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2024

Last updated:

Best Local Car Insurance Agencies in Toledo

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Toledo Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

183Reviewed

117Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4394 N Adrian Highway, Adrian, MI 49221
  • RV & Motorhome
  • Home & Auto Insurance
  • Motorcyle & ATV

Why choose this provider?

DS Johnson & Associates caters to individuals and businesses in Toledo. The business opened its doors to the community in 1973, providing car insurance with various coverage options for numerous vehicle types, including classic cars, motorcycles, and RVs. These options include comprehensive, liability, and collision coverage. The agency has partnered with a wide selection of insurance companies, such as The Hartford, National General, American Modern, Foremost, and Safeco. Its other offerings include business, farm, life, and home insurance.

License Verified:

License: 983028

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Toledo, OH

Why choose this provider?

Need help contacting a Local Car Insurance Agency in Toledo? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
2503 West Sylvania Avenue, Toledo, OH 43613
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Dana Mathewson is a State Farm insurance agent in Toledo. He assists clients in several areas, including auto insurance. The agent creates policies that may include comprehensive coverage, which helps pay for vehicle damage resulting from incidents other than collision. He can also furnish insurance plans that include liability, uninsured motorist, and medical payments coverage. Mathewson provides insurance services for clients in Southeast Michigan and Northeast Ohio who are relocating. He has been offering risk management solutions since 1977.

License Verified:

License: 42930

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3005 Douglas Road, Toledo, OH 43606
  • Multiple Carriers

Why choose this provider?

Mann Insurance Group - Toledo is a locally owned and operated insurance agency established in 2005. The company has independent agents who can help individuals in Toledo in selecting insurance coverage that suits their needs, including auto insurance. They provide quotes from numerous insurance carriers and guide clients in finding insurance policies that cover them in case the car owners cause injuries to others or if they become victims of theft, collision, and accidents.

License Verified:

License: 984809

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5801 Telegraph Road, Toledo, OH 43612
  • Multiple Carriers

Why choose this provider?

House of Insurance, Inc., is an insurance agency with over 60 years of experience servicing the Toledo community. It offers a wide range of car insurance plans for different types of vehicles, including trailers, snowmobiles, and motorcycles. The policies can include a variety of options such as liability, medical payment, collision, comprehensive, and uninsured or underinsured coverages. Clients can also include roadside assistance as additional protection. Businesses can also be protected against financial losses through commercial auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (60)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3421 N Holland Sylvania Rd, Toledo, OH 43615

Why choose this provider?

RBI Insurance and Financial Services, LLC is an independent agency employing licensed insurance advisers to assist clients in the Toledo, Ohio, metro area with auto insurance policies. This agency works with a wide variety of insurance providers such as Dairyland Insurance and Progressive, and it educates clients on coverage areas that protect them in cases of damage to vehicles or personal items, serious injuries, or liability to third parties. Other available services include home and wedding insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (109)
Facebook
4.8 / 5 (38)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3450 West Central Avenue, Toledo, OH 43606
  • Multiple Carriers

Why choose this provider?

Westgate Insurance Agency has been providing insurance services to individuals and businesses in Toledo since 1942. The locally owned agency provides a wide range of insurance solutions, including car insurance. The policies it offers help clients protect themselves from financial losses if they get involved in accidents that result in property damage or injuries to themselves or other people. There are plans available for owners of personal and company cars as well as those who have multiple automobiles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.6 / 5 (18)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7460 Airport Hwy At Rancamp, Holland, OH 43528

Why choose this provider?

Based in Holland, Ohio, Denker Insurance is a family-owned independent insurance agency licensed to operate in Ohio and Michigan. Established in 1972, the auto insurance specialist tailors policies for its clients from the 15 plus carriers it represents. Auto insurance options include collision and comprehensive coverage for vehicle damage or theft and liability coverage for the client's legal liabilities towards others injured in the accident. Coverage can also include road trouble service and lease/loan gap coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
601 Main St, Genoa, OH 43430

Why choose this provider?

Serving northwest Ohio since 1957 from offices in Genoa and Fremont, Sprouse Insurance provides the information and protection clients need when it comes to personal and commercial auto insurance. Partnering with companies such as Progressive and Liberty Mutual, this company helps find coverage for classic cars, motorcycles, and watercraft. Westfield Horizon Agency, a regional insurance carrier that focuses on the customer, recognizes Sprouse Insurance for its responsiveness, customer commitment, and superior performance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
316 N Michigan St #240, Toledo, OH 43604
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

SL & Associates offers a variety of insurance products to individuals, families, and businesses in Toledo and the surrounding areas. Its personal lines insurance includes automobile, life, home, disability, and long-term care coverages. For businesses, the agency provides commercial and professional liability insurance plans. SL & Associates represents several insurance carriers, such as All State, CNA, Encompass, Foremost, Gainsco, and Progressive. It extends its services to several states, including West Virginia, New Jersey, Colorado, Georgia, Michigan, and Indiana.

License Verified:

License: 1018721

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
22 North Erie Street, Toledo, OH 43604
  • Bundling Option

Why choose this provider?

Knight Insurance Group is an insurance agency with an office in Toledo. Its car insurance agents provide tailored insurance solutions designed to protect assets. Its vehicle insurance basic coverage includes liability, uninsured or underinsured motorists, medical payments, comprehensive, and collision. Knight Insurance Group carefully selects carriers for their unique products, common sense underwriting, and commitment to claims excellence. Knight Insurance Group also offers insurance programs to protect the financial goals of businesses.

License Verified:

License: 957718

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (148)
Facebook
5.0 / 5 (97)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3454 Oak Alley Ct Ste 106, Toledo, OH 43606

Why choose this provider?

Gus Badra Insurance Agency LLC is an independent insurance solutions provider based in Toledo, Ohio, that was founded in 2004. The firm offers auto insurance coverage that includes basic features such as collision, medical fees, uninsured/underinsured motorist damages, and liability. The policies offered also include rental car reimbursement, gap insurance, and loan payoff coverage. In addition, Gus Badra Insurance Agency LLC provides homeowners insurance, employee benefits policies, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (121)
Facebook
4.9 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4331 Keystone Dr Ste C, Maumee, OH 43537

Why choose this provider?

Savage-McVicker Insurance Inc. is an independent insurance agency with offices in Maumee, Ohio, that sells auto insurance in the Toledo metro area. Founded in 1960, Savage-McVicker provides both personal and commercial auto insurance policies that include protections for vehicles in case of collision, against liability, and for damage sustained other than in collisions. Savage-McVicker Insurance represents a variety of different insurance carriers, including the Cincinnati Insurance Company, Frankenmuth Mutual, The Hartford, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5650 W Central Ave, Suite AA, Toledo, OH 43615

Why choose this provider?

Matt Vierk is a State Farm insurance agent serving individuals and businesses in the Toledo area. He offers auto insurance plans for new drivers, collectors, and business travelers. The plans cover collisions, car rentals, and rideshares. He also provides various risk management options for life, health, personal articles, homeowners, and renters. His agency assists businesses with workers’ compensation, individual health policies, and commercial auto protection. Matt Vierk has over 20 years of insurance experience. He can communicate using ASL.

License Verified:

License: 666045

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (59)
Facebook
5.0 / 5 (20)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3307 N. Holland Sylvania Road Suite 6, Toledo, OH 43615
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Walton Insurance LLC is an independent agency that offers services to individuals and businesses in and around Toledo. It provides car insurance policies that cover various types of vehicles, including standard and high-risk auto, motor homes, motorcycles, and camping trailers. It also insures recreational vehicles, such as all-terrain, snowmobiles, antique cars, and dune buggies. In addition, its team writes policies to protect individuals from identity theft and obtain workers' compensation benefits. Walton Insurance has been serving clients since 1996, representing over 20 insurance carriers.

License Verified:

License: 61002

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3401 Woodville Rd Ste B, Northwood, OH 43619

Why choose this provider?

Purkey Insurance Agency consults clients in the Toledo, Ohio, metro area concerning auto insurance policies. The agency has been active since 1952, is primarily family owned, and procures coverage for standard automobiles as well as motorcycles and recreational vehicles. Typically it assists clients with purchasing coverage from associated providers for mandatory categories and assesses client needs to find appropriate additional coverage areas. Purely Insurance Agency also sells homeowners insurance and offers umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2828 Central Avenue, Toledo, OH 43606
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Jeff Traudt is a Toledo-based agent that works under State Farm. His product line includes auto insurance, which may reimburse losses in the event that the insured person gets injured in a car accident. Traudt also insures clients who drive for rideshare companies such as Uber and Lyft. The agent, who has a background in business, has been a State Farm agent since 1980. He is affiliated with the National Association of Insurance & Financial Advisors.

License Verified:

License: 48507

Ohio Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (28)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5749 Park Center Court, Toledo, OH 43615
  • Multiple Carriers

Why choose this provider?

Since 1946, Park and Company Insurance has been serving the insurance needs of businesses and individuals in Toledo. The insurance agency provides a variety of quotes from multiple insurance carriers, which allows clients to compare coverages that are ideal for their needs. One of its services is auto insurance. This assists policyholders in the medical and repair costs in case of car accidents that lead to injuries and damage to properties. There are also plans that cover theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Should you stay with the same car insurance company in Toledo for life?

    Even though you have the option, it might not be in your best interest to go with just one auto insurance provider in Toledo. You are better off reevaluating occasionally whether your coverage still matches your needs. Moreover, staying with the same insurer might not give you the best value for money. Insurers set your premium based on various factors, with some putting a greater weight on specific ones, such as your credit score.

  • Are drivers in Toledo required to buy car insurance?

    Yes, drivers in Toledo are mandated by law to obtain car insurance. Ohio requires at least purchasing a 25/50/25 policy. The coverage limits are as follows: $25,000 for bodily injury liability per individual, $50,000 for bodily injury liability per incident, and $25,000 for property damage liability. Drivers across the state are not required to buy underinsured motorist coverage.

  • How much can you expect to pay for minimum car insurance coverage in Toledo?

    Based on statewide statistics, you can expect to pay around $338 every year in Toledo to obtain minimum coverage for your car. Full coverage in Ohio costs around $1,266. These rates are significantly lower than the national averages of $622 per year for minimum coverage and $2,014 for full coverage.

  • How much can you expect to pay for car insurance in Toledo if you have a low credit score?

    Your car insurance premium in Toledo can go up to $2,434 if your credit score is less than desirable. Insurers associate low credit scores with a greater likelihood of submitting claims. If you can elevate your score from poor to fair, your premium could decrease by $804.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.