Serving Youngstown, Ciotola Law is the practice of bankruptcy attorney Robert Ascenzo Ciotola, a board-certified consumer bankruptcy law specialist. With 42 years of legal experience, Ciotola Law has represented more than 35,000 clients in their bankruptcy cases, helping financially distressed debtors climb out from their mountain of debt. The practice is a debt relief agency that helps debtors understand chapter 7 bankruptcy and chapter 13 bankruptcy, then guides them through filing for which type suits their situation best.
26 Market Street, Youngstown, OH 44503
Youngstown, OH 44503
Kivlighan Law is a bankruptcy law firm based in Canfield that also serves clients in Youngstown. It has been providing its services in Northeastern Ohio for over 10 years. Michael Kivlighan is an experienced bankruptcy lawyer who strives to quickly achieve legal claims and resolve legal disputes. He offers legal services to clients filing for a chapter 13 or 7 bankruptcy, assisting them in their recovery from financial difficulties. The law firm also deals with personal injury and family law matters.
3685 Stutz Drive, Canfield, OH 44406
Canfield, OH 44406
Robert P. Safos, Attorney At Law, provides legal counsel for individuals and businesses in Youngstown. He evaluates his clients' financial affairs to help eliminate creditor harassment, credit card and medical debts, sheriff sales, and foreclosure. The bankruptcy attorney has over 40 years of experience in the industry and offers guidance on chapters 7 and 13 of the bankruptcy code. He has filed thousands of cases during his career and also deals with matters related to probate, real estate, and domestic relations.
585 East Market Street, Warren, OH 44481
Warren, OH 44481
Houston Harbaugh, P.C., is a law firm in Youngstown with an emphasis on bankruptcy law concerning creditor's rights. Established in 1975, its bankruptcy attorneys have provided legal representation for creditors involved in adversary actions such as turnover claims and fraudulent transfer claims. They also strive to minimize the need for litigation by employing the necessary legal actions during commercial debt collection. This law firm also handles employment and business law.
401 Liberty Avenue, Pittsburgh, PA 15222
Pittsburgh, PA 15222
Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.
Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.