporary residence in case of total loss and handles medical bills for people injured as a result of a property hazard.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (101)
Facebook
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9238 S Sheridan Rd Ste 206, Tulsa, OK 74133
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Arkoma Insurance is an independent insurance agency that has served homeowners in Broken Arrow and its surrounding areas for over 10 years. The company's policy covers the outside of homes and all their contents. In case of natural disasters and fires, the agency caters to the rebuilding and replacement costs of damaged property. The policy also covers stolen items and vandalized belongings. Arkoma Insurance offers life and auto insurance services as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
319 South Main Street, Sapulpa, OK 74066
  • Flood
  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Found in Broken Arrow, Main Street Insurance Agency LLC customizes home insurance packages to meet clients' specific needs and risks. Its insurance packages include property coverage to repair damage to the client's home and garage, as well as living expenses for clients who are temporarily removed from homes or have experienced complete loss. It also offers medical expense coverage that covers injuries of non-residents on the client's property and personal property coverage deals that with loss due to theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 South Elm Place, Broken Arrow, OK 74012
  • Renter's Insurance

Why choose this provider?

Chris Mathurin is an insurance agent with State Farm Insurance Agent who works with a team of insurance professionals to serve residents in Broken Arrow. Mathurin provides assistance in several areas including homeowners' insurance. His agency offers home insurance policies that include property replacement cost coverage. The insurance advisors also offer policies that cover personal belongings such as clothing, jewelry, electronics, appliances, and furniture. Mathurin has been an insurance agent since 2013.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (452)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
721 West Queens Street, Broken Arrow, OK 74012
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Since 1902, AAA has been assisting individuals seeking services from a homeowner's insurance agency in Broken Arrow. Its agents suggest the necessary insurance options to clients to help them secure their homes and personal property. AAA's homeowner's policy covers damage risks such as fire, smoke, lightning, and vandalism. It also covers lodging living expenses for homes that are uninhabitable during repairs. The policies have clauses to protect policyholders from lawsuits surrounding property damage and personal injuries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1712 Chandler Road, Muskogee, OK 74403
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Fire
  • Condos

Why choose this provider?

Advanced Insurance Professionals provides homeowners insurance to customers in Broken Arrow and the surrounding area. The independent agency partners with a large range of insurance companies to offer customers a variety of products. The agency specializes in writing plans that cater to high-value homes, secondary residences, vacation homes, and the protection of mortgages. The firm also serves the needs of mobile, motor, and manufactured homeowners and provides insurance coverage to renters and landlords.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7992 South Sheridan Road, Tulsa, OK 74133
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Bobby Williamson - State Farm Insurance Agent has been helping individuals in the Broken Arrow metro area choose the most suitable insurance option since 2012. He helps ensure that customers can repair or replace their home, furniture, and other possessions in case of an unfortunate event, such as damage from the weight of ice, snow, or sleet, fire, theft, vandalism, or plumbing system malfunctions. Mr. Williamson is available for his clients 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (45)
Facebook
5.0 / 5 (23)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 South Main Street, Sapulpa, OK 74066
  • Renter's Insurance
  • Personal Property Insurance

Why choose this provider?

Brown Insurance Agency helps homeowners in Broken Arrow with insurance matters. Its experts advise clients to choose insurance policies that blend with their needs of claim settlement when disasters such as fire and theft happen. The policy covers losses in structures, injuries to individuals, and the provision of temporary living quarters in case of a complete loss. Brown Insurance Agency assists clients to pay for medical expenses incurred by non-residents injured as a result of the disaster.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What resources are available in Oklahoma to help a Broken Arrow resident who is having difficulty obtaining homeowners insurance?

    Residents of Broken Arrow who are having difficulty obtaining homeowners insurance can contact the Oklahoma Market Assistance Program (OK-MAP). This program assists individuals by connecting them with insurance providers who may be interested in insuring their properties. To learn more about what they have to offer or to get help, call them at (405) 842-9883. This service is available throughout the state of Oklahoma.

  • How might a Broken Arrow resident's homeowner's insurance coverage change if they add a pool or trampoline to their property?

    Purchasing a pool or trampoline does not change a homeowner's insurance terms or cost in Broken Arrow. However, it is critical to reevaluate coverage to ensure adequate protection against potential accidents. Ordinarily, homeowners' policies have liability limits of $300,000 or $500,000. Given our current litigious environment, increasing liability through an Umbrella policy, which adds $1,000,000 coverage, is frequently recommended to protect assets from legal challenges.

  • If a Broken Arrow resident notices their homeowner's insurance deductible has shifted from a fixed amount to a percentage, is this a valid move by their insurance provider?

    Given approval from the Commissioner, insurance companies in Broken Arrow may legally switch from a fixed deductible to a percentage-based one for homeowners. It is prudent for policyholders to inquire if reclaiming the initial flat deductible is possible, as many insurance providers permit this. While percentage deductibles aim to reduce premiums, they may increase out-of-pocket expenses during a loss. It is always advisable to verify the validity of such modifications.

  • Why is it important for a Broken Arrow resident to understand the age and lifetime value of their roof when purchasing homeowners insurance?

    When it comes to insurance in Broken Arrow, the age and lifetime value of a home's roof are critical factors. Insurance companies frequently offer Replacement Costs only for roofs that are seven to twenty years old. Being uninformed may cause complications in the purchasing process. Most insurers now base payouts on the Actual Cash Value of the roof, taking into account its age and expected longevity.

  • How is the 1% deductible structured for Broken Arrow homeowners, especially in light of the 2008 hail storms' impact on homeowners insurance policies?

    Following the 2008 hail events, several Broken Arrow insurers switched from a standard $1,000 deductible to a 1% model. The deductible in this case is set at 1% of the insured value of the home. For example, if a home has $200,000 in insurance coverage, the homeowner's deductible responsibility increases to $2,000 when dealing with claims.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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