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Best Health Insurance Agencies in Toledo

2023

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Website
2509 West Sylvania Avenue, Toledo, OH 43613
  • Life Insurance

Why choose this provider?

Paradigm Insurance Company, LLC, offers its solutions to the residents of Toledo and the surrounding areas. It provides individual health insurance services, such as dental, vision, family health, and disability policies. Meanwhile, the group benefits available for businesses include group life and long-term care. The company also offers auto, home, and life insurance policies. For commercial clients, it crafts general liability and workers' compensation insurance plans. Paradigm Insurance Company has partnered with several carriers, such as American Modern, Berkshire Hathaway, Progressive, and MetLife.

License Verified:

License: 1185923

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
5660 Southwyck Boulevard, Toledo, OH 43614
  • Individual Plans
  • Life Insurance

Why choose this provider?

Toledo-based insurance agency Fuller & Sons Insurance Agency has been serving the insurance needs of its residents and the surrounding communities for almost 40 years. It carries health insurance plans like disability insurance, as well as life and disability insurance. Additionally, it provides commercial insurance packages, which include professional liability insurance, non-profit management and organization liability insurance, fidelity bonds, contractors’ liability coverage, and commercial umbrella insurance. James Fuller, its founder, started his career in the insurance field in 1972.

License Verified:

License: 1230297

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (15)
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3458 Navarre Avenue, Oregon, OH 43616
  • Life Insurance

Why choose this provider?

Oregon Insurance Agency is a family-owned and independent insurance agency that serves clients in Toledo. It offers various healthcare and long-term care plans from several insurance carriers, including Auto-Owners, Grange, and Western Reserve. The agency also covers other insurance products and services for automobiles, commercial properties, churches, IRA, and 401k rollover. Oregon Insurance has been serving the insurance needs of individuals, families, and businesses in the metro since 1993. Owner Rodney Gyurke has more than 30 years of insurance experience.

License Verified:

License: 17029277

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3231 Central Park West, Toledo, OH 43617
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Bernhard Insurance Group is an independent agency serving Toledo and the surrounding communities. It specializes in providing health insurance products for individuals and groups, such as long-term care, disability, and Medicare plans. The company also provides life insurance and annuity services. Owner Kirk Bernhard has been in the industry for more than 23 years. He graduated with a degree in Mathematical Statistics and is also a Registered Health Underwriter (RHU), a designation he obtained in 2001.

License Verified:

License: 37790

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2828 Central Avenue, Toledo, OH 43606
  • Individual Plans
  • Life Insurance

Why choose this provider?

Jeff Traudt is a Toledo-based insurance agent with State Farm who has been providing insurance solutions in the area since 1980. He addresses his client's healthcare needs with health insurance coverage. Moreover, he and his team are versed in providing personal and commercial insurance products, such as life, home, auto, property, and business insurance options. They also handle annuities, banking, and mutual funds. Lastly, Traudt holds the Chartered Financial Consultant and Chartered Life Underwriter designations.

License Verified:

License: 48507

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
833 Woodville Road, Toledo, OH 43605
  • Life Insurance

Why choose this provider?

Aaron Grob Agency Inc. is an insurance agency that serves residents and businesses in Toledo. It offers a wide array of risk management solutions, including disability and life insurance as well as annuities and auto insurance. Additionally, it provides extensive business and commercial coverage. The brokerage has been in the industry for more than 20 years and has partnered with multiple insurance carriers, such as Dairyland, Trexis Insurance, and Safeco, to give clients a variety of programs that suit their needs.

License Verified:

License: 697903

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5215 Monroe Street, Toledo, OH 43623
  • Individual Plans
  • Life Insurance

Why choose this provider?

Great Lakes Insurance Partners is a Toledo-based, family-owned insurance agency founded in 2004. The agency offers a full range of business and personal insurance products. Its partnership with insurance providers allows the company to provide coverage solutions that suit its clients’ needs. The company’s products include individual life, child life, individual health, and long-term disability insurance. It also provides error and omissions liability insurance and manufacturer's insurance for businesses. Great Lakes Insurance Partners is licensed to operate in 23 states.

License Verified:

License: 8314634

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (6)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2229 West Laskey Road, Toledo, OH 43613
  • Individual Plans
  • Group Plans

Why choose this provider?

Burns Insurance Agency is an insurance firm that Robert J. Burns Jr. founded in 1981. It offers clients in Toledo and other areas with products and services designed specifically to help improve their financial situations. Its products and services include life insurance, Medicare Supplements, annuities, individual health insurance, short-term medical, and overhead expenses. Additionally, it provides employee benefits such as self-insured and fully insured programs, benefit plan needs analysis, disability, medical, and dental. The agency is licensed in Ohio, Illinois, Michigan, and Florida.

License Verified:

License: 1032311

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
310 West Laskey Road, Toledo, OH 43612
  • Individual Plans

Why choose this provider?

E. Mann Insurance Services offers health insurance solutions to clients in Toledo. It offers various health insurance coverage designed to meet the clients' needs. Additional options include Medicare Advantage, Supplement, and Part D plans. Additionally, E. Mann Insurance Services represents multiple carriers, including Aetna, Humana, Anthem, and UnitedHealthcare. Its owner, Ericka Mann, started her career in the industry in 2007. She is a member of the National Association of Health Underwriters and strives to maintain the requirements of the Medicare Certification Course.

License Verified:

License: 1357071

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
126 East 2nd Street, Perrysburg, OH 43551
  • Individual Plans
  • Life Insurance

Why choose this provider?

Preferred Insurance Network, LLC is a family-owned health insurance firm that serves clients in Toledo and its surrounding areas. The agency provides a variety of health insurance products and coverage options. There are also other insurance packages for vehicles and employee benefits. This independent company has been operating for more than 20 years now. It has partnered with top insurance carriers, such as the Hartford Insurance Company, General Casualty, Liberty Mutual Insurance, and Travelers Insurance Company.

License Verified:

License: 598344

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.