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2024

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Best Renter's Insurance Companies in Toledo

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Toledo Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

124Reviewed

81Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4452 Heatherdowns Boulevard, Toledo, OH 43614
  • Multiple Policy Types

Why choose this provider?

DJ Gluckle Insurance & Financial Agency is a locally owned and operated company that helps clients in the community of Toledo and its surrounding areas. It offers home insurance coverages that include renters', homeowners liability, condo, landlords, and scheduled property insurance. As an independent agency, the business partners with more than 30 carriers to provide its customers with various insurance and financial products. It also handles life, auto, farm, business, and retirement insurance. Additionally, its team guides clients throughout the entire insurance process.

License Verified:

License: 1115327

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (17)
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5801 Telegraph Road, Toledo, OH 43612
  • Multiple Policy Types

Why choose this provider?

House of Insurance, Inc., is a local, full-service insurance agency in Toledo with more than 60 years of industry experience. The agency offers insurance for various rental places such as apartments, townhouses, mobile homes, and any other dwellings to protect home valuables. Included in the renters' insurance packages are personal properties, personal liabilities, medical, and loss of use. In addition to renters' insurance, House of Insurance also specializes in SR-22, automotive, commercial vehicle, and travel insurance plans.

License Verified:

License: 27728

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (60)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2416 West Laskey Road, Toledo, OH 43613
  • Multiple Policy Types

Why choose this provider?

Toledo resident Dave Bly is a State Farm insurance agent that provides insurance services to local individuals and businesses of Hoover and the surrounding communities. He carries home and property insurance plans like rental property, condominium, manufactured home, farm and ranch, and renters' insurance policies. Additionally, he provides business insurance services, such as business owners' and contractors' policies, commercial auto insurance, and liability umbrella plans. Dave Bly has been a State Farm agent since 1981 and is a second-generation State Farm agent.

License Verified:

License: 86372

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (26)
Facebook
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1265 North Dixie Highway, Rossford, OH 43460
  • Multiple Policy Types

Why choose this provider?

Martin & Lark Insurance Agency is an independent company serving clients in Toledo and the neighboring areas since 1936. Its agents represent a range of renter insurance, covering lost income, damage to buildings and belongings, injury liabilities, and costs for tenants moving in or out of their residences during repairs. The company helps establishment owners protect their finances. Clients can opt for home insurance, including plans for off-premises theft, medical expenses, personal liability, excess liability, and floods.

License Verified:

License: 1882210

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (313)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4802 N Summit Street, Toledo, OH 43611
  • Multiple Policy Types

Why choose this provider?

Scott Wood is a State Farm insurance agent. He has been providing products and services to individuals, families, and businesses in Toledo and nearby areas since he joined the company in 1987. He assists clients in obtaining several types of products, including renters', auto, homeowners', life, and business insurance. He also offers support with banking transactions. Wood received multiple recognition from State Farm, including Legion of Honor and Bronze Tablet Qualifier, National Convention Qualifier, and Ambassador Travel Qualifier.

License Verified:

License: 83883

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (62)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3307 N. Holland Sylvania Road Suite 6, Toledo, OH 43615
  • Multiple Policy Types

Why choose this provider?

Walton Insurance, LLC, is a Toledo-based company that offers its products and services within the local metro and its neighboring areas. With support from carriers like MetLife and The Hartford, its policies are tailored to provide coverage for the possessions of homeowners and renters. It also offers financial security for automobiles and business properties, as well as products for life and health coverage. The company's owner, Jack Walton, helps clients find the appropriate product for their needs through his access to more than 20 companies.

License Verified:

License: 15736569

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3011 Tremainsville Road, Toledo, OH 43613
  • Multiple Carriers

Why choose this provider?

Compass Insurance Services is a Toledo-based insurance agency founded in 2010. With access to dozens of carriers, this agency offers a broad selection of personal and commercial insurance products, such as renters' insurance. This type of insurance protects personal properties against loss or damage from burglaries, fires, and water damage. In case the rented unit becomes uninhabitable after these events, the insured renter may also receive compensation for alternative accommodation. Additionally, liability coverage may be included in some policies.

License Verified:

License: 40711

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3005 Douglas Road, Toledo, OH 43606
  • Multiple Policy Types

Why choose this provider?

Mann Insurance Group is a locally owned and operated independent insurance agency that has been providing its services to individuals and businesses in Toledo and other areas since 2005. It assists clients throughout the insurance process and also provides personalized policies appropriate to their needs. It offers auto, homeowners', motorcycle, and life insurance. Its renters' insurance options provide coverage that protects the client and his possessions in case of theft, fire, or injuries of visitors.

License Verified:

License: 984809

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3 E Bancroft St, Toledo, OH 43620
  • Multiple Policy Types

Why choose this provider?

Ardena Williams is a Farmers Insurance agent who caters to individuals, families, and businesses in the Toledo metro and the surrounding areas. She helps customers get renters' insurance coverages, which help pay for damaged personal belongings should fires or natural disasters occur. She provides auto, condominium, home, life, motorcycle, and recreational insurance plans. Williams also assists with shopping for other insurance products, such as pet, personal umbrella, commercial property, general liability, and workers' compensation insurance.

License Verified:

License: 18859912

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6459 Monroe Street, Sylvania, OH 43560
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Ace Insurance is an agency that serves Toledo. It represents various carriers and assists clients in obtaining renters’ insurance policies to help cover replacement costs and additional expenses in the event of any insured disaster, as well as legal fees in case of claims and lawsuits filed against them. It offers other personal lines such as auto, motorcycle, watercraft, homeowners’, flood, and life and options for businesses such as commercial property and general liability. Ace Insurance was established in 1984.

License Verified:

License: 30028

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (13)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
505 Main Street, Toledo, OH 43605
  • Multiple Policy Types

Why choose this provider?

Rezbanyay Insurance Agency assists renters in Toledo find suitable protection for their possessions. The firm opened its doors in 1979 to cater to the insurance needs of individuals and businesses alike. It offers a wide selection of insurance products that are designed to provide security for clients and their belongings. These include renter's insurance, auto and home packages, and motorcycle insurance. Clients can consult with the firm's agents to build a custom policy according to their specific needs.

License Verified:

License: 2776800

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (15)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3310 Woodville Road, Northwood, OH 43619
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Midwest Insurance Network caters to Toledo residents looking for renters' insurance options. Renters' insurance helps cover personal valuables from hazardous events, protects property owners from liability, supports clients' recovery from loss of use, and obtains payments for living expenses. The company also offers policies that secure landlords from the different risks associated with renting properties. Midwest Insurance Network is also licensed to serve across Michigan and Florida. Its team includes office manager Lindsey Romstadt and principal agent Jake Shank.

License Verified:

License: 1048446

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (77)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3421 North Holland Sylvania Road, Toledo, OH 43615
  • Multiple Carriers

Why choose this provider?

RBI Insurance Agency & Financial Services, LLC is an independently owned and operated firm serving individuals, families, and business owners in Toledo and nearby areas. As a full-service insurance firm, it offers a comprehensive line of insurance solutions, including renters' insurance that can cover loss from burglaries and water and fire damage. The business has been in the industry for 10 years and is a member of Ohio Insurance Agents and PIA. Its agents carry 39 years of combined experience in the insurance industry.

License Verified:

License: 40558

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (100)
Facebook
4.0 / 5 (22)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3450 Central Avenue, Toledo, OH 43606
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Westgate Insurance Agency Inc. is a locally owned and operated insurance agency that provides a wide range of quality insurance options, including renters' insurance policies. The renters' insurance policy is customized for the client's specific needs such as replacement of possessions in case of personal property damage. Operating in Toledo since 1942, the company's history can be traced all the way back to 1892. Representing over 30 top-rated insurance carriers in the business, the agency serves more than 5,000 individuals and 1,000 businesses.

License Verified:

License: 957651

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.4
Google
3.0 / 5 (18)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
860 Ansonia Suite 11, Oregon, OH 43616
  • Multiple Carriers

Why choose this provider?

The AutoPlus Insurance Agency is open to inquiries from clients in Toledo communities and other neighboring metros. It offers policies that provide renters and homeowners with protection for their belongings against loss or damage, and against personal liability from mishaps on their property. The company also provides similar products for automobiles, recreational vehicles, and motorcycles, which are supported by Safeco, Hagerty, Progressive, and other carriers. The company is co-managed by Teresa Marshall, who has been working in the industry since 1993.

License Verified:

License: 28959

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5520 Monroe St, Suite A, Sylvania, OH 43560
  • Multiple Policy Types

Why choose this provider?

First Insurance Group is a full-service independent agency serving Toledo and its surrounding communities. It provides renters' insurance policies that cover a tenant's personal belongings in the event of fire, smoke, theft, vandalism, or lightning. Coverage is also available for items that have been stolen or damaged while the policyholder is away from the premises. Its team of professionals evaluates existing policies and helps clients devise a new one while considering their insurance needs and risk exposures.

License Verified:

License: 1371

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (43)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3034 W. Sylvania Avenue, ​Toledo, OH 43613
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Regan Insurance Agency is a family-owned business serving Toledo and nearby locations. It provides a selection of personal protection products, which include renters' insurance. This type of insurance protects tenants from financial losses due to perils like natural disasters and theft. The independent agency also writes customized policies for homes, condominiums, and cars. It represents multiple carriers, such as Grange Insurance, Encompass, and Progressive. Regan Insurance Agency has been in operation for more than five decades.

License Verified:

License: 1911

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2321 River Rd, Maumee, OH 43537
  • Multiple Carriers

Why choose this provider?

Insurance Solutions is a locally owned agency that has been serving clients in the Toledo metro and its surrounding areas for more than 15 years. It provides clients with personal and business insurance policies. The agency offers renters' insurance plans to people who are leasing their residences, such as tenants of apartments and condos. This policy provides tenants coverage for their personal property, liability, and additional living expenses in the event of a loss. Insurance Solutions also offers security policies for boats, RVs, and antique cars.

License Verified:

License: 1011015

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Is renters' insurance mandatory for residents in Toledo?

    No, renters' insurance isn't legally mandated in Toledo. However, landlords and property management firms can require it as part of the lease agreement. Potential renters must clarify this requirement with their prospective landlord beforehand. While not obligatory by law, renters' insurance offers valuable protection for personal belongings and potential liability claims.

  • Do renters' insurance policies in Toledo have limits on payouts?

    Yes, renters' insurance policies in Toledo have specific payout limits. Policyholders select an overall limit for personal property coverage, but certain items have distinct, often lower, limits. Such items include cash, jewelry, watercraft, firearms, and property used for business purposes. Those considering renters' insurance must read the policy or speak with an insurance agent to understand these limits.

  • What additional renters' insurance coverages are available for residents of Toledo?

    For Toledo residents, renters' insurance offers coverage for medical expenses of non-household members injured in the rented space. If a listed peril renders the apartment or rental home uninhabitable, the insurance compensates for the added living expenses incurred during the restoration period. Additionally, it safeguards against theft charges from credit or debit cards and forgery.

  • What's the standard liability coverage amount for renters' insurance for Toledo residents?

    The standard limit for the liability coverage provided by renter's insurance is $100,000. However, residents of Toledo should check their rental contracts since certain landlords may need a certain minimum level of liability coverage. Tenants must adhere to the required amount of liability coverage to prevent potential contractual discrepancies and protect themselves and their personal belongings.

  • How can a Toledo resident obtain a renters' insurance quote?

    Residents of Toledo can obtain a renters' insurance quote by visiting the website of the insurance company. They'll need to be prepared with their personal information, such as their name, address, email, birth date, ZIP code, preferred coverage start date, the number of individuals residing in the dwelling, and an estimate of their personal property's value.

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