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Best Mortgage Refinance Companies in Parma

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2023
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CHM Lending logo
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License Verified:

License: 243256

Nationwide Multistate Licensing System and Registry

CHM Lending

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2211 Medina Rd, Medina, OH 44256
  • New Construction

Business Description

CHM Lending provides mortgage services to clients in Parma and the surrounding areas. It serves clients who wish to lower their monthly payments, consolidate their debts, reduce their interest rates, and cash-out equity for home improvements by offering refinancing solutions. The company is available to refinance clients' VA, FHA, and conventional loans. It also carries construction loan programs for clients wishing to build their homes without exceeding their budget. CHM Lending has been operating since 1992.

License Verified:

License: 243256

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (35)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cleveland Lending Group logo
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License Verified:

License: 2085425

Nationwide Multistate Licensing System and Registry

Cleveland Lending Group

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494 Eastwood Rd., Hinckley, OH 44233
  • Reverse Mortgages

Business Description

Cleveland Lending Group caters to the home financing needs of clients throughout Parma and nearby areas. It assists homeowners who want to improve their cash flow by lowering their monthly payments, interest rates, or loan terms through refinancing. Its wide selection of loan products extends to FHA, VA, jumbo, and fixed-rate policies. Cleveland Lending Group also provides analysis tools on its website to help borrowers compare rates and select the best mortgage program for their individual needs.

License Verified:

License: 2085425

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Crossroads Home Loans logo
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License Verified:

License: 252654

Nationwide Multistate Licensing System and Registry

Crossroads Home Loans

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2530 Medina Road, Suite 100, Medina, OH 44256
  • New Construction

Business Description

Crossroads Home Loans offers a selection of real estate solutions in the Parma area and nearby metros. Its team works with homeowners, real estate agents, attorneys, CPAs, mortgage broker firms, and credit unions. The company helps clients who want to purchase investment spaces develop refinancing strategies to lower their monthly payments and interest rates. It also processes different mortgage programs, including USDA, FHA, VA, conventional, and jumbo loans. Crossroads Home Loans has been in operation for over a decade.

License Verified:

License: 252654

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Daniel Kazda logo
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License Verified:

License: 992997

Nationwide Multistate Licensing System and Registry

Daniel Kazda

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24629 Detroit Rd, Suite C, Westlake, OH 44145
  • Reverse Mortgages

Business Description

Daniel Kazda is a First Centennial Mortgage loan officer who caters to prospective refinancers in the Parma metro. He guides individuals and families in refinancing their mortgages for interest rate improvements and cash-out opportunities that fund domestic initiatives like tuition fees and home renovations. He also has a selection of down payment assistance plans for novice homebuyers. Kazda developed his comprehensive knowledge of lending guidelines and refinancing procedures through his diverse work experience in the financial industry for more than a decade.

License Verified:

License: 992997

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Linkedup Home Lending, LLC logo
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License Verified:

License: 1882674

Nationwide Multistate Licensing System and Registry

Linkedup Home Lending, LLC

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8750 Brookpark Rd, Cleveland, OH 44129

Business Description

Linkedup Home Lending, LLC, assists homeowners in Parma with their refinancing needs. It offers owners of single- and multi-family residences, condominiums, townhouses, and manufactured homes refinancing from conventional, jumbo, FHA, USDA, and VA loans. Purchase loans from the five programs are also available. Additionally, it has interest-only and graduated payments programs, as well as FRMs and ARMs. Linkedup Home Lending helps its borrowers make informed choices through online calculators, including one that figures out tax benefits.

License Verified:

License: 1882674

Nationwide Multistate Licensing System and Registry

MGM Mortgage Co. logo
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License Verified:

License: 262574

Nationwide Multistate Licensing System and Registry

MGM Mortgage Co.

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3601 Green Rd Beachwood STE 310, Beachwood, OH 44122
  • Reverse Mortgages

Business Description

MGM Mortgage Co. is a mortgage purchase specialist serving Parma and the nearby areas. It brings together a team of mortgage experts to help clients understand their options in terms of financing their homes or prospective purchases by presenting a variety of loan programs, including fixed-rate and adjustable-rate mortgages. They also assist clients with mortgage refinancing so that they can pay off their homes at a lower interest rate. MGM Mortgage Co. has been in operation since 2001.

License Verified:

License: 262574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premier Mortgage Consultants Ltd. logo
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License Verified:

License: 71017

Nationwide Multistate Licensing System and Registry

Premier Mortgage Consultants Ltd.

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14700 Detroit Ave. Suite 3, Lakewood, OH 44107
  • New Construction
  • Reverse Mortgages

Business Description

Premier Mortgage Consultants Ltd. is a direct lender catering to the refinancing goals of the Parma community. Its team assists borrowers who would like to modify existing mortgages by decreasing loan terms or reducing rates. The staff accommodates homeowners across state lines. Additionally, the company delivers refinancing programs such as HARP 2.0 and reverse mortgages. It has been operating since 2004 and serves North Carolina, Minnesota, and Tennessee. Premier Mortgage Consultants has been rated the Top 5 Most Competitive by The Wall Street Journal.

License Verified:

License: 71017

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Rockway Mortgage Co Inc logo

License Verified:

License: 1732152

Nationwide Multistate Licensing System and Registry

Rockway Mortgage Co Inc

20525 Center Ridge Rd Suite 138, Rocky River, OH 44116
  • Multi-Family Loans
  • New Construction

Business Description

Rockway Mortgage Co Inc assists customers in Parma in achieving the ideal home or property for investment. The company helps clients identify the loan option that fits their home purchasing or refinancing needs. It has loan advisors who assess the financial situation and calculate the buying potential of its clients based on standard lending guidelines. The business strives to be a lender of choice by educating and guiding clients throughout the process, from pre-approval to final closing.

License Verified:

License: 1732152

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (146)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SIRVA Mortgage logo

License Verified:

License: 2240

Nationwide Multistate Licensing System and Registry

SIRVA Mortgage

6200 Oak Tree Blvd., Suite 300, Independence, OH 44131
  • Multi-Family Loans
  • New Construction

Business Description

SIRVA Mortgage is a home lending company that lists the Parma metro as one of its service areas. Its loan officers guide borrowers in applying for programs such as VA interest rate reduction or FHA streamline loans. They search and design refinancing opportunities for clients planning to refinance occupied or vacation homes and investment properties. SIRVA Mortgage has been serving the community for over 25 years and is a member of MBA. The company also delivers relocation mortgage solutions and operates in 50 states.

License Verified:

License: 2240

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (424)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Social Mortgage logo

License Verified:

License: 2122771

Nationwide Multistate Licensing System and Registry

Social Mortgage

1861 W25 Th Street, Cleveland, OH 44113
  • New Construction
  • Reverse Mortgages

Business Description

Social Mortgage serves residents of Parma who need to obtain new loans or refinance their current obligations into less onerous forms. The team has adjustable loans for those who need reduced interest over a short period, as well as conventional mortgages with terms that extend from 15 years to three decades. USDA programs are on hand for buyers of rural properties, and VA products are available for military members. Social Mortgage's crew has more than 45 years of collective lending sector experience.

License Verified:

License: 2122771

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Summit Home Lending logo
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License Verified:

License: 1884721

Nationwide Multistate Licensing System and Registry

Summit Home Lending

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72 N. Main Street, Suite 310, Hudson, OH 44236
  • New Construction

Business Description

Summit Home Lending is an independent mortgage broker that serves first-time buyers and borrowers in Parma. It provides customized mortgage and refinancing solutions to clients in order to lower interest rates and monthly payments, adjust the length of their mortgage, and take cash out of their home's equity. Some of its loan options include FHA, VA, HARP, USDA, adjustable rate mortgages, and home renovation loans. Summit Home Lending has more than 19 years of experience in the mortgage sector.

License Verified:

License: 1884721

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.