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Best Credit Repair Companies in Parma

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8584 Washington Street Ste 2032, Chagrin Falls, OH 44023
Chagrin Falls, OH 44023
  • Credit Audit

CrediVibes is a credit counseling company that serves clients in Parma. It provides credit repair services that help individuals and businesses improve their ability to get approval for loans and obtain favorable interest rates. CrediVibes also eliminates inaccurate information in credit reports, including loan and credit card balances, payment history, and credit utilization. The company's business model leverages its years of experience in the banking and real estate industries to help clients gain the trust of creditors and lenders with their capacity to repay future debts.

8584 Washington Street Ste 2032, Chagrin Falls, OH 44023
Chagrin Falls, OH 44023

Website(800) 659-3931

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

2150 West 117th St., Cleveland, OH 44111
Cleveland, OH 44111
Instagram
  • Credit Monitoring

Tay Credit Repair serves the Parma area. It conducts in-depth analyses of reports to identify negative items that affect scores, such as bankruptcies, charge-offs, collections, debts, foreclosures, and repossessions, and files disputes with bureaus to address errors. It works personally with clients throughout the process, handles the documentation for agencies on their behalf, and offers 24/7 access to a secure account portal to send real-time updates of their credit status. Tay Credit Repair was founded in 2017.

2150 West 117th St., Cleveland, OH 44111
Cleveland, OH 44111

InstagramWebsite(216) 260-4962

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2000 Auburn Drive Suite 200, Beachwood, OH 44122
Beachwood, OH 44122
  • Credit Dispute

United Credit Repair & Financial Coaching serves Parma residents and businesses. The company offers consumer credit repair and business financing and credit. It helps clients improve credit scores by disputing inaccuracies on their credit reports, including payment delinquencies, charge-offs, collection accounts, and bankruptcies. Its staff submits dispute letters to the credit bureaus and negotiates the removal of the incorrect items. A case advisor and an analyst are assigned to work with each client. Clients also get 24/7 online access to their credit information and updates.

2000 Auburn Drive Suite 200, Beachwood, OH 44122
Beachwood, OH 44122

Website(877) 825-9198

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Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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